Re: Carlson, Karen & Todd TS #60128-27827-NJ-WA APN #0020012072 Reference Number: 200612131130 Abbreviated Legal: PTN. GOVERNMENT LOT 4, SECTION 01, TOWNSHIP 20 NORTH, RANGE 01 WEST Grantor: Karen A Carlson and Todd C Carlson Grantee: North Cascade Trustee Services Inc. Original Beneficiary: Mortgage Electronic Registration Systems, Inc ., solely as nominee for PrimeLending, a PlainsCapital Company NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 .ET. SEQ. This is an attempt to collect a debt and any information obtained will be used for that purpose. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm. The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web Site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc. The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear. I. NOTICE IS HEREBY GIVEN that the undersigned Trustee will on June 3, 2016, at the hour of 10:00 AM at Pierce County Superior Courthouse, 2nd Floor Entry Plaza, 930 Tacoma Avenue South, Tacoma, WA 98402 sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property, situated in the County of Pierce, State of Washington, to-wit: EXHIBIT “A” Legal Description BEGINNING AT A POINT ON THE WEST LINE OF GOVERNMENT LOT 4 IN SECTION 01, TOWNSHIP 20 NORTH, RANGE 01 WEST OF THE W.M., IN PIERCE COUNTY, WASHINGTON; THENCE NORTH ALONG SAID WEST LINE 300 FEET, MORE OR LESS, TO A POINT ON SAID LINE 308.88 FEET SOUTH OF THE NORTHWEST CORNER OF GOVERNMENT LOT 4, THENCE SOUTH 67° EAST ALONG THE MOST SOUTHERLY LINE OF A TRACT OF LAND CONVEYED TO LAKE BAY COMMUNITY HALL ASSOCIATION BY DEED RECORDED UNDER RECORDING NO. 650511, 132 FEET TO THE MOST SOUTHERLY CORNER OF SAID TRACT OF LAND; THENCE NORTH 44° EAST TO THE CENTER LINE OF A SMALL STREAM. SAID POINT BEING 480.48 FEET EAST AND SOUTH 44° WEST 452.10 FEET FROM THE NORTH CORNER OF GOVERNMENT LOT 4; THENCE EASTERLY ALONG SAID STREAM TO THE MEANDER LINE OF LAKEBAY; THENCE SOUTHERLY ALONG THE EASTERLY LINE OF THE PROPERTY CONVEYED TO J. EDITH WATSON BY WARRANTY DEED RECORDED JULY 25, 1919 UNDER RECORDING NO. 531131, TO THE NORTHEAST CORNER OF THE PROPERTY CONVEYED TO EUGENE STONE AND ADA STONE BY WARRANTY DEED RECORDED NOVEMBER 27, 1945 UNDER RECORDING NO. 1794971; THENCE WEST ALONG THE NORTH LINE OF SAID STONE PROPERTY TO THE NORTHWEST CORNER THEREOF; THENCE WEST TO THE POINT OF BEGINNING: EXCEPT COUNTY ROADS AS EXCEPTED IN INSTRUMENT RECORDED UNDER RECORDING NO. 9105280516; ALSO EXCEPT THE FOLLOWING DESCRIBED PROPERTY: BEGINNING 6 CHAINS SOUTH OF THE NORTHWEST CORNER OF GOVERNMENT LOT 4 IN SECTION 01; THENCE SOUTH 210 FEET: THENCE NORTHEASTERLY TO A POINT 50 FEET EAST OF THE POINT OF BEGINNING; THENCE WEST 50 FEET TO THE POINT OF BEGINNING; ALSO EXCEPT THAT PORTION OF THE HEREIN DESCRIBED PROPERTY LYING SOUTH OF THE FOLLOWING DESCRIBED LINE: COMMENCING AT A POINT ON THE WEST LINE OF SAID SECTION 01, 888.88 FEET NORTH OF THE SOUTHWEST CORNER OF GOVERNMENT LOT 4 IN SAID SECTION; THENCE NORTH 31°14’50” EAST 160.57 FEET: THENCE NORTH 88°13” WEST TO THE WEST LINE OF SAID SECTION AND THE TRUE POINT OF BEGINNING; THENCE SOUTH 88°13” EAST TO INTERSECT THE EASTERLY RIGHT OF WAY LINE OF SHELGREN LORENZ COUNTY ROAD; THENCE CONTINUING SOUTH 88°13’ EAST A DISTANCE OF 132.70 FEET; THENCE SOUTH 65°00” EAST A DISTANCE OF 136.48 FEET; THENCE EAST TO THE EASTERLY LINE OF THE PROPERTY CONVEYED TO J. EDITH WATSON 8Y DEED RECORDED JULY 25, 1919 UNDER RECORDING NO. 531131 AND THE TERMINUS OF SAID LINE; SITUATE IN THE COUNTY OF PIERCE, STATE OF WASHINGTON. APN: 0020012072 More commonly known as: 105 Lorenz Rd Kpn, Lakebay, WA 98349 which is subject to that certain Deed of Trust dated December 7, 2006, recorded December 13, 2006, under Auditor’s File No. 200612131130, records of Pierce County, Washington, from Todd C Carlson and Karen A Carlson, husband and wife, as Grantor, to FIRST AMERICAN TITLE , as Trustee, to secure an obligation in favor of Mortgage Electronic Registration Systems, Inc., solely as nominee for PrimeLending, a PlainsCapital Company as Beneficiary, the beneficial interest in which was assigned to U.S. BANK NATIONAL ASSOCIATION as Trustee for the registered holders of ABFC 2007-WMC1 Trust Asset Backed Funding Corporation Asset Backed Certificates, Series 2007-WMC1 under an Assignment recorded on July 17, 2015 under Auditor’s File 201507170035 in the official records in the Office of the Recorder of Pierce County, Washington. II. No action commenced by the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage. III. The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Payments $8,736.35 Escrow Advances $12,444.48 Interest $57,759.01 Grand Total $78,939.84 IV. The sum owing on the obligation secured by the Deed of Trust is: Principal $316,263.14, together with interest as provided in the note or other instrument secured, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on June 3, 2016. The defaults referred to in paragraph III must be cured by May 23, 2016 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before May 23, 2016(11 days before the sale date), the defaults as set forth in paragraph III are cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers’ or certified check from a state or federally chartered bank. The sale may be terminated any time after May 23, 2016 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor, or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses: Karen A Carlson 105 Lorenz Rd Kpn Lakebay, WA 98349 Todd C Carlson 105 Lorenz Rd KPN Lakebay, WA 98349 Unknown Spouse of Karen A Carlson 105 Lorenz Rd Kpn Lakebay, WA 98349 Unknown Spouse of Todd C Carlson 105 Lorenz Rd Kpn Lakebay, WA 98349 Occupant 105 Lorenz Rd Kpn Lakebay, WA 98349 by both first-class and certified mail on November 24, 2015, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice
of Default or the written Notice of Default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address arc set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. X. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the trustee’s sale is entitled lo possession of the property on the 20th day following the sale, as against the grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. To access sale information, please go to salestrack.tdsf.com or call the automated sales line at: 888-988-6736. Dated: January 19, 2016 North Cascade Trustee Services Inc., Duly Appointed Successor Trustee By Emily Westerlund, Authorized Signatory 801 Second Avenue, Suite 600 Seattle, Washington 98104 Telephone 1-855-676-9686 Tac# 990819 IDX696612 Pub: 05/04/16, 05/25/16