Notice Of Trustee’s Sale of Commercial Loan
TO: Occupants of the Premises All Other Interested Parties
Grantor: Gil Teobaldo and Gina M. Teobaldo
Current beneficiary of the deed of trust: Pleasantville Enterprises, LLC Current trustee of the deed of trust: Eslinger Law Office, PLLC
Current mortgage servicer of the deed of trust: Mortgage Equities, Inc.
Reference number of the deed of trust: 202111220478
Parcel number: 031913-600-7
Legal Description: Lot 4, as designated on Pierce County Short Plat No. 77-68, filed January 28, 1977 in Book 14 of Short Plats at Page 12, Auditor’s File No. 77-68, in Pierce County, Washington.
Situate in the County of Pierce, State of Washington.
I.
NOTICE IS HEREBY GIVEN that the undersigned Trustee, Eslinger Law Office, PLLC, will on November 7, 2025 at the hour of 10:00 a.m., at the Second Floor Entry Plaza Outside Pierce County Courthouse, 930 Tacoma Ave South, Tacoma, WA, State of Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property, situated in the County of Pierce, State of Washington, to wit:
Legal Description:
Lot 4, as designated on Pierce County Short Plat No. 77-68, filed January 28, 1977 in Book 14 of Short Plats at Page 12, Auditor’s File No. 77-68, in Pierce County, Washington.
Situate in the County of Pierce, State of Washington.
Tax Parcel Number: 031913-600-7
The postal addresses of which is more commonly known as: 3906 132nd Street E, Tacoma, WA 98446.
which is subject to that certain Deed of Trust, dated November 19, 2021, under Auditor’s File No. 202111220478, records of Pierce County, Washington, from Gil Teobaldo and Gina M. Teobaldo, a married couple, as Grantor to secure an obligation in favor of Pleasantville Enterprises, LLC, as original Beneficiary. II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust.
III.
The Default for which this foreclosure is made is as follows: Failure to pay when due the following amounts, which are now in arrears:
Note and Deed of Trust Due In Full:
Principal: $49,734.42
Regular Interest from 3/9/2025-8/1/2025: $ 2,362.38
Default Interest from 3/9/2025-8/1/2025: $ 3,531.14
Real Estate Taxes, Fees & Penalty Paid by Lender on Behalf of Borrower $ 5,208.53
FedEx for Mailing Property Tax Check $ 18.47
Balloon Fee (per Note): $498.06
NSF Fee $ 150.00
FedEx $36.17
Late Fees: $28 x 6 $ 168.00
Eslinger Trustee’s Fees/Costs to 8/1/2025: $ 3,174.71
Total: $64,881.88
*plus all subsequent attorney’s fees and costs and foreclosure fees and costs incurred.
Default other than failure to make monthly payments: Failure to pay real property taxes; failure to pay principal upon maturity.
IV.
The sum owing on the obligation secured by the Deed of Trust is: Principal $49,734.42 together with interest, default interest, late charges, and costs of collection, as provided in the note or other instrument secured from 3/9/2025 (default date), and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by said Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on November 7, 2025. The defaults referred to in paragraph III must be cured before the sale on November 7, 2025 to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before the sale the defaults as set forth in paragraph III are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time before the sale, by the Borrower, Grantor, any Guarantor, or the holder of any recorded junior lien or encumbrance paying the principal and interest plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower or Grantor at the following addresses:
Gil Teobaldo and Gina M. Teobaldo 12417 151st Street East, Puyallup, WA 98374
by both first class and certified mail on 4/30/2025 proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served with said written Notice of Default and/or the Notice of Default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has in his possession proof of such service or posting.
VII.
The Trustee whose name and address is set forth below will provide in writing, to any person requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections, if they bring a lawsuit to restrain the sale, pursuant to R.C.W. 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s Sale.
X.
NOTICE TO OCCUPANTS OR TENANTS
The purchaser at the trustee’s sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under the unlawful detainer act, chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060.
DATED: August 4, 2025
TRUSTEE
Eslinger Law Office, PLLC
By: Doris Eslinger Eslinger Law Office, PLLC 2200 112th Ave NE, Suite 200 (425) 451-3237
STATE OF WASHINGTON ) ) ss.
COUNTY OF KING )
On this day before me, the undersigned, a Notary Public in and for the State of Washington, duly commissioned and sworn, personally appeared Doris Eslinger to me known to be the Principal of the entity that executed the foregoing NOTICE OF TRUSTEE’S SALE, and acknowledged the said instrument to be the free and voluntary act and deed of said corporation, for the uses and purposes therein mentioned and on oath stated that he/she is authorized to execute the said instrument.
Given under my hand and official seal on August 4, 2025
Name: Stephen Hennessey Notary Public in and for the State of Washington
My appointment expires on: May 9, 2029
WE ARE A DEBT COLLECTOR. THIS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE
If you filed bankruptcy or have been discharged in bankruptcy, this communication is for informational purposes only and is not intended as an attempt to collect this debt from you personally.
THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME.
NOTICE TO GUARANTORS, BORROWERS, AND/OR GRANTORS OF THE COMMERCIAL OBLIGATION SECURED BY THE DEED OF TRUST:
1. IF YOU ARE A GUARANTOR, YOU MAY BE LIABLE FOR A DEFICIENCY JUDGMENT TO THE EXTENT THE SALE PRICE OBTAINED AT TRUSTEE’S SALE IS LESS THAN THE DEBT SECURED BY THE DEED OF TRUST.
YOU HAVE THE SAME RIGHT TO REINSTATE THE DEBT, CURE THE DEFAULT, OR REPAY THE DEBT AS IS GIVEN TO THE GRANTOR IN ORDER TO AVOID THE TRUSTEE’S SALE.
YOU WILL HAVE NO RIGHT TO REDEEM THE PROPERTY AFTER THE TRUSTEE’S SALE.
SUBJECT TO SUCH LONGER PERIODS AS ARE PROVIDED IN THE WASHINGTON DEED OF TRUST ACT, CHAPTER 61.24 RCW, ANY ACTION BROUGHT TO SEEK A DEFICIENCY JUDGMENT MUST BE COMMENCED WITHIN ONE YEAR AFTER THE TRUSTEE’S SALE, OR THE LAST TRUSTEE’S SALE UNDER ANY DEED OF TRUST GRANTED TO SECURE THE SAME DEBT.
IN ANY ACTION FOR A DEFICIENCY, YOU WILL HAVE THE RIGHT TO ESTABLISH THE FAIR VALUE OF THE PROPERTY AS OF THE DATE OF THE TRUSTEE’S SALE LESS PRIOR LIENS AND ENCUMBRANCES, AND TO LIMIT YOUR LIABILITY FOR A DEFICIENCY TO THE DIFFERENCE BETWEEN THE DEBT AND THE GREATER OF SUCH FAIR VALUE OR THE SALE PRICE PAID AT TRUSTEE’S SALE, PLUS INTEREST AND COSTS.
2. If you are a borrower or a grantor, then to the extent that the fair value of the property sold at trustee’s sale to the beneficiary is less than the unpaid obligation secured by the deed of trust immediately prior to the trustee’s sale, an action for a deficiency judgment may be brought against you for:
-any decrease in the fair value of the property caused by waste to the property committed by the borrower or grantor after the deed of trust was granted; and
-any decrease in the fair value of the property caused by the wrongful retention of any rents, insurance proceeds, or condemnation awards by the borrower or grantor that are otherwise owed to the beneficiary. The deficiency judgment may also include interest, costs and attorneys fees.
IDX-1019511
October 7, 28, 2025
