Re: JOHNSON, GREGORY S & ELISE TS No: 13-00341-2 Loan No: 400329600-1 APN: 6235400393 NOTICE OF TRUSTEE'S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. I. NOTICE IS HEREBY GIVEN that on December 19, 2014, 10:00 AM, at the 2nd floor entry plaza of the Superior Courthouse 930 Tacoma Avenue South Tacoma, WA. 98402. , Fidelity National Title Insurance Company, the undersigned Trustee will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashiers' check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Pierce, State of Washington, to-wit: THE NORTH HALF OF LOT 5, BLOCK 3, NARROWMOOR FOURTH ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK 17 OF PLATS, PAGE(S) 19, IN PIERCE COUNTY, WASHINGTON. which is subject to that certain Deed of Trust dated April 16, 2008, recorded on April 28, 2008, as Instrument No. 200804280964 of Official Records in the Office of the County Recorder of Pierce County, WA from GREGORY S. JOHNSON AND ELISE ARTER JOHNSON, HUSBAND AND WIFE as the original Grantor(s), to TICOR TITLE COMPANY, as the original Trustee, to secure an obligation in favor of PREMIER COMMERCIAL BANK, N.A., as the original Beneficiary. The current Beneficiary is: CALIFORNIA UNITED BANK AS SUCCESSOR IN INTEREST TO PREMIER COMMERCIAL BANK, (the "Beneficiary"). More commonly known as 710 KARL JOHAN AVENUE, TACOMA, WA II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: failed to pay the balance of the principal sum which became due; together with interest due thereon; together with late charges due; together with other fees and expenses incurred by the Beneficiary; . The total amount of payments due is: $1,078,368.94; the total amount of late charges due is $3,159.28; the total amount of advances made is/are $16,458.33; the total amount of interest due is $115,014.33. IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $1,078,368.97, together with interest as provided in the note or other instrument secured from November 2, 2012, and such other costs and fees as provided by statute. V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on December 19, 2014. The defaults referred to in Paragraph III must be paid in full prior to the sale to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time prior to the sale the default(s) as set forth in Paragraph III is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time before the sale, by the Borrower, Grantor, any Guarantor, or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): 831 E. NEWTON LANE PLACENTIA, CA 92870 710 KARL JOHAN AVENUE TACOMA, WA 98466 710 N. KARL JOHAN AVE. TACOMA, WA 98406 710 N. KARL JOHAN AVE. TACOMA, WA 98406-1061 831 NEWTON LANE PLACENTIA, CA 92870 by both first class and certified mail on September 19, 2013, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. NOTICE TO OCCUPANTS OR TENANTS The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060; Special Notice to Guarantors Pursuant to RCW 61.24.042, each Guarantor is hereby notified that; (1) the guarantor may be liable for a deficiency judgment to the extent the sale price obtained at the trustee's sale is less than the debt secured by the deed of trust; (2) the guarantor has the same rights to reinstate the debt, cure the default, or repay the debt as is given to the grantor in order to avoid the trustee's sale; (3) the guarantor will have no right to redeem the property after the trustee's sale; (4)subject to such longer periods as are provided in the Washington deed of trust act, chapter 61.24 RCW, any action brought to enforce a guaranty must be commenced within one year after the trustee's sale, or the last trustee's sale under any deed of trust granted to secure the same debt; and (5) in any action for a deficiency, the guarantor will have the right to establish the fair value of the property as of the date of the trustee's sale, less prior liens and encumbrances, and to limit its liability for a deficiency to the difference between the debt and the greater of such fair value or the sale price paid at the Trustee's Sale, plus interest and costs. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determing your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by: The Housing Finance Commission: Telephone: 1-877-894-HOME (4663); Website: www.dfi.wa.gov/consumers/ homeownership/foreclosure_help.htm The United States Department of Housing and Urban Development Telephone: 888-995-HOPE (4673) Website: http://www.hud.gov/offices/hsg/ sfh/hcc/ hcs.cfm?webListAction=search&seachstate=WA The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: 1-800-606-4819 Website: www.ocla.wa.gov SALE INFORMATION CAN BE OBTAINED ON LINE AT www.priorityposting.com AUTOMATED SALES INFORMATION PLEASE CALL 714-573-1965 DATED: August 11, 2014 FIDELITY NATIONAL TITLE INSURANCE COMPANY, Trustee 11000 Olson Drive Suite 101 Rancho Cordova, CA 95670 Phone No: 916636-0114 John Catch
ing, Authorized Signature ADDRESS FOR PROCESS SERVICE: Fidelity National Title Insurance Company c/o Chicago Title Ins. Attn: Trustee Services Dept 701 Fifth Ave, Suite 2300 Seattle, WA 98104 Local Phone: 206-628-5666 Reference: FNTIC CA TS#: 13-00341-2 Further Contact (GAL): John Catching 916-636-0114 P1108161 11/17, 12/08/2014