NOTICE OF TRUSTEE’S SALE

NOTICE OF TRUSTEE’S SALE OF COMMERCIAL LOAN(S)

TO: OCCUPANTS OF THE PREMISES AND ALL OTHER INTERESTED PARTIES

Deed of Trust: Deed of Trust, dated February 11, 2022, under Auditor’s File No. 20220211066

Assessor’s PID: 031904-3132, abbreviated legal description: Parcel B: BLR 9006060590

Debtors/ Grantors: Bella Harbor Development LLC, MRR Keller LLC I and MRR Keller LLC II

Current Beneficiary of Deed of Trust: Legacy Lending, LLC

Current Trustee of Deed of Trust: Nevada Walker, PLLC

Current Mortgage Servicer: FCI Lender Services, Inc.

Legal Description:

PARCEL B 3132: 11006 PACIFIC AVES, TACOMA. WA 98444

PARCEL B OF DECLARATION OF BOUNDARY LINE REVISION RECORDED UNDER RECORDING NO. 9006060590, RECORDS OF PIERCE COUNTY. WASHINGTON. SITUATE IN THE COUNTY OF PIERCE. STATE OF WASHINGTON.

I.

NOTICE IS HEREBY GIVEN that the undersigned Trustee, Kirk N. Walker, Esq. of Nevada Walker, PLLC, will on February 25, 2026 at the hour of 10:00 a.m., outside the Pierce County Superior Courthouse located at 930 Tacoma Avenue South in the City of Tacoma, State of Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property, situated in the County of Pierce, State of Washington, to wit:

Legal Description:

PARCEL B 3132: 11006 PACIFIC AVES, TACOMA. WA 98444

PARCEL B OF DECLARATION OF BOUNDARY LINE REVISION RECORDED UNDER RECORDING NO. 9006060590, RECORDS OF PIERCE COUNTY. WASHINGTON. SITUATE IN THE COUNTY OF PIERCE. STATE OF WASHINGTON.

Assessor’s PID: 031904-3132

commonly known as 11006 Pacific Aves, Tacoma, WA 98444, which is subject to that certain Deed of Trust, dated February 11, 2022, under Auditor’s File No. 202202110667, records of Pierce County, Washington, from Bella Harbor Development LLC, MRR Keller LLC I and MRR Keller LLC II, as Grantor to secure an obligation in favor of Legacy Lending, LLC, as Beneficiary.

II.

No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust.

III.

The Default for which this foreclosure is made is as follows: Failure to pay when due the following amounts, which are now in arrears: Monthly payments: Loan matured on March 1, 2024 at which time the loan became fully due and payable. Amounts due and owing consist of: $575,296.92 of unpaid principal, $151,365.46 of unpaid interest, late charges of $10,883.75. TOTAL MONTHLY PAYMENTS AND LATE CHARGES: $737,546.13

b. Default other than failure to make monthly payments: Bring Current all Real Property Taxes – $9,915.77

TOTAL TAXES AND TAX LIENS: $9,915.77

3. OTHER CHARGES, COSTS AND FEES:

In addition to the amounts in arrears as specified above, you are obliged to pay the following charges, costs and fees to reinstate the deed of trust if reinstatement is made before recording of the Notice of Trustee’s Sale. a. Title Report $20.00

b. Recording fees (estimated) $1,400.00

c. Posting of Notices (Estimated) $500.00 d. Photocopying Expenses (Estimated) $70.00 e. Postage Expenses (Estimated) $60.00 f. Attorney Fee in the amount of $5,000.00 TOTAL CHARGES, COSTS AND FEES: $7,050.00

IV.

The sum owing on the obligation secured by the Deed of Trust is: Principal Balance $575,296.92 together with interest as provided in the note or other instrument secured from March 1, 2024, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute.

V.

The above-described real property will be sold to satisfy the expense of sale and the obligation secured by said Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on the 25th day of February, 2026 at 10:00 a.m. The defaults referred to in paragraph III must be cured by February 17, 2026 to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before February 25, 2026, the default(s) as set forth in paragraph III are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time before February 25, 2026, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance paying the principal and interest plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or deed of trust, and curing all other defaults.

VI.

A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower or Grantor at the following addresses: 821 120th Ave. E., Edgewood, WA 98372-1428, by both first class and certified mail on October 7, 2025, and again through first class mail on October 21, 2025, proof of which is in the possession of the Trustee; and the Borrower, Grantors and Guarantors were served on October 10, 2025 with said written Notice of Default and/or the Notice of Default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has in his possession proof of such service or posting.

VII.

The Trustee whose name and address are set forth below will provide in writing, to any person requesting it, a statement of all costs and fees due at any time prior to the sale.

VIII.

The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.

IX.

Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections, if they bring a lawsuit to restrain the sale, pursuant to R.C.W. 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s Sale.

X.

NOTICE TO OCCUPANTS OR TENANTS

The purchaser at the trustee’s sale is entitled to possession of the property on the 20th day following the sale, as against the grantors under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under the unlawful detainer act, chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060.

DATED: November 20, 2025.

SUCCESSOR TRUSTEE

By: /s/ Kirk N. Walker, Esq.

of Nevada Walker, PLLC

c/o Brian Tucker, 28405 NE 24th Ave.

Ridgefield, WA 98642

E: kirk@nevadawalker.com T: 702-793-4125

STATE OF NEVADA ) ) ss.

COUNTY OF CLARK )

On this day before me, the undersigned, a Notary Public in and for the State of Nevada, duly commissioned and sworn, personally appeared Kirk N. Walker to me known to be the Manger of the corporation that executed the foregoing NOTICE OF TRUSTEE’S SALE, and acknowledged the said instrument to be the free and voluntary act and deed of said corporation, for the uses and purposes therein mentioned and on oath stated that he is authorized to execute the said instrument.

Given under my hand and official seal on November 20, 2025.

/s/ Jaclyn Cuff

Notary Public in and for the State of Nevada, working at 400 S. 4th Street, Suite 500, Las Vegas, NV 89101: My commission expires: 04/1/2029

NOTICE GUARANTORS, BORROWERS, AND/OR GRANTORS OF THE COMMERCIAL OBLIGATION SECURED BY THE DEED OF TRUST:

1. IF YOU ARE A GUARANTOR, YOU MAY BE LIABLE FOR A DEFICIENCY JUDGMENT TO THE EXTENT THE SALE PRICE OBTAINED AT TRUSTEE’S SALE IS LESS THAN THE DEBT SECURED BY THE DEED OF TRUST.

YOU HAVE THE SAME RIGHT TO REINSTATE THE DEBT, CURE THE DEFAULT, OR REPAY THE DEBT AS IS GIVEN TO THE GRANTOR IN ORDER TO AVOID THE TRUSTEE’S SALE.

YOU WILL HAVE NO RIGHT TO REDEEM THE PROPERTY AFTER THE TRUSTEE’S SALE.

SUBJECT TO SUCH LONGER PERIODS AS ARE PROVIDED IN THE WASHINGTON DEED OF TRUST ACT, CHAPTER 61.24 RCW, ANY ACTION BROUGHT TO SEEK A DEFICIENCY JUDGMENT MUST BE COMMENCED WITHIN ONE YEAR AFTER THE TRUSTEE’S SALE, OR THE LAST TRUSTEE’S SALE UNDER ANY DEED OF TRUST GRANTED TO SECURE THE SAME DEBT.

IN ANY ACTION FOR A DEFICIENCY, YOU WILL HAVE THE RIGHT TO ESTABLISH THE FAIR VALUE OF THE PROPERTY AS OF THE DATE OF THE TRUSTEE’S SALE LESS PRIOR LIENS AND ENCUMBRANCES, AND TO LIMIT YOUR LIABILITY FOR A DEFICIENCY TO THE DIFFERENCE BETWEEN THE DEBT AND THE GREATER OF SUCH FAIR VALUE OR THE SALE PRICE PAID AT TRUSTEE’S SALE, PLUS INTEREST AND COSTS. 2. If you are a borrower or a grantor, then to the extent that the fair value of the property sold at trustee’s sale to the beneficiary is less than the unpaid obligation secured by the deed of trust immediately prior to the trustee’s sale, an action for a deficiency judgment may be brought against you for:

-any decrease in the fair value of the property caused by waste to the property committed by the borrower or grantor after the deed of trust was granted; and

-any decrease in the fair value of the property caused by the wrongful retention of any rents, insurance proceeds, or condemnation awards by the borrower or grantor that are otherwise owed to the beneficiary. The deficiency judgment may also include interest, costs and attorneys fees.

IDX-1023059

December 1, 22, 2025