Fetch by The Dodo is a pet insurance company that provides comprehensive coverage for injuries or illnesses with cats and dogs. Customers can apply it to any vet visit within the United States or Canada, and there are no worries about additional fees.

What is Fetch by The Dodo?

Any family with a cat or dog wants them to be around for a while. Unfortunately, just like humans, keeping them healthy can be expensive, with vet visits for every injury or illness. Pet health insurance can help with the expense, but many companies cover very little of the bill. Fetch by The Dodo aims to break the mold with excellent comprehensive coverage when a pet needs it the most.

Fetch by The Dodo covers sick-visit exam fees and the cost of veterinary treatment when your pet gets hurt or sick. While this coverage would not include pre-existing conditions, it will provide pet owners with support for hereditary conditions from their specific breed. Consumers can even send claims for comprehensive dental services and holistic care coverage for cats and dogs.

As helpful as this coverage is, the insurance company will not cover charges resulting from pre-existing conditions, routine and wellness care, or elective/cosmetic procedures.

How Does Filing a Claim Fetch by The Dodo Work?

Coverage with Fetch by The Dodo allows consumers to get reimbursement for the charges they receive at a vet’s office for a cat or dog. They can log into their account and submit a claim with the fill-in application on the website. Users who want to submit a claim will need a finalized invoice and detailed medical records from a recent vet doctor’s visit. It will take about 15 days for processing, and consumers can sign up for a direct deposit to get their payment faster.

The total reimbursement is decided by the user’s deductible and reimbursement rate. Users must meet the deductible every year before Fetch by The Dodo reimburses, which means that users have to pay that much of their vet charges before their reimbursement rate applies. With the standard 80% reimbursement and a $300 deductible, the customer must pay $300 in charges for their pet’s veterinary care before they receive 80% of the charged amount back.

Consumers must file their claim within 90 days after the treatment date to be reimbursed.

Pricing for Fetch by The Dodo

Consumers must complete a questionnaire with the type of animal, breed, and age to determine the price of a policy with Fetch by The Dodo. They’ll also need to include their zip code and current email address.

For instance, for the most popular plan, a medium-sized mixed breed adult dog would be $38.95 monthly, with a max payout of $5,000 yearly. It would also include a $300 deductible and 80% reimbursement. On the other hand, a mixed-breed adult cat would be $20.16 a month with the same coverage. The total cost ultimately comes down to the specific details about their pet, but the price is low, with great coverage either way.

Customers can cancel coverage at any time with no penalties.

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Frequently Asked Questions About Fetch by The Dodo

Q. How long do claims take to be processed?

A. Most claims are fully processed within 15 days of submitting all the content needed to support their reason. Users will receive emailed updates as the claim is processed. All claim forms should be submitted through the user’s account, though they can also download the app.

Q. What is the fastest way to be paid for a claim?

A. The creators at Fetch recommend signing up for a direct deposit to receive reimbursement for claims. Mailed checks take up to 10 days longer to process.

Q. Does Fetch by The Dodo cover MRIs?

A. Yes. While some pet insurance plans won’t offer this type of coverage, Fetch will cover any diagnostic testing for any covered condition.

Q. Does Fetch by The Dodo cover dental care for pets?

A. Though other providers don’t offer this type of support, Fetch by The Dodo does. They offer some of the most comprehensive pet coverage, including adult teeth. They also cover gum disease, trauma, oral tumors, and other dental concerns.

Q. Will Fetch by The Dodo cover routine care?

A. Routine and preventative care (like teeth cleaning) are not covered. The only exception to this coverage is if the pet has a covered condition that requires this care as part of treatment.

Q. Is it possible to procure Fetch by The Dodo insurance before a pet’s surgery?

A. While it is possible to get coverage, the reason will determine if it benefits the user. Surgery coverage does not include any procedure done for a pre-existing condition. Follow-up care and recurrences of the pre-existing condition are also not covered. Fetch by The Dodo insurance aims to help with injuries and illnesses that cannot be predicted.

Q. What is a pre-existing medical condition?

A. Fetch by The Dodo considers any pre-existing medical condition to be an issue that happens ahead of enrollment or during the obligatory waiting period before coverage is activated. These conditions are not covered.

Q. What is a pet insurance waiting period?

A. The waiting period lasts for the first 15 days after the purchase of a policy is made. During this period, users must wait for coverage to begin so they can start submitting claims. Only injuries and illnesses after this time will be eligible for reimbursement.

The only exception to this initial 15-day waiting period is hip and knee injuries, which won’t be covered for the first six months. Knee injury waiting periods can be waived if they see a vet within the first 30 days of activating the policy to conclusively determine that there are no pre-existing conditions for the pet.

• Call 866-509-0163 to reach the customer care team.

Summary

Fetch by The Dodo allows pet owners to be reimbursed for unexpected expenses. With customizable pricing for pets of all breeds and ages, the out-of-pocket cost of keeping a pet healthy doesn’t have to be high. With Fetch By The Dodo’s automatic monthly payments, dogs or cats can get the health care treatment they need without breaking the owner’s bank.

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