8193.20313 Grantors: Northwest Trustee Services, Inc. The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWMBS, Inc., CHL Mortgage Pass-Through Trust 2007-10, Mortgage PassThrough Certificates, Series 2007-10 Grantee: Laura L. Timlick, as her separate property Ref to DOT Auditor File No.: 200704040197 Tax Parcel ID No.: 2723021-017-2005 and 2723021-016-2006 Abbreviated Legal: Ptn GL 3 27-23-2E, Kitsap County, WA Notice of Trustee's Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877894-HOME (1-877-8944663). Web site: http:// www.dfi.wa.gov/consumers/homeownership/ post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Tollfree: 1-800-569-4287. Web site: http://www.hud.gov/ offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear. I. On October 3, 2014, at 10:00 AM. under the covered area at the front entrance to the Administration Building, 619 Division Street Port Orchard, WA 98366 in the City of Port Orchard, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property "Property", situated in the County(ies) of KITSAP, State of Washington: Parcel I: That portion of Government Lot 3, Section 27, Township 23 North, Range 2 East, W.M., in Kitsap County, Washington, described as follows: Beginning at a point on the Government Meander Line which is North 48 degrees East 415 feet from the Southeast corner of said Government Lot 3; thence North 51 degrees 28' West 185 feet; thence East parallel to the South line of Government Lot 3, 275 feet to the meander line; thence South 48 degrees West along said meander line 165 feet to the Point of Beginning; together with tidelands of the second class adjoining that portion of Government Lot 3 described as follows: Beginning at the Southeast corner of said Government Lot; thence along the meander line North 48 degrees East 265 feet to the True Point of Beginning; thence North 51 degrees 28' West 392.42 feet; thence North 48 degrees East 150 feet; thence South 51 degrees 28' East 207.42 feet; thence East parallel to the South line of said Government Lot, 275 feet to the meander line; thence South 48 degrees West 315 feet to the True Point of Beginning. Parcel II: A Right of Way for roads 30 feet wide, the center line of which is described as follows: Beginning at the Northwest corner of the East 330 feet of the Southeast quarter of the Southwest quarter of the Northwest Quarter of Section 27, Township 23 North, Range 2 East, W.M., in Kitsap County, Washington; thence South 15 feet to the True Point of Beginning of the line to be described; thence East 330 feet; thence North 15 feet; thence East 660 feet ; thence North 34 degrees East 400 feet; thence South 390 feet; thence North 40 degrees East 190 feet to a point from which point said easement is to continue with a width of only 15 feet; thence South to the Government Meander Line and the terminus of said roadway. Parcel III: Beginning at the Southeast corner of Government Lot 3, Section 27, Township 23 North, Range 2 East, W.M., in Kitsap County, Washington; thence along Government Meander Line North 48 degrees East 265 feet to Place of Beginning; thence North 51 degrees 28' West 392.42 feet; thence North 48 degrees East 150 feet; thence South 51 degrees 28' East 392.42 feet to meander line; thence along meander line South 48 degrees West 150 feet to Place of Beginning. Commonly known as: 8906 Southeast Command Point Road fka 8850 Southeast Willock Road Olalla, WA 98359 which is subject to that certain Deed of Trust dated 03/30/07, recorded on 04/04/07, under Auditor's File No. 200704040197, records of KITSAP County, Washington, from Laura L. Timlick, a single individual, as Grantor, to Land Title Company of Kitsap County, as Trustee, to secure an obligation "Obligation" in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Northwest Mortgage Alliance, LLC, its successors and assigns, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. to The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWMBS, Inc., CHL Mortgage PassThrough Trust 2007-10, Mortgage Pass-Through Certificates, Series 200710, under an Assignment/ Successive Assignments recorded under Auditor's File No. 201106060224. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property's full legal description provided herein. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor's or Borrower's default on the Obligation secured by the Deed of Trust. III. The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 5/23/2014 Monthly Payments $199,220.84 Late Charges $9,554.72 Lender's Fees & Costs $468.50 Total Arrearage $209,244.06 Trustee's Expenses (Itemization) Trustee's Fee $1,500.00 Title Report $1,403.32 Statutory Mailings $67.32 Recording Costs $14.00 Postings $80.00 Sale Costs $0.00 Total Costs $3,064.64 Total Amount Due: $212,308.70 Other known defaults as follows: IV. The sum owing on the Obligation is: Principal Balance of $629,985.24, together with interest as provided in the note or other instrument evidencing the Obligation from 01/01/10, and such other costs and fees as are due under the Obligation, and as are provided by statute. V. The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on October 3, 2014. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 09/ 22/14 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 09/22/14 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after 09/22/14 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of de
fault was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Laura L. Timlick 8850 Southeast Willock Road Olalla, WA 98359 Laura L. Timlick 8906 Command Point Road Olalla, WA 983599789 Unknown Spouse and/or Domestic Partner of Laura L. Timlick 8906 Command Point Road Olalla, WA 98359-9789 Unknown Spouse and/or Domestic Partner of Laura L. Timlick 8850 Southeast Willock Road Olalla, WA 98359 Laura L. Timlick 3410 61st Avenue Southwest Seattle, WA 98116 Unknown Spouse and/or Domestic Partner of Laura L. Timlick 3410 61st Avenue Southwest Seattle, WA 98116 Laura L. Timlick 8906 Southeast Command Point Road Olalla, WA 98359 Unknown Spouse and/or Domestic Partner of Laura L. Timlick 8906 Southeast Command Point Road Olalla, WA 98359 by both first class and certified mail, return receipt requested on 04/21/14, proof of which is in the possession of the Trustee; and on 04/18/14 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee's fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee's rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. EFFECTIVE: 5/ 23/2014 Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Vonnie McElligott (425) 586-1900. (TS# 8193.20313) 1002.267702-File No. September 5, 26