7886.25014 Grantors: Northwest Trustee Services, Inc. PNC Bank, National Association, successor by merger to National City Mortgage, a division of National City Bank Grantee: Brian D. Smalley and Amy M. Smalley, husband and wife Ref to DOT Auditor File No.: 200610160190 and re recorded 9/23/2008 as200809230199 Tax Parcel ID No.: 262401-4-0602006, 262401-4-061-2005, 262401-4-062-2004 & 262401-4-063-2003 Abbreviated Legal: SE/SE 2624-1E Notice of Trustee's Sale Pursuant to the Revised Code of Washington 61.24, et seq. I. On May 24, 2013, at 10:00 a.m. under the covered area at the frontentrance to the Administration Building, 619 Division Street Port Orchard, WA 98366 in the City of Port Orchard, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property "Property", situated in the County(ies) of KITSAP, State of Washington: The East 202.0 Feet of the following described Tract: That Portion of the Southeast Quarter of the Southeast Quarter, Section 26, Township 24 North, Range 1 East, W.M., Described as Follows: Beginning at a point 799 Feet South of the Northwest corner of the Southeast Quarter of the Southeast Quarter, Section 26, Township 24 North, Range 1 East, W.M.; thence South 132 Feet; thence East 330 Feet; thence North 132 Feet; thence West 330 Feet to the place of beginning; Except any portion of the above described Tract Lying South of a Boundary Agreement Line as described in instrument recorded under recording No. 8005010051; (Being a Portion of Parcel "A" of Short Plat recorded under Recording No. 8011050142); Situate in Kitsap County, Washington. More Accurately described as: Lots A through D of City of Bremerton short subdivision S-1145-2, Recorded in Volume 21, Page 166 of short plats, under auditor's file number 201104120231, being an amendment of 200808250020 and 200810290149, being a portion of the Southeast Quarter of the Southeast Quarter of section 26, Township 24 North, Range 1 East, W.M. in Kitsap County, Washington. Commonly known as: XXXX HARRISON AVE (Vacant land) PORT ORCHARD, WA 98366 which is subject to that certain Deed of Trust dated 10/11/06, recorded on 10/16/06, under Auditor's File No. 200610160190 and re recorded 9/23/2008 as 200809230199, records of KITSAP County, Washington, from BRIAN D SMALLEY and AMY M SMALLEY Husband and Wife, as Grantor, to Stewart Title Insurance Company, as Trustee, to secure an obligation "Obligation" in favor of National City Mortgage a division of National City Bank, as Beneficiary. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property's full legal description provided herein. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor's or Borrower's default on the Obligation secured by the Deed of Trust. III. The Beneficiary declares you are in default for failure to pay the loan in full on 7/ 1/2011 per the terms of the Note and Deed of Trust Amount due to pay in full by 2/14/2013 Principal Balance $147,907.62 Interest $11,921.13 Lender's Fees & Costs $598.42 Total Arrearage $160,427.17 Trustee's Expenses (Itemization) Trustee's Fee $1,000.00 Title Report $565.81 Statutory Mailings $20.00 Recording Costs $14.00 Postings $70.00 Sale Costs $0.00 Total Costs $1,669.81 Total Amount to pay in full $162,096.98 Other known defaults as follows: IV. The sum owing on the Obligation is: Principal Balance of $147,907.62, together with interest as provided in the note or other instrument evidencing the Obligation from 06/01/11, and such other costs and fees as are due under the Obligation, and as are provided by statute. V. The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on May 24, 2013. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be paid in full by 05/23/2013 (1 day before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 05/23/13 (1 day before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after 05/23/13 (1 day before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS BRIAN SMALLEY HARRISON AVE PORT ORCHARD, WA 98366 AMY SMALLEY HARRISON AVE PORT ORCHARD, WA 98366 BRIAN SMALLEY 581 Meline Road Southeast Port Orchard, WA 98367 AMY SMALLEY 581 Meline Road Southeast Port Orchard, WA 98367 by both first class and certified mail, return receipt requested on 12/20/12, proof of which is in the possession of the Trustee; and on 12/21/12 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee's fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee's rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. EFFECTIVE: 2/ 14/2013 Northwest Trustee Services, Inc., Trustee Authorized Signature P.O. BOX 997 Bellevue, WA 98009-0997 Contact: Kathy Taggart (425) 586-1900. (TS# 7886.25014) 1002.237409-File No., April 26, May 17