Re: Corcoles, Ray NOTICE OF TRUSTEE'S SALE PURSUANT TO RCW

Published 8:00 am Friday, February 3, 2017

Re: Corcoles, Ray NOTICE OF TRUSTEE'S SALE PURSUANT TO RCW CHAPTER 61.24 ET. SEQ. Abbrev. Legal: PTN SEC 16 TWP 19N RGE 6E, PIERCE COUNTY; Assessor's No. 061916-3019. TO: Resident of property subject to foreclosure sale, 14011 State Rt. 165 E., Buckley, WA 98321; Ray E. Corcoles, 14011 StateRt. 165 E., Buckley, WA 98321; "Jane Doe" Corcoles, 14011 State Rt. 165 E., Buckley, WA 98321. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE: Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone Toll-free 1-877-894-4663 web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_ counselors_foreclosure.htm The United States Department of Housing and Urban Development: Telephone Toll-free: 1-800-569-4287 Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone Toll-free: 1-800-606-4819 http://nwjustice.org/what-clear 1. NOTICE IS HEREBY GIVEN that the undersigned Trustee, Paul S. Cosgrove, Esq., will on the 10th day of March, 2017 at the hour of 10:00 o'clock A.M. at outside 2nd floor entry plaza, west side of City-County Building, 930 Tacoma Avenue South, in the City of Tacoma, State of Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property, situated in the County of Pierce, State of Washington, to-wit: COMMENCING AT A POINT ON THE WESTERLY LINE OF A PARCEL HERETOFORE SOLD TO MRS. PAUL JAMES, SAID POINT BEING 1165.47 FEET NORTH AND 24.11 FEET WEST OF THE SOUTH QUARTER CORNER OF SECTION 16, TOWNSHIP 19 NORTH, RANGE 6 EAST, W.M., IN PIERCE COUNTY, WASHINGTON; THENCE ALONG THE WESTERLY LINE OF THE ABOVE MENTIONED MRS. PAUL JAMES PARCEL, NORTH 12°04. EAST 50 FEET TO THE TRUE POINT OF BEGINNING; THENCE NORTH 77°56. WEST 256 FEET, MORE OR LESS, TO THE EASTERLY LINE OF THE BURNETTWILKESON HIGHWAY (BOND ROAD #11); THENCE NORTHERLY ALONG SAID EASTERLY LINE 50 FEET, MORE OR LESS, TO THE SOUTHWESTERLY CORNER OF A TRACT OF LAND CONVEYED TO LOUIS GATTO, BY DEED RECORDED OCTOBER 12, 1973, UNDER RECORDING NUMBER 2523931; THENCE EASTERLY ALONG THE SOUTHERLY LINE OF SAID GATTO TRACT TO THE SOUTHEASTERLY CORNER THEREOF; THENCE SOUTH 12°04. WEST ALONG THE WESTERLY LINE OF THE ABOVE MENTIONED MRS. PAUL JAMES PARCEL TO THE TRUE POINT OF BEGINNING. (The postal address is more commonly known as: 14011 State Rt. 165 E., Buckley, WA 98321) which is subject to that certain Deed of Trust dated December 05, 2013, recorded December 10, 2013, as Instrument No. 201312100369, records of Pierce County, Washington, from Ray E. Corcoles, a single man, as Grantor, to First American Title Insurance, as Trustee, to secure an obligation in favor of Mortgage Electronic Registration Systems, Inc. ("MERS"), as nominee for bay Equity, LLC, as Beneficiary, the beneficial interest in which was assigned to Planet Home Lending, LLC, under an Assignment recorded December 26, 2014, under Instrument No. 201412260505. 2. No action commenced by the Beneficiary of the Deed of Trust or the Beneficiary's successor is now pending to seek satisfaction of the obligation in any Court by reason of the Grantor's default in the obligation secured by the Deed of Trust. 3. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: 12 monthly payments from 11/1/2015 through 10/1/2016 are $12,379.59; Late charges of $377.44; Escrow Account Deficit/Advances of $1,568.00. TOTAL MONTHLY PAYMENTS, LATE CHARGES AND ESCROW ACCOUNT DEFICIT is $14,325.03. 4. The sum owing on the obligation secured by the Deed of Trust is: Principal $131,038.60 together with interest as provided in the note or other instrument secured from the 10/01/2015, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute. 5. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on the 10th day of March, 2017. The default(s) referred to in paragraph 3 must be cured by the 27th day of February, 2017 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before the 27th day of February, 2017 (11 days before the sale date), the default(s) as set forth in paragraph 3 is/are cured and the trustee's fees and costs are paid. The sale may be terminated any time after the 27th day of February, 2017 (11 days before the sale date), and before the sale by the Grantor or the Grantor's successor in interest or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. 6. A written notice of default was transmitted by the Beneficiary or Trustee to the Grantor or the Grantor's successor in interest at the following address: Ray E. Corcoles, 14011 State Rt. 165 E., Buckley, WA 98321 by both first class and certified mail on the 16th day of September, 2016, proof of which is in the possession of the Trustee; and the Grantor or the Grantor's successor in interest was personally served on the 18th day of September, 2016, with said written notice of default or the written notice of default was posted in a conspicuous place on the real property described in paragraph 1 above, and the Trustee has possession of proof of such service or posting. 7. After receiving a request for a statement of all costs and fees due at any time prior to the sale from any person entitled to notice under RCW 61.24.040(1)(b), the Trustee whose name and address are set forth below will provide the requested statement in writing to such person. 8. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. 9. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. 10. NOTICE TO OCCUPANTS OR TENANTS. The purchaser at the trustee's sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated October 24, 2016. /s/ Paul S. Cosgrove, Esq., Successor Trustee, WA State Bar #14013, LINDSAY HART, LLP, 6211 Buena Vista Drive,
Vancouver, WA 98661-7609. Phone: (503) 291-6700 or (503) 956-8139 pcosgrove@lindsayhart.com TS #66363-52. IDX-740757 February 3, 24