Re: Wood, Lloyd/ TAPCO NOTICE OF TRUSTEE SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24, et. seq. TO: Lloyd Wood, Grantor 3118 S. 14th St. Tacoma, WA 98405 I. NOTICE IS HEREBY GIVEN that the undersigned Trustee, Mark J. Giske of Giske Law Firm, PLLC successor to TICOR Title InsuranceCompany, on the 20th day of January 2017, at the hour of 10:00 o'clock at the 2nd floor entry plaza outside the Pierce county Courthouse, 930 Tacoma Avenue South, in the City of Tacoma, State of Washington, will sell at public auction to the highest bidder, payable at the time of sale, the following described real property situated in the County of Pierce, State of Washington, legally described as follows: THAT THE PORTION OF THE SOUTHWEST QUARTER OF SECTION 8, TOWNSHIP 20 NORTH, RANGE 3 EAST OF THE W.M., IN PIERCE COUNTY WASHINGTON, DESCRIBED AS FOLLOWS: BEGINNING AT A POINT 1980 FEET NORTH AND 1614.22 FEET EAST OF THE SOUTHWEST CORNER OF SAID SUBDIVISION; THENCE SOUTH 130 FEET; THENCE WEST 50 FEET; THENCE NORTH 130 FEET; THENCE EAST 50 FEET TO POINT OF BEGINNING. SITUATE IN THE COUNTY OF PIERCE, STATE OF WASHINGTON. Assessor's Property Tax Parcel Account Number(s): 032006-3028* More commonly known as: 3118 S. 14th St. Tacoma, WA 98405. Which is subject to that certain Deed of Trust dated May 15, 2008, recorded May 16, 2008, under Auditor's File No. 200805160884, records of Pierce County, Washington, from Lloyd Wood, to TICOR Title Co., as the original Trustee, to secure an obligation in favor of TAPCO Credit Union as Beneficiary. * The Tax Parcel ID number and any Abbreviated Legal description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property's full legal description provided herein. II. No action commenced by the Beneficiary of the Deed of Trust or any successor to the Beneficiary is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower's or the Grantor's default on the obligation secured by the Deed of Trust. III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears and/or other defaults: A. Total Payments Due $ 5,371.32 B. Total Late Charges $ 50.00 C. Total Advances Made $5,793.89 D. Accrued Property Taxes $ 5,096.39 Total Arrearage $ 16,311.60 IV. The sum owing on the obligation secured by the Deed of Trust is: Principal of $11,012.61 together with interest as provided in the note or other instrument secured from May 15, 2008, and such other costs and fees as are due under the note or other instrument secured, and as provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession or encumbrances on January 20, 2017. The default(s) referred to in paragraph III must be cured by January 9, 2017 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if any time on or before January 9, 2017 (11 days before the sale date), the default(s) as set forth in paragraph III is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after January 9, 2017 (11 days before sale date), and before the sale by the Borrower, Grantor, any Guarantor, or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or the Trustee to the Borrower and Grantor at the following address(es): Lloyd Wood 3118 S. 14th St. Tacoma, WA 98405 by both first class and certified mail on June 29, 2016, proof of which is in the possession of the Trustee; and on June 29, 2016 the Borrower and Grantor were either personally served with said written notice of default OR the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. The Trustee makes no representations or warranties concerning what interest in the real property described above is being sold. The Deed of Trust lien foreclosure may not be a first lien position, or there may be other prior encumbrances of title. The Trustee is not required to provide, title information concerning this property. Any person interested in the foreclosure is also encouraged to consult an attorney, as the Trustee will not provide legal advice concerning the foreclosure. The Trustee does not provide information concerning the location of the debtors nor concerning the condition of the property, or whether there are any environmental or hazardous waste liabilities or problems connected with this property. Any person desiring title information, information concerning the physical condition of the property, information concerning any hazardous waste or environmental issues, or other information about the real property being foreclosed should obtain all such information independently. X. NOTICE TO OCCUPANTS OR TENANTS The purchaser at the Trustee's sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trustee (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under RCW 59.12. For tenant-occupied property, the purchaser shall provide a tenant written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY, CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: * The statewide FREE foreclosure counselors recommended by the Washington State Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) http://www.dfi.wa.gov/consumers/homeownership/post_purchase_ counselors_foreclosure.htm * Unites States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 Local counseling agencies in Washington http://www.hud.gov/offices/hsg/sfh/ hcc/fc/index.cfm?webListAction= search&searchstate=WA&filter Svc=dfc * The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Toll-free: 1-800-606-4819 http://nwjustice.org/what-clear Dated this 7th day of September 2016. /s/ Mark J. Giske Mark J. Giske, Trustee Trustee's Mailing Address: Mark J. Giske, Trustee 2661 N Pearl St., PMB #359 Tacoma, WA 98407 (253) 222-0050 Trustee's Physical Address: Mark J. Giske, Trustee 5720 N 46th St. Tacom
a, WA 98407 (253) 222-0050 IDX-735802 December 21, January 11