Re: Ward, Robert & Mary NOTICE OF TRUSTEE'S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT AHOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: 1-877-894HOME(1-877-894-4663) . Web site: http://www.dfi.wa.gov/consumers/ homeownership/ post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: 1-800-569-4287 Web site: http://www.hud.gov/offices/hsg/sfh/ hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: 1-800-606-4819 Web site: http:// nwjustice.org/what-clear I. NOTICE IS HEREBY GIVEN that the undersigned, CLEAR RECON CORP., 9311 S.E. 36th Street, Suite 100, Mercer Island, WA 98040, Trustee will on 11/7/2014 at 10:00 AM at AT THE SECOND FLOOR ENTRY PLAZA OUTSIDE THE PIERCE COUNTY COURTHOUSE, 930 TACOMA AVE SO, TACOMA, WA 98402 sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier's check or certified checks from federally or State chartered banks, at the time of sale, the following described real property, situated in the County of Pierce, State of Washington, to-wit: PARCEL A: COMMENCING AT THE SOUTHEAST CORNER OF THE NORTHEAST QUARTER OF THE NORTHEAST QUARTER OF SECTION 32, TOWNSHIP 18 NORTH, RANGE 04 EAST OF THE W.M., IN PIERCE COUNTY, WASHINGTON; THENCE NORTH 00 DEGREES 34 MINUTES 30 SECONDS WEST ALONG THE EAST LINE OF SAID SUBDIVISION 235.05 FEET; THENCE NORTH 86 DEGREES 54 MINUTES 10 SECONDS WEST 291.08 FEET; THENCE NORTH 54 DEGREES 54 MINUTES 10 SECONDS WEST 132.48 FEET TO A POINT 260 FEET EAST OF THE WEST LINE OF THE EAST HALF OF THE NORTHEAST QUARTER OF THE NORTHEAST QUARTER OF SAID SECTION 32 AND THE POINT OF BEGINNING; THENCE CONTINUING NORTH 54 DEGREES 54 MINUTES 10 SECONDS WEST 56.23 FEET TO A POINT 214 FEET EAST OF THE WEST LINE OF SAID EAST HALF; THENCE NORTH 86 DEGREES 54 MINUTES 10 SECONDS WEST 104 FEET TO INTERSECT A LINE PARALLEL WITH AND 110 FEET EAST OF THE WEST LINE OF SAID EAST HALF; THENCE NORTH 00 DEGREES 48 MINUTES 55 SECONDS WEST ALONG SAID PARALLEL LINE 252.54 FEET; THENCE SOUTH 87 DEGREES 15 MINUTES 05 SECONDS EAST 150 FEET TO INTERSECT A LINE PARALLEL WITH AND 260 FEET EAST OF THE WEST LINE OF SAID EAST HALF; THENCE SOUTH 00 DEGREES 48 MINUTES 55 SECONDS EAST ALONG SAID PARALLEL LINE 315 FEET TO THE POINT OF BEGINNING: EXCEPT THE SOUTH AND WEST 30 FEET THEREOF; PARCEL B: A NONEXCLUSIVE EASEMENT FOR INGRESS, EGRESS AND UTILITIES OVER AND ACROSS A STRIP OF LAND 60 FEET IN WIDTH BEING 30 FEET ON EACH SIDE OF THE FOLLOWING DESCRIBED CENTER LINE: COMMENCING AT THE SOUTHEAST CORNER OF THE NORTHEAST QUARTER OF THE NORTHEAST QUARTER OF SECTION 32, TOWNSHIP 18 NORTH, RANGE 04 EAST OF THE W.M., IN PIERCE COUNTY, WASHINGTON; THENCE NORTH 00 DEGREES 34 MINUTES 30 SECONDS WEST ALONG THE EAST LINE OF SAID SUBDIVISION 235.05 FEET TO THE POINT OF BEGINNING; THENCE NORTH 86 DEGREES 54 MINUTES 10 SECONDS WEST 291.08 FEET; THENCE NORTH 54 DEGREES 54 MINUTES 10 SECONDS WEST 188.71 FEET; THENCE NORTH 86 DEGREES 54 MINUTES 10 SECONDS WEST 600 FEET TO INTERSECT THE EASTERLY RIGHT OF WAY LINE OF MATHIAS WEBSTER COUNTY ROAD; EXCEPT SNELLSTROM-BUSH COUNTY ROAD; PARCEL C: A NON-EXCLUSIVE EASEMENT FOR INGRESS, EGRESS AND UTILITIES OVER AND ACROSS A STRIP OF LAND 60 FEET IN WIDTH, BEING 30 FEET ON EACH SIDE OF THE FOLLOWING DESCRIBED CENTER LINE: THE SOUTH LINE OF THE NORTH HALF OF THE NORTHEAST QUARTER OF THE NORTHEAST QUARTER OF THE NORTHEAST QUARTER OF SECTION 32, TOWNSHIP 18 NORTH, RANGE 04 EAST OF THE W.M., IN PIERCE COUNTY, WASHINGTON AND SAID SOUTH LINE EXTENDED WEST TO THE EASTERLY RIGHT OF WAY OF MATHIAS WEBSTER COUNTY ROAD; EXCEPT THE EAST 30 FEET FOR SNELLSTROM-BUSH COUNTY ROAD; PARCEL D: A NON-EXCLUSIVE EASEMENT FOR INGRESS, EGRESS AND UTILITIES OVER AND ACROSS A STRIP OF LAND 60 FEET IN WIDTH, BEING 30 FEET ON EACH SIDE OF THE FOLLOWING DESCRIBED CENTER LINE: COMMENCING AT THE NORTHEAST CORNER OF THE NORTHEAST QUARTER OF SECTION 32, TOWNSHIP 18 NORTH, RANGE 04 EAST OF THE W.M., IN PIERCE COUNTY, WASHINGTON; THENCE SOUTH 00 DEGREES 34 MINUTES 30 SECONDS EAST 335.05 FEET TO THE SOUTHEAST CORNER OF THE NORTH HALF OF THE NORTHEAST QUARTER OF THE NORTHEAST QUARTER OF THE NORTHEAST QUARTER OF SAID SECTION 32; THENCE NORTH 87 DEGREES 15 MINUTES 05 SECONDS WEST ALONG THE SOUTH LINE OF SAID SUBDIVSION 557.95 FEET TO INTERSECT A LINE PARALLEL WITH AND 110 FEET EAST OF THE WEST LINE OF THE EAST HALF OF THE NORTHEAST QUARTER OF THE NORTHEAST QUARTER OF SAID SECTION 32 AND THE POINT OF BEGINNING;' THENCE SOUTH 60 DEGREES 48 MINUTES 55 SECONDS EAST ALONG SAID PARALLEL LINE 665.54 FEET TO INTERSECT THE CENTER LNIE OF THE 60 FOOT EASEMENT DESCRIBED ABOVE AND THE END OF SAID CENTER LINE DESCRIPTION; EXCEPT THOSE PORTIONS LYING WITH PREVIOUSLY DESCRIBED EASEMENTS; SITUATE IN THE COUNTY OF PIERCE, STATE OF WASHINGTON. Commonly known as: 8405 275TH STREET EAST GRAHAM, WA 98338 APN: 0418321070 which is subject to that certain Deed of Trust dated 12/ 30/2003, recorded 1/7/2004, as Auditor's File No. 200401070355, records of Pierce County, Washington, from ROBERT G. WARD AND MARY C. WARD, HUSBAND AND WIFE , as Grantor(s), to PROFESSIONAL FORECLOSURE CORPORATION OF WASHINGTON, as Trustee, to secure an obligation in favor of UNION PLANTERS BANK, NA, as Beneficiary, the beneficial interest in which was assigned by U.S. Bank National Association, under an Assignment recorded under Auditor's File No 201303260437. II. No action commenced by the Beneficiary of the Deed of Trust or the Beneficiary's successor is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: PROMISSORY NOTE INFORMATION Note Dated: 12/30/2003 Note Amount: $150,500.00 Interest Paid To: 7/1/2013 Next Due Date: 8/1/2013 PAYMENT INFORMATION FROM, THRU, NO.PMT, AMOUNT, TOTAL 8/1/2013, 7/1/2014, 11, $1,227.22, $13,499.42 ADVANCES/LATE CHARGES DESCRIPTION^TOTAL Corporate Advance^$1,587.30 Accrued Late Charges^$195.95 ESTIMATED FORECLOSURE FEES AND COSTS DESCRIPTION^TOTAL Trustee's Fee's^$750.00 Court Doc Retrieval Fee^$53.10 Record Substitution of Trustee ^$14.00 T.S.G. Fee^$689.00 T.S.G. Fee (TSG TAX)^$65.84 Title Datedown Fee^$50.00 Mailings^$175.36 TOTAL DUE AS OF 6/25/2014^$17,079.97 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $127,670.01, together with interest as provided in the Note from 8/1/2013, and such other costs and fees as are provided by statute. V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 11/7/2014. The defaults referred to in Paragraph III must be cured by 10/ 27/2014, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 10/ 27/2014 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee's fees and costs are paid. Payment must be in cash or with cashiers or certified check
s from a State or federally chartered bank. The sale may be terminated any time after the 10/27/2014 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the or the Grantor's successor interest or the holder of any recorded junior lien or encumbrance by paying the principal and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust and curing all other defaults. VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): SEE ATTACHED EXHIBIT "1" by both first class and certified mail on 2/21/2014, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS The purchaser at the trustee's sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: 6/23/14 CLEAR RECON CORP., as Successor Trustee For additional information or service you may contact: Clear Recon Corp. 9311 S.E. 36th Street, Suite 100 Mercer Island, WA 98040 Phone: (206) 707-9599 EXHIBIT "1" NAME & ADDRESS MARY C. WARD 8405 275TH STREET EAST GRAHAM, WASHINGTON 98338-9319 MARY C. WARD PO BOX 1228 GRAHAM WA 98338 MARY C. WARD PO BOX 1228 GRAHAM WA 98338-1228 ROBERT G. WARD 8405 275TH STREET EAST GRAHAM, WASHINGTON 98338-9319 ROBERT G. WARD PO BOX 1228 GRAHAM WA 98338 ROBERT G. WARD PO BOX 1228 GRAHAM WA 98338-1228 October 10, 24