Re: Walter, Todd NOTICE OF TRUSTEE'S SALE Pursuant to the Revised Code of Washington, Chapter 61.24 RCW I. NOTICE IS HEREBY GIVEN that the undersigned Trustee will, on the 14th day of June, 2013 at the hour of 10:00 o'clock AM. at the second floor entry plaza, 930 Tacoma Avenue S, in the City of Tacoma, State of Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following describe real property, situated in the County of Pierce, State of Washington, legally described as follows, to-wit: Lot 34, Pinehurst, according to plat thereof recorded September 22, 1995 under Recording Number 9509220142, in Pierce County, Washington, TOGETHER WITH a non-exclusive easement for ingress and egress as delineated on Pinehurst, according to plat thereof recorded September 22, 1995 under Recording Number 9509220142, in Pierce County, Washington; TOGETHER WITH a non-exclusive easement for ingress and egress over a strip of land, 60 feet in width, being easterly 366.00 feet, as measured along the center line of 149th Street Court East as described in an agreement Recorded September 30, 1992 under Recording Number 9209300425, in Pierce County, Washington. Tax account number: 602169034-0 Which is subject to that certain Deed of Trust dated the 6th day of April 2009, recorded on the 9th day of April, 2009, under Auditor's File No. 200904090396, records of Pierce County, Washington, from Todd Walter, a married person, as a separate estate, as Grantor, to First Financial Diversified Corporation, as Trustee, to secure an obligation in favor of First Savings Bank Northwest, as Beneficiary, the beneficial interest in which was assigned by N/A, under an Assignment recorded under Auditor's File No. N/A. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust. III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: Monthly payments in the amount of $12,151.30 Late fees in the amount of $532.26 IV. The sum owing on the obligation secured by the Deed of Trust is: Principal $318,731.61, together with interest as provided in the note or other instrument secured from the 6th day of April, 2009, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on the 14th day of June, 2013. The default(s) referred to in Paragraph III must be cured by the 3rd day of June, 2013 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before the 3rd day of June, 2013 (11 days before the sale date), the default(s) as set forth in paragraph III, is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after the 3rd day of June, 2013, (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor, or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses: Current Occupant, 15414 148th Ave Ct E, Orting WA 98360 David Osburn, 15414 148th Ave Ct E, Orting WA 98360 Estate of Todd Walter, c/o Cheryl L. Walter, Personal Representative, 7320 188th St Ct E, Puyallup WA 98375 by both first class and certified mail on the 25th day of January, 2013, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served on the 29th day of January, 2013, with said written notice of default or the written notice of default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS The purchaser at the trustee's sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. XI. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877894-4663) http://www.dfi.wa.gov/ consumers/homeownership/ post_purchase_ counselors_foreclosure.htm United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 Local counseling agencies in Washington: http://www.hud.gov/ offices/hsg/sfh/hcc/fc/index.cfm ?webListAction=search&searchstate =WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Toll-free: 1-800-606-4819 http://nwjustice.org/what-clear Dated this 11 day of March 2013. /s/Stephen Freeborn, Trustee 300 North Meridian Puyallup WA 98371 253-863-2525 EISENHOWER AND CARLSON, PLLC 1200 Wells Fargo Plaza 1201 Pacific Avenue Tacoma, WA 98402 (253)572-4500 May 15, June 4