Re: WALKER, DEANA TS No WA07000159-10-2 APN 214600-012 TO No 110185980-WAGSI NOTICE OF TRUSTEE'S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. I. NOTICE IS HEREBY GIVEN that the undersigned Trustee, FIRST AMERICAN TITLE INSURANCE COMPANY will on December 6, 2013 at 10:00AM at the 2nd floor entry plaza of the Superior Courthouse, 930 Tacoma Avenue South, Tacoma, WA 98402 sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier's check or certified checks from federally or State chartered banks, at the time of sale, the following described real property, situated in the County of Pierce, State of Washington, to-wit: LOT 12, ALDERWOOD MANOR, ACCORDING TO THE PLAT RECORDED IN BOOK 47 OF PLATS, PAGES 44 AND 46, IN PIERCE COUNTY, WASHINGTON. APN: 214600-012 Commonly known as: 12302 147TH STREET CT E, Puyallup, WA 98374-3586 which is subject to that certain Deed of Trust dated as of December 9, 2008, recorded on December 12, 2008 as Instrument No. 200812120427 of official records in the Office of the Recorder of Pierce County, Washington from DEANA WALKER, A MARRIED WOMAN AS HER SOLE &SEPARATE PROPERTY, as Trustor(s), to JOAN H. ANDERSON, EVP ON BEHALF OF FLAGSTAR BANK, FSB, as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. , original Beneficiary as nominee for AXIA FINANCIAL LLC, A WASHINGTON LLC, original Lender. II. No action commenced by FLAGSTAR BANK, FSB, the Beneficiary of the Deed of Trust or the Beneficiary's successor is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/ are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW INARREARS: DELINQUENT PAYMENT INFORMATION From January 1, 2011 To August 21, 2013 Number of Payments 33 Monthly Payment $1,238.43 Total $40,868.19 LATE CHARGE INFORMATION From January 1, 2011 to August 21, 2013 Number of Payments 33 Monthly Payment $61.92 Total $2,043.36 PROMISSORY NOTE INFORMATION Note Dated: December 9, 2008 Note Amount: $153,474.00 Interest Paid To: December 1, 2010 Next Due Date: January 1, 2011 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $150,920.14, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or clther instrument secured, and as are provided by statute. V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances; on December 6, 2013. The defaults referred to in Paragraph III must be cured by November 25, 2013, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before November 25, 2013 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustees' fees and costs are paid. Payment must be in cash or with cashiers' or certified checks from a State or federally chartered bank. The sale may be terminated any time after the November 25, 2013 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust. VI. A written Notice of Default was transmitted by the Beneficiary FLAGSTAR BANK, FSB or Trustee to the Borrower and Grantor or the Grantor's successor in interest at the following ADDRESS(es): 12302 147TH STREET CT E, PUYALLUP, WA 98374-3586 by both first class and certified mail on April 13, 2011April 13, 2011, proof of which is in the possession of the Trustee; and said written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. If the Borrower received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you might eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 894-4663 or (800) 6064819 Website: www.wshfc.org The United States Department of Housing and Urban Development:Telephone: (800) 569-4287 Website: www.hud.gov The statewide civil legal aid hotline for assistanoe and referrals to other housing counselors and attorneys: Telephone: (800) 606-4819 Website: www.homehownership.wa.gov NOTICE TO OCCUPANTS OR TENANTS The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenantoccupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060; NOTICE TO GUARANTOR(S) RCW 61.24.042 (1) The Guarantor may be liable for a deficiency judgment to the extent the salie price obtained at the Trustees' Sale is less than the debt secured by the Deed of Trust; (2) The Guarantor has the same rights to reinstate the debt, cure the default, or repay the debt as is given to the Grantor in order to avoid the Trustee's Sale; (3) The Guarantor will have no right to redeem the property after the Trustee's Sale; (4) Subject to such longer periods as are provided in the Washington Dee.d of Trust Act, Chapter 61.24.RCW, any action brought to enforce a guaranty must be commenced within one year after the Trustees' Sale, or the last Trustee's Sale under any Deed of Trust granted to secure the same debt; and (5) In any action for a deficiency, the Guarantor will have the right to establish the fair value of the property as of the date of the Trustee's Sale, less prior liens and encumbrances, and to limit its liability for a deficiency to the difference between the debt and the greater of such fair value or the sale price paid at the Truste,e's Sale, plus interest and costs. The failure of the Beneficiary to provide any Guarantor the notice referred to in this section does not invalidate either the notices given to the Borrower or the Grantor, or the Trustee's Sale. Dated: August 21, 2013 TRUSTEE CORPS BY: Joseph Barragan, Authorized Signatory TRUSTEE CORPS 17100 Gillette Ave Irvine
, CA 92614 TRUSTEE CORPS 1700 Seventh Avenue Suite 2100 Seattle WA 981 01 SALE INFORMATION CAN BE OBTAINED ONLINE AT www.priorityposting.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: Priority Posting and Publishing at 714-573-1965 P1057245 11/4, 11/25/2013