Re: Smith, Shirley-Trustee Sale

Re: Smith, Shirley-Trustee Sale

Re: Smith, Shirley

Trustee Sale

# 087570-WA Title # 191171826-WA-MSI

Notice of Trustee’s Sale

Grantor(s): SHIRLEY EVELYN SMITH AN UNMARRIED WOMAN

Grantee(s): FIDELITY NATIONAL TITLE, as Trustee

Original beneficiary of the deed of trust: MORTGAGE ELECTRONIC REGISTRATION

SYSTEMS, INC., AS DESIGNATED NOMINEE FOR MORTGAGE SOLUTIONS OF

COLORADO, LLC, BENEFICIARY OF THE SECURITY INSTRUMENT, ITS

SUCCESSORS AND ASSIGNS.

Current beneficiary of the deed of trust: MORTGAGE SOLUTIONS OF COLORADO, LLC

Current trustee of the deed of trust: CLEAR RECON CORP

Current mortgage servicer of the deed of trust: THE MONEY SOURCE INC.

Reference number of the deed of trust: 201806180449

Parcel number(s): 6661202060

LOT 49 BLOCK 5 PALMER LAKE DIV 2

I. NOTICE IS HEREBY GIVEN that the undersigned, CLEAR RECON CORP, 9311 S.E. 36th Street, Suite 100, Mercer Island, WA 98040, Trustee will on 1/7/2022 at 10:00 AM OUTSIDE THE SECOND FLOOR ENTRY PLAZA OUTSIDE THE PIERCE COUNTY COURTHOUSE, 930 TACOMA AVE SO, TACOMA, WA 98402 sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale, the following described real property, situated in the County of Pierce, State of Washington, to-wit:

LOT 49, BLOCK 5, PALMER LAKE DIVISION NO. 2, ACCORDING TO THE PLAT THEREOF RECORDED IN VOLUME 48 OF PLATS, PAGES 16 THROUGH 19, INCLUSIVE, RECORDS OF PIERCE COUNTY, WASHINGTON;

SITUATE IN THE COUNTY OF PIERCE, STATE OF WASHINGTON.

Commonly known as: 2224 194TH AVE SW

LAKEBAY, WA 98349-9483

which is subject to that certain Deed of Trust dated 6/18/2018, recorded 6/18/2018, as Auditor’s File No. 201806180449, records of Pierce County, Washington, from SHIRLEY EVELYN SMITH AN UNMARRIED WOMAN, as Grantor(s), to FIDELITY NATIONAL TITLE, as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC,, AS DESIGNATED NOMINEE FOR MORTGAGE SOLUTIONS OF COLORADO, LLC, BENEFICIARY OF THE SECURITY INSTRUMENT, ITS SUCCESSORS AND ASSIGNS., as Beneficiary, the beneficial interest in which was assigned to MORTGAGE SOLUTIONS OF COLORADO, LLC , under an Assignment recorded under Auditor’s File No 201911200764.

II. No action commenced by the Beneficiary of the Deed of Trust or the Beneficiary’s successor is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.

III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $31,622.82

IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $134,557.57, together with interest as provided in the Note from 5/1/2019, and such other costs and fees as are provided by statute.

V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 1/7/2022. The defaults referred to in Paragraph III must be cured by 12/27/2021, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 12/27/2021 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 12/27/2021 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the or the Grantor’s successor interest or the holder of any recorded junior lien or encumbrance by paying the principal and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust and curing all other defaults.

VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es):

EXHIBIT “1”

NAME & ADDRESS

ESTATE OF SHIRLEY EVELYN SMITH, DECEASED

2224 194TH AVE SW LAKEBAY, WA 98349 ESTATE OF SHIRLEY EVELYN SMITH, DECEASED

2224 194TH AVENUE KPS LAKEBAY, WA 98349 HEIRS AND DEVISEES OF SHIRLEY EVELYN SMITH, DECEASED

2224 194TH AVE SW LAKEBAY, WA 98349 HEIRS AND DEVISEES OF SHIRLEY EVELYN SMITH, DECEASED

2224 194TH AVENUE KPS LAKEBAY, WA 98349 JEFFREY J SMITH SR

2224 194TH AVE SW LAKEBAY, WA 98349-9483

JOSEPH H SMITH JR

486 N HIGHWAY 101 604 DEPOE BAY, OR 97341-9801

JOSEPH H SMITH JR

9057 13TH AVE SW SEATTLE, WA 98106-2442

LISA G SAMPLE

952 SW CAMPUS DR APT 50A1 FEDERAL WAY, WA 98023-5080

SHIRLEY E. SMITH 2224 194TH AVE KPS LAKEBAY, WA 98349 SHIRLEY EVELYN SMITH 2224 194TH AVE SW LAKEBAY, WA 98349 SHIRLEY EVELYN SMITH

2224 194TH AVENUE KPS LAKEBAY, WA 98349

by both first class and certified mail on 12/12/2019, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting.

VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.

VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.

IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.

X. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the trustee’s sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060.

If you are a servicemember or a dependent of a servicemember, you may be entitled to certain protections under the federal Servicemembers Civil Relief Act and any comparable state laws regarding the risk of foreclosure. If you believe you may be entitled to these protections, please contact our office immediately.

THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation.

DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help.

SEEKING ASSISTANCE

Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following:

The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission

Telephone: 1-877-894-HOME(1-877-894-4663) . Web site:

http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm

The United States Department of Housing and Urban Development

Telephone: 1-800-569-4287 Web site:

http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&fiIterSvc=dfc

The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: 1-800-606-4819 Web site: http://nwiustice.org/what-clear

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Dated: AUG 10 2021

CLEAR RECON CORP, as Successor Trustee

/s/Monica Chavez Authorized Signor

For additional information or service you may contact: Clear Recon Corp

6100 219th Street Southwest, Suite 480 Mountlake Terrace, WA 98043

Phone: (206) 707-9599

A notary public or other officer completing this certificate verifies only the identity of the individual who signed the document to which this certificate is attached, and not the truthfulness, accuracy, or validity of that document.

State of California) County of San Diego)

on AUG 10 2021 before me, Renata Byra, a Notary Public, personally appeared Monica Chavez who proved to me on the basis of satisfactory evidence to be the person(s) whose name(s) is/are subscribed to the within instrument and acknowledged to me that he/she/they executed the same in his/her/their authorized capacity(ies), and that by his/her/their signature(s) on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument. I certify under PENALTY OF PERJURY under the laws of the State of California that the foregoing paragraph is true and correct.

Witness my hand and official seal

Signature /s/Renata Byra

Notary Public – California

San Diego County

Commission #2229890

My Comm Expires Feb 28, 2022

EPP 33629 IDX-943121

12/6, 12/27/2021

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