Re: Sefton, John NOTICE OF TRUSTEE'S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24, ET. SEQ. TO: John C. Sefton 6908 54th Ave. NW Gig Harbor, WA 98335 NOTICE IS HEREBY GIVEN that the undersigned Trustee will on the 20th day of September, 2013 at the hour of 10:00 a.m. o'clock, a.m., at the Pierce County Superior Court, 930 Tacoma Ave. So., in the City of Tacoma, State of Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property, situated in the County of Pierce, State of Washington, to-wit: Tax Parcel No: 0121124016 THAT PORTION OF THE SOUTH HALF OF THE NORTH HALF OF THE SOUTH HALF OF THE NORTHEAST QUARTER OF THE SOUTHEAST QUARTER OF SECTION 12, TOWNSHIP 21 NORTH, RANGE 1 EAST OF THE WILLAMETTE MERIDIAN LYING NORTH OF THE SOUTH 10 ACRES OF THE NORTHEAST QUARTER OF THE SOUTHEAST QUARTER OF SAID SECTION 12. EXCEPT ROAD. SITUATE IN THE COUNTY OF PIERCE, STATE OF WASHINGTON. which is subject to that certain Deed of Trust dated July 26, 2011, recorded July 29, 2011, under Auditor's File No. 201107290857 records of Pierce County, Washington, John C. Sefton, a single person, as Grantor to the Law Office of Jacob L. Potak, P.S. as Successor Trustee to secure an obligation in favor of Gary A. Beimborn and Donna M. Jorgensen, each as their own separate estate, as Beneficiaries. II No action commenced by the Beneficiary of the Deed of Trust or the Beneficiary's successor is now pending to seek satisfaction of the obligation in any Court by reason of the Grantor's default on the obligation secured by the Deed of Trust. III The default(s) for which this foreclosure is made is/are as follows: 1. Failure to comply with the Deed of Trust by failure to pay the following past due items, the amounts and an itemization for which is given below: Item^Amount a. Principal amount of Note^$278,000.00 b. Failure to make monthly interest^$ 8,108.31 Payments of $1,158.33 for 7 months c. Late charge at $115.83 per month^$ 810.81 for delinquent payments for 7 months d. Default interest on delinquent principal^$11,351,62 balance of 12% annualized for 7 months e. Delinquent real property taxes 2nd Half 2012^$ 2,229.97 1st Half 2013^$ 2,050.80 f. Insurance Policy paid by Lender^$ N/A ^$302,551.51 IV The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on the 20th day of September 2013. The default(s) referred to in paragraph III must be cured by the 9th day of September 2013 (11 (eleven) days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before the 9th day of September 2013 (11 (eleven) days before the sale date), the default(s) as set forth in paragraph III is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after the 9th day of September 2013 (11 (eleven) days before the sale date) and before the sale by the Grantor or the Grantor's successor in interest or the holder of any recorded Junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligations and/or Deed of Trust, and curing all other defaults. V A written notice of default was transmitted by the Beneficiary or Trustee to the Grantor and the Grantor's successor in interest at the following addresses: Name & Address John C. Sefton 6908 54th Ave. NW Gig Harbor, WA 98335 by both first class and either registered or certified mail on the 1st day of May 2013, proof of which is in the possession of the Trustee; and written notice of default was served on the Grantor by posting on the 5th day of May 2013, and the Trustee has possession of proof of such service or posting. VI The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VII The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. VIII Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. NOTICE TO OCCUPANTS OR TENANTS The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trust. This shall be the Purchaser's sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary's Agent, or the Beneficiary's Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holder's rights against the real property only. THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. DATED the _____ day of June 2013. SUCCESSOR TRUSTEE: LAW OFFICE OF JACOB L. POTAK, P.S. By: Jacob L. Potak 5801 Soundview Drive, Suite 258 Gig Harbor, WA 98335 (253) 858-1160 STATE OF WASHINGTON)ss. COUNTY OF PIERCE) On this day personally appeared before me Jacob L. Potak to me known to be the individual described in and who executed the within foregoing instrument, and acknowledged that he signed the same as his free and voluntary act and deed, for the uses and purposes therein mentioned. GIVEN under my hand and official seal this _____ day of June 2013. Notary Public in and for the State of Washington, residing at Gig Harbor Print Name: My Commission Expires: August 20, September 10