Re: SCHRUP, TIMOTHY N NOTICE OF TRUSTEE'S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-12-529993-SH APN No.: 0420232147 Title Order No.: 120328514-WA-GSI Deed of Trust Grantor(s): TIMOTHY N. SCHRUP Deed of Trust Grantee(s): MORTGAGE ELECTRONIC REGISTRATION SYSTEM, INC. AS NOMINEE FOR THE LENDING CONNECTION, INC. Deed of Trust Instrument/Reference No.: 200607030714 I. NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 2/24/2017 , at 10:00 AM At the Second Floor Entry Plaza Outside Pierce County Courthouse, located at 930 Tacoma Ave South, Tacoma, WA 98402 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of PIERCE, State of Washington, to-wit: REAL PROPERTY IN THE COUNTY OF PIERCE, STATE OF WASHINGTON, DESCRIBED AS FOLLOWS: PARCEL A: COMMENCING AT THE STONE MONUMENT FOR THE NORTHEAST CORNER OF THE I. WOOLERY DONATION LAND CLAIM IN SECTION 23, TOWNSHIP 20 NORTH, RANGE 4 EAST OF THE WILLAMETTE MERIDIAN; THENCE NORTH 89º40'25" WEST 727.70 FEET ALONG THE NORTH LINE OF SAID DONATION LAND CLAIM TO THE SOUTHEAST CORNER OF GOVERNMENT LOT 2 OF SAID SECTION; THENCE NORTH 89º40'25" WEST 600.00 FEET ALONG SAID NORTH LINE EXTENDED TO THE TRUE POINT OF BEGINNING FOR THIS DESCRIPTION; THENCE NORTH 00º25'30" EAST 138.00 FEET PARALLEL WITH THE EAST LINE OF SAID GOVERNMENT LOT 2; THENCE NORTH 23º34'30" WEST 86.00 FEET; THENCE NORTH 00º25'30" EAST 105.00 FEET PARALLEL WITH SAID EAST LINE; THENCE NORTH 10º55'30" EAST 130.05 FEET TO THE SOUTH LINE OF THE MONTE VISTA COUNTY ROAD; THENCE SOUTH 65º04'30" EAST 112.40 FEET ALONG SAID SOUTH LINE TO THE WESTERLY LINE OF PROPERTY DESCRIBED IN DEED RECORDED SEPTEMBER 30, 1954 UNDER AUDITOR'S NO. 1695295; THENCE SOUTH 00º25'30" WEST 402.66 FEET ALONG SAID WESTERLY LINE AND PARALLEL WITH THE EAST LINE OF SAID GOVERNMENT LOT 2 TO SAID DONATION LAND CLAIM LINE; THENCE NORTH 89º40'25" WEST 91.00 FEET TO THE TRUE POINT OF BEGINNING, IN PIERCE COUNTY, WASHINGTON. PARCEL B: A NON-EXCLUSIVE EASEMENT FOR INGRESS AND EGRESS OVER THE FOLLOWING DESCRIBED PROPERTY: COMMENCING AT THE STONE MONUMENT FOR THE NORTHEAST CORNER OF THE I. WOOLERY DONATION LAND CLAIM IN SECTION 23, TOWNSHIP 20 NORTH, RANGE 4 EAST OF THE WILLAMETTE MERIDIAN; THENCE NORTH 89º40'25" WEST 727.70 FEET ALONG THE NORTH LINE OF SAID DONATION LAND CLAIM TO THE SOUTHEAST CORNER OF GOVERNMENT LOT 2 OF SAID SECTION; THENCE NORTH 89º40'25" WEST 600.00 FEET ALONG SAID NORTH LINE EXTENDED; THENCE NORTH 00º25'30" EAST 138.00 FEET PARALLEL WITH THE EAST LINE OF SAID GOVERNMENT LOT 2; THENCE NORTH 23º34'30" WEST 86.00 FEET; THENCE NORTH 00º25'30" EAST 105.00 FEET PARALLEL WITH SAID EAST LINE; THENCE NORTH 10º55'30" EAST 43.73 FEET TO THE TRUE POINT OF BEGINNING FOR THIS DESCRIPTION; THENCE CONTINUING NORTH 10º55'30" EAST 86.32 FEET TO THE SOUTH LINE OF THE MONTE VISTA COUNTY ROAD; THENCE NORTH 65º04'30" WEST 20.65 FEET ALONG SAID SOUTH LINE; THENCE SOUTH 20º33'12" WEST 87.89 FEET; THENCE SOUTH 71º26'20" EAST 35.04 FEET TO THE POINT OF BEGINNING, IN EDGEWOOD, PIERCE COUNTY, WASHINGTON. More commonly known as: 5402 MONTA VISTA DRIVE EAST, EDGEWOOD, WA 98372 which is subject to that certain Deed of Trust dated 6/26/2006, recorded 7/3/2006, under Instrument No. 200607030714 records of PIERCE County, Washington , from TIMOTHY N. SCHRUP, AS HIS SOLE AND SEPARATE PROPERTY , as grantor(s), to FIRST AMERICAN , as original trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEM, INC. AS NOMINEE FOR THE LENDING CONNECTION, INC. , as original beneficiary, the beneficial interest in which was subsequently assigned to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2006-16 , the Beneficiary, under an assignment recorded under Auditors File Number 201110170586 II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor's default on the obligation secured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $298,791.09 . IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $293,411.41 , together with interest as provided in the Note from 9/1/2008 on, and such other costs and fees as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 2/24/2017 . The defaults referred to in Paragraph III must be cured by 2/13/2017 (11 days before the sale date), or by other date as permitted in the Note or Deed of Trust, to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 2/13/2017 (11 days before the sale), or by other date as permitted in the Note or Deed of Trust, the default as set forth in Paragraph III is cured and the Trustee's fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 2/13/2017 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower(s) and Grantor(s) by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. The list of recipients of the Notice of Default is listed within the Notice of Foreclosure provided to the Borrower(s) and Grantor(s). These requirements were completed as of 5/31/2013 . VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in
accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . Additional disclaimers provided by the Trustee: If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the noteholders rights against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE Dated: 10/17/2016 Quality Loan Service Corp. of Washington, as Trustee By: Kristen Oswood, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 916-939-0772 or Logi n to: http://wa.qualityloan.com Trustee Sale Number: WA-12-529993-SH State of: Washington ) County of: King ) On before me, ies ), and that by his/her/their signature(s) on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument. I certify under PENALTY OF PERJURY under the laws of the State of WITNESS my hand and official seal. ( Seal) Signature Meron Semere IDSPub #0116838 IDX728431 1/20/2017 2/10/2017