RE: Rowland, Elinor TS No WA07000413-15-1 APN 515100-0040 TO No 8606875 NOTICE OF TRUSTEE'S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. I. NOTICE IS HEREBY GIVEN that on July 22, 2016, 10:00 AM, at the Second Floor Entry Plaza Outside Pierce County Courthouse, 930 Tacoma Ave South, Tacoma, WA, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier's check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Pierce, State of Washington, to-wit: LOT 4, LARKHAVEN, ACCORDING TO PLAT RECORDED IN BOOK 41 AT PAGES 3 AND 4, RECORDS OF PIERCE COUNTY; SITUATE IN THE COUNTY OF PIERCE, STATE OF WASHINGTON. APN: 515100-0040 More commonly known as 15214 25TH AVENUE EAST, TACOMA, WA 98445 which is subject to that certain Deed of Trust dated as of November 4, 2010, executed by ELINOR C. ROWLAND, TRUSTEE OF THE ELINOR C. ROWLAND LIVING TRUST as Trustor(s), to secure obligations in favor of BANK OF AMERICA, N.A., A NATIONAL BANKING ASSOCIATION as original Beneficiary recorded November 9, 2010 as Instrument No. 201011090399 and the beneficial interest was assigned to BANK OF AMERICA, N.A. and recorded February 3, 2016 as Instrument Number 201602030102 of official records in the Office of the Recorder of Pierce County, Washington. II. No action commenced by BANK OF AMERICA, N.A. , the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers' or Grantors' default on the obligation secured by the Deed of Trust/Mortgage. Current Beneficiary: BANK OF AMERICA, N.A. Contact Phone No: 866-799-7724 Address: 14405 Walters Road, Suite 200, Houston, TX 77014 III. The default(s) for which this foreclosure is made is/are as follows: Failed to pay the principal balance which became all due and payable based upon the failure to pay taxes and/or insurance, pursuant to paragraph 6 under the Note, and pursuant to paragraph 9 of the Deed of Trust. PRINCIPAL AND INTEREST DUE INFORMATION Principal Balance as of February 26, 2015 $181,876.91 Interest due through March 16, 2016 $5,406.00 TOTAL PRINCIPAL BALANCE AND INTEREST DUE: $187,282.91 PROMISSORY NOTE INFORMATION Note Dated: November 4, 2010 Note Amount: $262,500.00 Interest Paid To: January 26, 2015 Next Due Date: February 26, 2015 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $181,876.91, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on July 22, 2016. The defaults referred to in Paragraph III must be paid by July 11, 2016, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before July 11, 2016 (11 days before the sale) the default as set forth in Paragraph III is paid and the Trustees' fees and costs are paid. Payment must be in cash or with cashiers' or certified checks from a State or federally chartered bank. The sale may be terminated any time after the July 11, 2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust. VI. A written Notice of Default was transmitted by the current Beneficiary, BANK OF AMERICA, N.A. or Trustee to the Borrower and Grantor at the following address(es): ADDRESS ELINOR C. ROWLAND, TRUSTEE OF THE ELINOR C. ROWLAND LIVING TRUST 15214 25TH AVENUE EAST, TACOMA, WA 98445 ELINOR C. ROWLAND, TRUSTEE OF THE ELINOR C. ROWLAND LIVING TRUST C/O WE THE PEOPLE, P.S., 6109 93RD ST. SW, LAKEWOOD, WA 98499 ELINOR C ROWLAND 15214 25TH AVENUE EAST, TACOMA, WA 98445 UNKNOWN SPOUSE OF ELINOR C. ROWLAND 15214 25TH AVENUE EAST, TACOMA, WA 98445 by both first class and certified mail on February 9, 2016, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees' Sale. X. If the Borrower received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060; Dated: March 16,2016 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Jessica Cimarusti, Authorized Signatory MTC Financial Inc. dba Trustee Corps 500 Union Street, Suite 620 Seattle, WA 98101 Toll Free Number: (844) 367-8456 TDD: (800) 833-6388 For Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps TRUSTEE'S SALE INFORMATION CAN BE OBTAINED ONLINE AT www.insourcelogic.com. Order No. WA16-000195-2, IDX- Pub Dates 06/24/2016, 07/15/2016