Re: OWINGS, JR, CHARLES E Trustee Sale # 14-53045 Loan

Re: OWINGS, JR, CHARLES E Trustee Sale # 14-53045 Loan # 7600030064 Title # 02-14038747 APN: #: 500030-0120 NOTICE OF TRUSTEE'S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: 1-877-894-HOME(1-877-8944663) . Web site: http:// www.dfi.wa.gov/consumers/homeownership/ post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: 1-800-569-4287 Web site: http://www.hud.gov/offices/hsg/sfh/ hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: 1-800-606-4819 Web site: http:// nwjustice.org/what-clear I. NOTICE IS HEREBY GIVEN that the undersigned, Old Republic National Title Insurance Company, 2201 6th Avenue, Suite 1110, Seattle, WA 98121, Trustee will on 10/2/2015 at 10:00 AM At the 2nd floor entry plaza of the Superior Courthouse, 930 Tacoma Avenue South, Tacoma, WA 98402 sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier's check or certified checks from federally or State chartered banks, at the time of sale, the following described real property, situated in the County of Pierce, State of Washington, to-wit: LOT 12 OF CIRCLE K'S , ACCORDING TO THE PLAT RECORDED APRIL 8, 1991 UNDER RECORDING NO. 9104080273, RECORDS OF PIERCE COUNTY AUDITOR. SITUATE IN THE COUNTY OF PIERCE, STATE OF WASHINGTON. PARCEL B: AN EASEMENT FOR INGRESS, EGRESS AND UTILITIES, UNDER AND ACROSS THE PRIVATE ROADS SHOWN ON THE PLAT OF CIRCLE K'S II, AND OVER AND ACCROSS LOTS 6 AND 7 AND THE PRIVATE ROADS OF THE CIRCLE K'S ACCORDING TO THE PLAT RECORDED APRIL 8, 1981 UNDER RECORDING NO.9104080273 AS SAID EASEMENTS WERE ESTABLISHED BY INSTRUMENT RECORDED JUNE 12, 1991 AND SEPTEMBER 25, 1991 UNDER RECORDING NOS. 9106120497 AND 9109250423, RESPECTIVELY. EXCEPT FROM SAID EASEMENT THAT PORTION LYING WITHIN THE HEREIN DESCRIBED PARCEL "A" SITUATE IN THE COUNTY OF PIERCE, STATE OF WASHINGTON Commonly known as: 26202 48TH AVE CT E SPANAWAY, WA 98387 APN: 500030-0120 which is subject to that certain Deed of Trust dated 6/ 4/2009, recorded 6/15/2009, under Auditor's File No. 200906150839, in Book –, Page -records of Pierce County, Washington, from CHARLES E. OWINGS, JR. AND MELANIE E. OWINGS, HUSBAND AND WIFE, as Grantor(s), to CHICAGO TITLE INSURANCE COMPANY, as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (MERS) AS NOMINEE FOR ALLIED HOME MORTGAGE CAPITAL CORPORATION, A CORPORATION, as Beneficiary, the beneficial interest of which was assigned to Rushmore Loan Management Services, LLC, records of Pierce County, Washington. II. No action commenced by the Beneficiary of the Deed of Trust or the Beneficiary's successor is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: PAYMENT INFORMATION FROM 9/1/ 2010 THRU 6/9/2015 NO.PMT 58 AMOUNT $1,638.88 TOTAL $95,055.04 ESTIMATED FORECLOSURE FEES AND COSTS DESCRIPTION TOTAL Conducting /Cancellation Sale Fee $50.00 Mailing Service Fee $120.80 NOD Service Fee $50.00 Posting of Notice of Sale $50.00 Publication of Notice of Sale $2,000.00 Record Notice of Sale $75.00 Record Substitution of Trustee $17.00 T.S.G. Fee $510.00 Trustee's Fees $1,125.00 ADJUSTMENTS DESCRIPTION TOTAL Accrued Late Charges $1,983.11 Late Charge Forecasted $65.56 Corporate Advance $1,756.79 PROMISSORY NOTE INFORMATION Note Dated: 6/4/2009 Note Amount: $239,112.00 Interest Paid To: 8/1/2010 Next Due Date: 9/ 1/2010 TOTAL DUE AS OF 5/16/ 2015 $102,858.30 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $232,851.43, together with interest as provided in the Note from 9/1/ 2010, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute. V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession, or encumbrances on 10/2/2015. The default(s) referred to in Paragraph III must be cured by 9/21/2015 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before 9/21/2015 (11 days before the sale date), the default(s) as set forth in Paragraph III is/are cured and the Trustee's fees and costs are paid. Payment must be in cash or with cashier's or certified checks from a State or federally chartered bank. The sale may be terminated any time after 9/21/2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the Grantor's successor in interest or the holder of any recorded junior lien or encumbrance by paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower(s) and Grantor(s) or the Grantor's successor in interest at the following address(es): NAME CHARLES E. OWINGS, JR. ADDRESS 26202 48TH AVE COURT EAST SPANAWAY, WA 98387 MELANIE E. OWINGS 26202 48TH AVENUE COURT EAST SPANAWAY, WA 98387 CHARLES E. OWINGS, JR. 26202 48TH AVE CT E SPANAWAY, WA 98387 MELANIE E. OWINGS 26202 48TH AVE CT E SPANAWAY, WA 98387 Occupants/Tenants 26202 48TH AVENUE COURT EAST SPANAWAY, WA 98387 CHARLES E. OWINGS, JR. 16963 SE PETROVITSKY RD RENTON WA 98058-9502 MELANIE E. OWINGS 16963 SE PETROVITSKY RD RENTON WA 98058-9502 MELANIE E. OWINGS 5919 84TH ST E PUYALLUP WA 98371 CHARLES E. OWINGS, JR. 5919 84TH ST E PUYALLUP WA 98371 CHARLES E. OWINGS, JR. 5919 84TH PL ST E PUYALLUP WA 98371 MELANIE E. OWINGS 5919 84TH PL ST E PUYALLUP WA 98371 by both first class and certified mail on 1/29/2015 proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally servied, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. Notice to Occupants or Tenants The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following t
he sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants and tenants. After the 20th day following the sale the purchaser has the right to evict occupants and tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. This is an attempt to collect a debt and any information obtained will be used for that purpose. Dated: 5/18/2015 Old Republic National Title Insurance Company, as Successor Trustee Dalaysia Ramirez, Assistant Secretary For additional information you may contact Old Republic National Title Insurance Company 2201 6th Avenue, Ste 1201, Seattle, WA 98121 (866) 263-5802 Automated Sales line (714) 573-1965 or visit www.priorityposting.com A notary public or other officer completing this certificate verifies only the identity of the individual who signed the document to which this certificate is attached, and not the truthfulness, accuracy, or validity of that document. P1142962 8/ 31, 09/21/2015