Re: Opportunity Funding, LLC NOTICE OF TRUSTEE'S SALE Pursuant to the Revised Code of Washington, Chapter 61.24 RCW: I. NOTICE IS HEREBY GIVEN that on June 7, 2013 at the hour of 10:00 A.M. at the County City Building, 930 Tacoma Avenue South, Tacoma, Washington, 98402, the undersigned Trustee will sell at public auction to the highest and best bidder, payable at the time of sale, in certified funds, the following described real property, situated in the county of Pierce, State of Washington, to-wit: LOT 3, CITY OF TACOMA SHORT PLAT NUMBER 40000041207, RECORDED UNDER RECORDING NUMBER 200507275020, RECORDS OF PIERCE COUNTY, WASHINGTON. Tax Parcel ID No.: 032033-704-8 Commonly known as: 707 South 96th Street, Tacoma, Washington 98444 which is subject to that certain Deed of Trust dated March 2, 2011, recorded March 3, 2011, under Auditor's File No. 201103030152, records of Pierce County, Washington, from Opportunity Funding, LLC, as Grantor, to Nicole Ferguson, as Trustee, to secure an obligation in favor of Patricia A. Lowers, as Beneficiary. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust. III. The default(s) for which this foreclosure is/are made are as follows: Failure to pay when due the following amounts which are now in arrears: Principal balance: $105,012.00 $550 late fees through 12/31/ 2012 $9,902 interest through 12/31/ 2012 $110 late fees for January and February 2013 $2,036.68 interest from 1/1/2013 through 2/28/2013 ($34.52 per day) Total due as of February 28, 2013 is $117,610.68 A. Principal balance and fees, late charges, and interest due: $117,610.68 B. Cost and Fees In addition to the amounts in arrears specified above, you are or may be obligated to pay the following estimated charges, costs, and fees to reinstate the Deed of Trust: Trustee's or Attorneys' Fees ^$1,000.00 Title Report ^$498.23 Recording Fees ^$75.00 Process Service ^$50.00 Statutory Mailing Costs ^$30.00 Photocopies ^$15.00 Other Subtotal: ^$1,668.23 Total Current Estimated Reinstatement Amount: ^$119,278.91 The estimated amounts that will be due to reinstate on May 28, 2013 (11 days before the sale date): Additional Arrearages: Interest Due (estimated) ^$3,072.28 Additional Costs and Fees: Publication Costs (estimated) ^$600 Total Estimated Reinstatement Amount as of May 28, 2013 (11 days before the sale date) ^$122,951.19 IV. The sum owing on the obligation secured by the Deed of Trust is: Principal $105,012.00 together with interest as provided in the Note or other instrument secured from March 2, 2011, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. V. The above-described property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrance(s) on June 7, 2013 (Friday). The default(s) referred to in paragraph III must be cured by May 28, 2013 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before May 28, 2013 (11 days before the sale), the default(s) as set forth in paragraph III is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after May 28, 2013 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor, or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address: TO: Opportunity Funding, LLC P.O. Box 111641 Tacoma, WA 98444 by both first class and certified mail on or about January 10, 2013, proof of which is in the possession of the Trustee; and the written notice of default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS The purchaser at the trustee's sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants and tenants (you). After the 20th day following the sale the purchaser has the right to evict occupants and tenants (you) by summary proceedings under unlawful detainer act, chapter 59.12 RCW. For tenantoccupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. Dated: 3/5/2013 Nicole K. Ferguson, Trustee By:/s/ Nicole K. Ferguson, Attorney at Law 5046 South 'M' Street, Ste. A Tacoma, Washington 98408 (253)229-8421 May 10, 24