Re: Newby, Susan & Christopher Notice of Trustee's Sale. Pursuant to the Revised Code of Washington 61.24, et seq. NOTICE IS HEREBY GIVEN that the undersigned trustee will on 09/25/15 at 10:00 am, at the following place: at the Second Floor Entry Plaza Outside Pierce County Courthouse, 930 Tacoma Ave South, Tacoma, WA, the undersigned Trustee (subject to any conditions imposed by the trustee to protect lender and borrower) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property, situated in the County of Pierce, State of Washington: LOT 9, FAIR OAKS ESTATES, ACCORDING TO THE PLAT THEREOF RECORDED ON MARCH 25, 1981, UNDER RECORDING NUMBER 8103250170, RECORDS OF PIERCE COUNTY, WASHINGTON. SITUATE IN THE COUNTY OF PIERCE, STATE OF WASHINGTON. SITUATE ON THE COUNTY OF PIERCE, STATE OF WASHINGTON; Tax Parcel ID No.: 375600-0090; commonly known as: 15217 18th Ave Ct S, Spanaway, WA 98387, which is subject to that certain Deed of Trust recorded on 11/17/1999, under Auditor's File No. 9911170510, records of Pierce County, Washington, from Susan Newby and Christopher Newby, as Grantor, to Glogowski Law Firm, PLLC, as successor Trustee, to secure an obligation in favor of Conseco Finance Servicing Corp., as Beneficiary. The current holder and owner of the Note is U.S. Bank, N.A. as trustee for Manufactured Housing Contract Senior/Subordinate Pass-Through Certificate Trust 2000-3. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Grantor's or Borrower's default in the obligation secured by the Deed of Trust. The default(s) for which this foreclosure is made is/are as follows: Failure to Make Payments as Follows: Payments from 07/2014 thru 05/ 2015 $12,199.41; Deferred Interest $11,151.64; Forbearance $562.25; Escrow Advances $4740.93. TOTAL $28,654.23. Foreclosure Fees and Costs: $3900.00. Other potential defaults do not involve payment to the Beneficiary. If applicable, each of these defaults must also be cured. Listed below are categories of common defaults which do not involve payment of money to the Beneficiary. Opposite of each such listed default is a brief description of the action/documentation necessary to cure the default. The list does not exhaust all possible other defaults; any defaults identified by Beneficiary or Trustee that are not listed below must also be cured. The sum owing on the obligation secured by the Deed of Trust is: $99,257.89, together with interest as provided in the note or other instrument secured from 07/01/2014, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied regarding title, possession, or encumbrances on 09/ 25/15. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 09/14/15 to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before the close of the Trustee's business on 09/14/15 the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after 09/14/15, and before the sale by the Borrower, Grantor, any Guarantor, or the holder of any recorded junior lien or encumbrance paying the entire balance of principle and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses: NAME AND ADDRESS: Susan Newby and Christopher Newby, 15217 18th Ave Ct S, Spanaway, WA 98387, Occupants, 15217 18th Ave Ct S, Spanaway, WA 98387; Christopher Newby and Susan Newby, PO Box 1042, Spanaway, WA 98387 by both first class and either certified mail, return receipt requested, on 03/31/ 2015, proof of which is in the possession of the Trustee; and on 04/04/ 2015 Grantor and Borrower were personally served with said written notice or default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it a statement of all foreclosure costs and trustee's fees due at any time prior to the sale. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their right, title and interest in the above-described property. Anyone having any objections to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. NOTICE TO OCCUPANTS OR TENANTS The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed or trust (the owner) and anyone having an interest junior to the deed of trust including occupants and tenants. After the 20th day following the sale the purchaser has the right to evict occupants and tenants by summary proceedings-under the unlawful detainer act, Chapter 59.12 RCW. DATED: August 26, 2015. By /s/ Katrina E. Glogowski of Glogowski Law Firm, PLLC. 506 2nd Ave 26th Floor, Seattle, WA 98104. (206) 903-9966 August 27, September 16