Re: MONTGOMERY, GARY K & LYNNE Trustee Sale # 12-48474 Loan # 7000004950 Title # 120291260-WAGSI APN: #: 7740000340 NOTICE OF TRUSTEE'S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. I. NOTICE IS HEREBY GIVEN that the undersigned, Old Republic National Title InsuranceCompany, 2201 6th Avenue, Seattle, WA 98121, Trustee will on 4/12/ 2013 at 10:00 AM at At the 2nd floor entry plaza of the Superior Courthouse, 930 Tacoma Avenue South, Tacoma, Washington 98402 sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier's check or certified checks from federally or State chartered banks, at the time of sale, the following described real property, situated in the County of Pierce, State of Washington, to-wit: LOT 34 OF SOUTH CREEK SUBURBAN ESTATES, AS PER PLAT RECORDED IN VOLUME 27 OF PLATS, PAGES 11 THROUGH 14, RECORDS OF PIERCE COUNTY AUDITOR; Commonly known as: 5316 292ND STREET EAST GRAHAM, Washington 98338 APN: 7740000340 which is subject to that certain Deed of Trust dated 2/8/2006, recorded 2/13/2006, under Auditor's File No. 200602130147, in Book –, Page -records of Pierce County, Washington, from GARY K MONTGOMERY AND LYNNE A MONTGOMERY, HUSBAND AND WIFE, as Grantor(s), to LAND AMERICAN TRANSNATION TITLE, as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR FMF CAPITAL LLC, ITS SUCCESSORS AND ASSIGNS, as Beneficiary, the beneficial interest of which was assigned to WELLS FARGO BANK, N.A., AS TRUSTEE FOR CARRINGTON MORTGAGE LOAN TRUST, SERIES 2006-RFC1 ASSET-BACKED PASS THROUGH CERTIFICATES, records of Pierce County, Washington. II. No action commenced by the Beneficiary of the Deed of Trust or the Beneficiary's successor is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: PAYMENT INFORMATION FROM 1/1/2011 THRU 12/6/2012 NO.PMT 28 AMOUNT $1,237.80 TOTAL $34,658.40 LATE CHARGE INFORMATION FROM 1/1/2011 THRU 12/6/ 2012 NO. LATE CHARGES 27 TOTAL $1,671.03 ESTIMATED FORECLOSURE FEES AND COSTS DESCRIPTION TOTAL Mailings $84.42 NOD Service Fee $50.00 Posting of Notice of Sale $50.00 Publication of Notice of Sale $2,000.00 Record Notice of Sale $45.00 T.S.G. Fee $684.00 Trustee's Fees $675.00 ADJUSTMENTS DESCRIPTION TOTAL Advances/Escrow $2,608.38 Corporate Advance $2,596.90 Interest on Adjustments $0.00 PROMISSORY NOTE INFORMATION Note Dated: 2/8/2006 Note Amount: $221,000.00 Interest Paid To: 12/1/2010 Next Due Date: 1/1/ 2011 TOTAL DUE AS OF 12/6/2012 $45,167.10 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $242,047.56, together with interest as provided in the Note from 1/1/ 2011, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute. V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession, or encumbrances on 4/12/2013. The default(s) referred to in Paragraph III must be cured by 4/1/2013 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before 4/1/2013 (11 days before the sale date), the default as set forth in Paragraph III is/are cured and the Trustee's fees and costs are paid. Payment must be in cash or with cashier's or certified checks from a State or federally chartered bank. The sale may be terminated any time after 4/1/2013 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the Grantor's successor in interest or the holder of any recorded junior lien or encumbrance by paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower(s) and Grantor(s) or the Grantor's successor in interest at the following address(es): NAME ADDRESS GARY K MONTGOMERY 5316 292ND STREET EAST GRAHAM, WA 98338 LYNNE A MONTGOMERY 5316 292ND STREET EAST GRAHAM, WA 98338 Occupants/Tenants 5316 292ND STREET EAST GRAHAM, Washington 98338 LYNNE A MONTGOMERY 5316 292ND STREET EAST GRAHAM, WA 98338-9633 GARY K MONTGOMERY 5316 292ND STREET EAST GRAHAM, WA 98338-9633 by both first class and certified mail on 9/18/ 2012 proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally servied, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants and tenants. After the 20th day following the sale the purchaser has the right to evict occupants and tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenantoccupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: 12/6/2012 OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY, as Successor Trustee Vikki Richards, Assistant Secretary For additional information or service you may contact: Old Republic National Title Insurance Company 2201 6th Avenue, Ste 1110 Seattle, WA 98121 (866) 263-5802 Automated Sales line (714) 573-1965 or visit www.priorityposting.com P1007785 3/11, 04/01/2013