Re: MCCARL, ANTHONY & KIRSTEN TS No WA01000026-15 APN 042131-2068 TO No 8602089 NOTICE OF TRUSTEE'S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. I. NOTICE IS HEREBY GIVEN that on July 8, 2016, 10:00 AM, at the Second Floor Entry Plaza Outside Pierce County Courthouse, 930 Tacoma Ave South, Tacoma, WA, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier's check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Pierce, State of Washington, to-wit: THE WEST 150 FEET OF THE SOUTH 100 FEET OF THE FOLLOWING DESCRIBED PROPERTY: BEGINNING AT THE SOUTHWEST CORNER OF THE NORTH 2.5 ACRES OF THE WEST 20 ACRES OF GOVERNMENT LOT 2 IN SECTION 31, TOWNSHIP 21 NORTH, RANGE 4 EAST OF THE W.M., IN PIERCE COUNTY, WASHINGTON; THENCE EAST 332.50 FEET; THENCE SOUTH 150 FEET; THENCE WEST 332.50 FEET; THENCE NORTH 150 FEET TO THE TRUE POINT OF BEGINNING. EXCEPT 58TH AVENUE NORTHEAST. TOGETHER WITH THE FOLLOWING DESCRIBED PROPERTY: COMMENCING AT THE NORTHWEST CORNER OF GOVERNMENT LOT 2 IN SECTION 31, TOWNSHIP 21 NORTH, RANGE 4 EAST OF THE W.M., IN PIERCE COUNTY, WASHINGTON; THENCE SOUTH 05 DEGREES 07 MINUTES WEST ALONG THE WEST LINE THEREOF 209.00 FEET; THENCE SOUTH 86 DEGREES 29 MINUTES 18 SECONDS EAST 30.01 FEET TO THE TRUE POINT OF BEGINNING; THENCE SOUTH 86 DEGREES 29 MINUTES 18 SECONDS EAST 150.00 FEET; THENCE NORTH 32 DEGREES 17 MINUTES 14 SECONDS WEST 150.10 FEET TO A POINT 11 FEET NORTH OF THE TRUE POINT OF BEGINNING ON THE EAST LINE OF 58TH AVENUE; THENCE SOUTH 05 DEGREES 07 MINUTES WEST 11.00 FEET TO THE TRUE POINT OF BEGINNING. APN: 042131-2068 More commonly known as 1501 58TH AVE NE, TACOMA, WA 98422 which is subject to that certain Deed of Trust dated as of June 29, 2007, recorded on July 19, 2007 as Instrument No. 200707190187 of official records in the Office of the Recorder of Pierce County, Washington from ANTHONY T. MCCARL AND KIRSTEN A. MCCARL, HUSBAND AND WIFE, as Trustor(s), to RICK FOLGMANN, as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”), as designated nominee for E-LOAN, INC., Beneficiary of the security instrument, its successors and assigns. The beneficial interest was assigned to EQUITY TRUST COMPANY CUSTODIAN FBO Z146921 IRS and recorded November 25, 2015 as Instrument Number 201511250634. II. No action commenced by EQUITY TRUST COMPANY CUSTODIAN FBO Z146921 IRA, the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers' or Grantors' default on the obligation secured by the Deed of Trust/Mortgage. Current Beneficiary: EQUITY TRUST COMPANY CUSTODIAN FBO Z146921 IRA Contact Phone No: 888-667-4989 Address: P.O. BOX 791, Coatesville, PA 19320 III. The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY INSTALLMENTS OF PRINCIPAL AND/OR INTEREST, BALLOON PAYMENTS, PLUS IMPOUNDS AND/OR ADVANCES AND LATE CHARGES WHICH BECAME DUE ON December 1, 2011, IN ADDITION TO ALL SUBSEQUENT INSTALLMENTS OF PRINCIPAL AND/OR INTEREST, BALLOON PAYMENTS, PLUS IMPOUNDS AND/OR ADVANCES AND LATE CHARGES THAT BECOME PAYABLE PURSUANT TO THE NOTE AND/OR THE DEED OF TRUST AND ALL RELATED LOAN DOCUMENTS: DELINQUENT PAYMENT INFORMATION From December 1, 2011 As of March 3, 2016 Number of Payments 52 Monthly Payment $311.73 Total $16,209.96 LATE CHARGE INFORMATION December 1, 2011 March 3, 2016 51 $15.59 $795.09 ADVANCES MADE BY THE BENEFICIARY March 3, 2016 $0.00 ATTORNEY'S FEES AND EXPENSES March 3, 2016 $1,500.00 PROMISSORY NOTE INFORMATION Note Dated: June 29, 2007 Note Amount: $35,151.00 Interest Paid To: November 1, 2011 Next Due Date: December 1, 2011 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $29,522.14, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on July 8, 2016. The defaults referred to in Paragraph III must be cured by June 27, 2016, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before June 27, 2016 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustees' fees and costs are paid. Payment must be in cash or with cashiers' or certified checks from a State or federally chartered bank. The sale may be terminated any time after the June 27, 2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust. VI. A written Notice of Default was transmitted by the current Beneficiary, EQUITY TRUST COMPANY CUSTODIAN FBO Z146921 IRA or Trustee to the Borrower and Grantor at the following address(es): ADDRESS ANTHONY T. MCCARL 1501 58TH AVE NE, TACOMA, WA 98422 ANTHONY T. MCCARL 1501 NE 58TH AV, TACOMA, WA 98422-3837 KIRSTEN A. MCCARL 1501 58TH AVE NE, TACOMA, WA 98422 KIRSTEN A. MCCARL 1501 NE 58TH AV, TACOMA, WA 98422-3837 by both first class and certified mail on January 28, 2016, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees' Sale. X. If the Borrower received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you might eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 894-4663 or (800) 606-4819 Website: www.wshfc.org The United States Department of Housing and Urban Development: Telephone: (800) 569-4287 Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (800) 606-4819 Website: www.homeownership.wa.gov NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and
anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060; Dated: March 3,2016 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Jessica Cimarusti, Authorized Signatory Trustee Corps 500 Union Street, Suite 620 Seattle, WA 98101 Toll Free Number: (844) 367-8456 TDD: (800) 833-6388 For Reinstatement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps TRUSTEE'S SALE INFORMATION CAN BE OBTAINED ONLINE AT www.insourcelogic.com. Order No. WA16-000142-2, IDX704217 Pub Dates 06/10/2016, 07/01/2016