Re: Marsh/ Engel TS No WA07001545-14-1 APN 032021-3064 TO No 8504144 NOTICE OF TRUSTEE'S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. I. NOTICE IS HEREBY GIVEN that on June 26, 2015 10:00 AM, in the second floor entry plaza outside the County Courthouse, 930 Tacoma Avenue, South, Tacoma, WA 98402 , MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier's check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Pierce, State of Washington, to-wit: BEGINNING ON THE WEST LINE OF "A" STREET AT A POINT 120 FEET SOUTH OF THE SOUTH LINE OF SOUTH 62ND STREET, IN THE SOUTHEAST QUARTER OF THE SOUTHWEST QUARTER OF SECTION 21, TOWNSHIP 20 NORTH, RANGE 3 EAST OF THE WILLAMETTE MERIDIAN; THENCE ON SAID LINE OF "A" STREET,, SOUTH 60 FEET; THENCE PARALLEL WITH SAID LINE 62ND STREET, WEST 147 FEET; THENCE PARALLEL WITH SAID LINE OF "A" STREET, NORTH 60 FEET; THENCE PARALLEL WITH SAID LINE OF SOUTH 62ND STREET, EAST 147 FEET TO THE PLACE OF BEGINNING; SITUATE IN THE CITY OF TACOMA, COUNTY OF PIERCE, STATE OF WASHINGTON APN: 032021-3064 More commonly known as 6212 A STREET, TACOMA WA 98408, which is subject to that certain Deed of Trust dated as of December 12, 2011 , , executed by STARLEAN D. MARSH AND SUSAN M. ENGEL EACH AS THEIR SEPARATE ESTATE as Trustor(s), to secure obligations in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS"), as designated nominee for METROPOLITAN HOME MORTGAGE Beneficiary,of the security instrument, it successors and assigns, recorded January 31, 2012 as Instrument No.201201310892 and the beneficial interest was assigned to Planet Home Lending, LLC FKA Green Planet Servicing, LLC recorded December 22, 2014 Instrument Number 201412220751 of official records in the Office of the Recorder of Pierce County, Washington. II. No action commenced by Planet Home Lending, LLC the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers' or Grantors' default on the obligation secured by the Deed of Trust/Mortgage. Current Beneficiary: Planet Home Lending, LLC Contact Phone No: (866) 8828187, Address: 321 Research Parkway, Ste. 303, Meriden, CT 06450 III. The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS: DELINQUENT PAYMENT INFORMATION From August 1, 2014 To: February 19, 2015 Number of Payments 8 Monthly Payment $1,257.03, Total $10,056.24 Late Charge Information August 1, 2014 February 19, 2015 1 $201.12, $201.12 PROMISSORY NOTE INFORMATION Note Dated:December 12, 2011, Note Amount: $185,882.00 Interest Paid to: July 1, 2014 Next Due Date: August 1, 2014 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $176,102.32, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. V The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on June 26, 2015. The defaults referred to in Paragraph Ill must be cured by June 15, 2015, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before June 15, 2015 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustees' fees and costs are paid. Payment must be in cash or with cashiers' or certified checks from a State or federally chartered bank. The sale may be terminated any time after the June 15, 2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust VI. A written Notice of Default was transmitted by the current Beneficiary, Nationstar Mortgage LLC or Trustee to the Borrower and Grantor at the following address(es): Address: Unknown spouse of Starlean D. Marsh , 6212 A Street, Tacoma WA 98408, Unknown spouse of Starlean D. Marsh, 6212 A St., Tacoma, WA 98408-7410 Unknown spouse of Susan M. Engel, 6212 A Street, Tacoma, WA 98408, Unknown spouse of Susan M. Engel, 6212 A St, Tacoma, WA 98408-7410, Susan M. Engel, 6212 A Street, Tacoma, WA 98408 , susan M. Engel, 6212 A ST, Tcoma, WA 984087410, Starlean D. Marsha, 6212 A Street, Tacoma, WA 98408, Starlean D. Marsha, 6212 A St., Tacoma, WA 98408-7410 by both first class and certified mail on January 13, 2015, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 6124.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees' Sale. X. If the Borrower received a letter under RW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you might eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 894-4663 or (800) 6064819 Website: www.wshfc.org The United States Department of Housing and Urban Development: Telephone: (800) 569-4287 Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (800) 606-4819 Website: www.homeownership.wa.gov NOTICE TO OCCUPANTS OR TENANTS The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenantoccupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060; Dated: February19, 2015 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Athena Vaughn, Authorized Signatory MTC Financial Inc. dba Trustee Corps 1700 Seventh Avenue, Suite 2100 Seattle WA 98101 Phone: (800) 409-7530 TDD: (800) 8336388 For Reinstatement/Pay Off Quotes, contact MTC Financia
l Inc. DBA Trustee Corps TRUSTEE'S SALE INFORMATION CAN BE OBTAINED ONLINE AT www.insourcelogic.com To the extent your original obligation was discharged, or is subject to an automatic stay of bankruptcy under Title 11 of the United States Code, this notice is for compliance and/or informational purposes only and does not constitute an attempt to collect a debt or to impose personal liability for such obligation. However, a secured party retains rights under its security instrument, including the right to foreclose its lien. TAC:973515 PUB; 6-12 & 7-3
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