Re: M & D Corporation Grantor: M & D Corporation Trustee: PR Corp. Services, Inc., as Successor Trustee Beneficiary: UniBank Legal Description: LOT 2, BLOCK 2, WRIGHT ACRE TRACTS, VOLUME 6 OF PLATS, PAGE 108. A full legal description is provided on Exhibit A. Assessors' Tax Parcel No.: 983000-007-1 & 983000-007-2 Recording No. of Related Document: 200809090487 NOTICE OF TRUSTEE'S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 RCW I. NOTICE IS HEREBY GIVEN that the undersigned Trustee will on February 19, 2016, at 10:00 o'clock A.M., at the Outside of the 2nd floor entry plaza of the County-City Building, 930 Tacoma Avenue South, Tacoma, WA 98402, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property, tax identification number is 983000-007-1 & 983000-007-2, situated in the County of Pierce, State of Washington, to-wit, which is legally described on the attached Exhibit A (hereafter the "Property"), which is subject to that certain Deed of Trust dated September 8, 2008, and recorded on September 9, 2008, in Pierce County, Washington, under Auditor's File No. 200809090487, from M & D Corporation, a Washington Corporation, Grantor; to Chicago Title Insurance Company as Trustee; to secure an obligation in favor of Unibank, a Washington state chartered bank, as Beneficiary. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust. III. The default(s) for which this foreclosure is made is/are as follows: a. Failure of Borrower to pay all Obligations due under the Note and Change in Terms Agreements on or before July 30, 2015 which was the maturity date of the Note; b. Failure to pay real estate taxes when due on the real property subject to the Deed of Trust. $9,337.58 is past due as of October 16, 2015 on tax parcel 983000-007-1, and $2,423.00 is past due as of October 16, 2015 on tax parcel 983000-007-2. IV. The sum owing on the obligation secured by the Deed of Trust is as follows: an unpaid principal balance in the amount of $1,101,986.35; and unpaid accrued interest in the amount of $52,832.64 as of November 17, 2015, as provided in the note or other instrument secured from September 8, 2008; and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute. V. The above described real property will be sold to satisfy the expense of sale and the obligations secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on February 19, 2016. The default(s) referred to in paragraph III must be cured by February 8, 2016 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before February 8, 2016 (11 days before the sale date) the default(s) as set forth in paragraph III is cured and the Trustee's fees and costs are paid. The sale may be terminated any time after the February 8, 2016 (11 days before the sale date), and before the sale, by the Borrower, Grantor, any Guarantor, or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligations and/or Deed of Trust, and curing all other defaults. VI. A written Amended Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses: M & D Corporation 14815 Pacific Ave S. Tacoma, WA 98444 Michell Choe 6811 Pinehurst Ave SE Snoqualmie WA 98065 M & D Corporation c/o Registered Agent KIM & KIM CPAS INC. 14815 PACIFIC AVE S Tacoma, WA 98444 Chung Ki Choe 6811 Pinehurst Ave SE Snoqualmie WA 98065 M & D Corporation 23416 Highway 99 #B Edmonds, WA 98026 by both first class and certified mail on October 16, 2015, proof of which is in the possession of the Trustee; and the Borrower and Grantor was personally served on October 16, 2015, with said written Amended Notice of Default or the written Amended Notice of Default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. A written Amended Notice of Default was also transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses: Chung Ki Choe 31127 29th CT SW Federal Way, WA 98023 by both first class and certified mail on October 19, 2015, proof of which is in the possession of the Trustee. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. PR Corp. Services, Inc. Attn: David C. Kelly 10900 NE 4th Street, Suite 1850 Bellevue, WA 98004-8341 VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS. The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants and tenants. After the 20th day following the sale the purchaser has the right to evict occupants and tenants by summary proceedings under the unlawful detainer act, chapter 59.12 RCW. XI. NOTICE TO GUARANTORS. If this Notice is being mailed or directed to any Guarantor, said Guarantor should be advised that (1) the Guarantor may be liable for a deficiency judgment to the extent the sale price obtained at the trustee's sale is less than the debt secured by the deed of trust; (2) the Guarantor has the same rights to reinstate the debt, cure the default or repay the debt as is given to the grantor in order to avoid the trustee's sale; (3) the Guarantor will have no right to redeem the property after the trustee's sale; (4) subject to such longer periods as are provided in the Washington Deed of Trust Act, Chapter 61.21 RCW, any action brought to enforce a guaranty must be commenced within one year after the trustee's sale, or the last trustee's sale under any deed of trust granted to secure the same debt; and (5) in any action for a deficiency, the Guarantor will have the right to establish the fair value of the property as of the date of the trustee's sale, less prior liens and encumbrances, and to limit its liability for a deficiency to the difference between the debt and the greater of such fair value or the sale price paid at the trustee's sale, plus interest and costs. DATED: November 17, 2015. SUCCESSOR TRUSTEE: PR CORP. SERVICES, INC. By: David C. Kelly 10900 NE 4th Street, Suite 1850 Bellevue, WA 98004-8341 STATE OF WASHINGTON) ss. COUNTY OF KING) On this day personally appeared before me David C. Kelly, to me known to be the individual described in and who executed the within and foregoing instrument, and acknowledged that he signed the same as his free and voluntary act and deed, for the uses and purposes therein mentioned. SUBSCRIBED AND SWORN to before me this 17th day of November, 2015. Rachel White NOTARY PUBLIC in and for the State of Washington, residing at: Bothell, WA My commission expires: 12/21/2017 EXHIBIT A Legal Description Parcel A: The South 194 feet of the West 177 feet of Lot 2, Block 2, Wrights Acre Tracts, Pierce County, Washington, according to
the Plat thereof, recorded in Volume 6 of Plats, Page 108, records of Pierce County; Except from said West 177 feet, the West 10 feet conveyed to the State of Washington by deed recorded under recording number 918445. Parcel B: The South 194 feet of Lot 2, Block 2, Wrights Acre Tracts, Pierce County, Washington, according to the Plat thereof, recorded in Volume 6 of Plats, Page 108, records of Pierce County Auditor. Except the West 177 feet thereof; Together with the West half of vacated Stover Street adjoining; Situate in the County of Pierce, State of Washington. IDX-676810 January 19, February 9