Re: LOMBARDI/QUINTERO THE TRUSTEE IS A DEBT COLLECTOR. THIS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NOTICE OF TRUSTEE'S SALE ISSUED PURSUANT TO RCW 61.24 ET.SEQ I. NOTICE IS HEREBY GIVEN that the undersigned Successor Trustee, Judson C. Gray, of The Gray Law Firm, P.S. will be on JUNE 19, 2015, at the hour of 9:30 a.m., outside of the second floor entry plaza on the west side of the County City Building, 930 Tacoma Avenue South, Tacoma, Pierce County, Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property, situated in the county of PIERCE, State of Washington, to wit: LOT 1 OF PIERCE COUNTY SHORT PLAT NO. 76-126, AS RECORDED MARCH 22, 1976, RECORDING NUMBER 7603220126, RECORDS OF PIERCE COUNTY AUDITOR SITUATE IN THE CITY OF TACOMA, COUNTY OF PIERCE, STATE OF WASHINGTON. SUBJECT TO: COVENANTS, CONDITIONS, RESTRICTIONS, RESERVATIONS, EASEMENTS OR OTHER SERVITUDES, IF ANY, DISCLOSED BY THE SHORT PLAT NO. 76-126. THIS POLICY DOES NOT INSURE THAT THE LAND DESCRIBED IN SCHEDULE A IS BENEFITTED BY EASEMENTS, COVENANTS OR OTHER APPURTENANCES SHOWN ON THE PLAT OR SURVEY TO BENEFIT OR BURDEN REAL PROPERTY OUTSIDE THE BOUNDARIES OF SAID LAND. Parcel Number: 0320327004, which is subject to that certain Deed of Trust recorded under Pierce County Auditor Number 201401280265, records of Pierce County, Washington, which Deed of Trust encumbers the above described property from MARCEL QUINTERO, a single person and MICHAEL LOMBARDI, a single person, as Grantor(s) with CW Title as Trustee with Successor Trustee, Judson C. Gray of The Gray Law Firm, P.S., as Successor Trustee pursuant to the resignation and appointment of Successor Trustee recorded the 1st day of October 2014, under Pierce County Auditor Fee Number 201420010270, to secure an obligation in favor of CEDAR REAL ESTATE, LLC, a Washington Limited Liability Company, as beneficiaries. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Grantor's default on the obligation secured by the Deed of Trust. The Beneficiary did not and is not currently seeking to seek satisfaction of the obligation of the Grantor or borrower's default on the obligation secured by the Deed of Trust. The above referenced lawsuit was merely to establish the Deed of Trust against the community property interest of those borrowers named above. III. The defaults for which this foreclosure is made are as follows: Amount Currently^Est. Amount Due to^Due to Reinstate on^Reinstate on February 9, 2015^June 8, 2015 1) Delinquent payments: $15,699.79^$22,675.49 2) Real Property Taxes: $3,592.00^$5,388.00 3) Failure to pay Judgment: $2,786.17^$2,786.17 4) Late Charges: $697.76^$1,046.64 5) Total Arrearages: $22,775.71^$31,896.30 6)Estimated Attorney's/Trustees Fees: $1,500.00^$3,000.00 7) Trustee's Fees Itemizations: a. Trustee's Fees (est.): $1,000.00^$2,000.00 b. Title Report: $1,000.00^$1,000.00 c. Statutory Mailing Fee: $50.00^$100.00 d. Recording Fee: $250.00^$500.00 e. Posting Fee: $150.00^$300.00 f. Publication Fee(est.): $1,500.00^$1,500.00 TOTALS: $28,225.71^$40,296.30 Other Known defaults are as follows: 1)Failure to pay real property taxes as stated above and failure to pay the Judgment in favor of L&I as referenced above. IV. The sum owing on the obligation secured by the Deed of Trust is: 1) Principal of $225,000, together with interest as provided in the Deed of Trust filed on January 28, 2014, Pierce County Auditor Fee No. 201401280265, and such other costs, fees, and advances as are due under the Note or other instrument secured, and as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on JUNE 19, 2015. The defaults referred to in Paragraph III above, together with any subsequent payments, late charges or other default must be cured by JUNE 8, 2015 (11 DAYS BEFORE THE SALE DATE), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before JUNE 8, 2015 (11 DAYS BEFORE THE SALE DATE) the defaults as set forth in paragraph III are cured, and the Trustee's fees and costs are paid. Payment must be made in cash or with cashiers or certified checks from a state or federally chartered bank. The sale may be terminated at any time after JUNE 8, 2015, and before the sale by the Borrower/Grantor, or the Grantor's successor in interest, or the holder of any recorded junior lien or encumbrance, paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. For further information please contact the trustee listed below: Judson C. Gray The Gray Law Firm, P.S. (253)759-1141 Failure to pay the above referenced amounts 11 days before the sale shall result in the acceleration of the underlying principle in the amount of approximately $225,000.00 plus interest. VI. A written Notice of Default was transmitted by the Beneficiary/Trustee to the Grantor, Michael Lombardi, on or about October 2, 2014, at the following addresses: 1) 8834 South Alaska Street, Tacoma, WA 98404; 2) 4427 South Meridian, Suite C, PMB 420, Puyallup, WA 98373; 3) poeticchef2014@gmail.com 4) By posting, and by 1st Class and Certified mail on or about October 2, 2014, proof of which is in possession of the Trustee; and the Grantor was also served on or about October 2, 2014, with said written Notice of Default when is was posted in conspicuous place on the real property described in Paragraph 1 above, and the Trustee has possession of proof of such service or posting. Grantor, Marcelo Quintero, has already given up his interest in the property pursuant to a Warranty Deed in Lieu of Foreclosure recorded August 15, 2014, under Pierce County Auditor Fee Number 20140815017. VII. The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objections to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale, the Purchaser has the right to evict occupants who are not tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property, the Purchaser shall provide a tenant with written notice and in accordance with RCW 51.24.060 and/or other applicable federal law. XI. If this Notice is being mailed or directed to any Guarantor, said Guarantor should be advised that: 1) The Guarantor may be liable for a deficiency judgment to the extent the sale price obtained at the Trustee's Sale is less than the debt secured by the Deed of Trust; 2) The Guarantor has the same rights to reinstate the debt, cure the default, or repay the debt as is given to the grantor in order to avoid the Trustee's sale; 3) The Guarantor will have no right to redeem the property after the Trustee's sale; 4) Subject to such longer periods as ar
e provided in the Washington Deed of Trust Act, Chapter 61.24 RCW, any action brought to enforce a Guarantee must be commenced within one (1) year after the Trustee's Sale, or the last Trustee's Sale under any Deed of Trust granted to secure the same debt; 5) In any action for a deficiency, the Guarantor will have the right to establish the fair value of the property as of the date of the Trustee's Sale, less prior liens and encumbrances, and to limit its liability for a deficiency to the difference between the debt and the greater of such fair value or the sale price paid at the Trustee's Sale, plus interest and costs. XII. If the Trustee is unable to convey title for any reason, the successful bidder sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the deposit paid. The purchase shall have no further recourse against the mortgage, the mortgagee, or the mortgagee's attorney. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DATED this 9 day of February 2015. JUDSON C. GRAY, WSBA #15195 Attorney at Law, Successor Trustee for non-sale payoff, reinstatement information, and for service of process on the Trustee: JUDSON C. GRAY 4142 6TH AVENUE TACOMA, WA 98406 (253)759-1141 (253)759-1447 FAX State of Washington)ss. County of Pierce) On this day personally appeared before me JUDSON C. GRAY, to me known to be an individual described in and who executed the within and foregoing instrument and acknowledged that he signed the same as his free and voluntary act and deed for the uses and purposes therein mentioned. Given under my hand and official seal this 9 day of February, 2015. /s/ Megan C. Nelson Printed Name: MEGAN C. NELSON NOTARY PUBLIC in and for the State of Washington Residing, at Pierce County. My Commission expires: 10-42016 May 20