Re: Lockwood, Ronelle Document Title: Notice of Trustee's Sale Grantor: Eisenhower Carlson, PLLC Grantee: Pierce County Community Development Corporation Legal Description: Lots 4-5, Ptn. Lots 3 and 6, Block 47, West End Addition to Tacoma Reference No.: 201010220096 Tax Parcel No.: 9430001400 NOTICE OF TRUSTEE'S SALE Issued Pursuant to RCW 61.24.040 I. NOTICE IS HEREBY GIVEN that the undersigned Trustee will, on March 6, 2015, at the hour of 10:00 a.m. at the Pierce County Superior Courthouse, 2nd floor entrance, located at 930 Tacoma Avenue South, Tacoma, Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property, situated in the County of Pierce, State of Washington: The south 8 feet of Lot 3, all of the lots 4 and 5 and the north 24 feet of lot 6, Block 47, West End Addition to Tacoma, W.T., according to the Plat recorded in Book 4 of plats, page(s) 72, in Pierce County, Washington. Together with all buildings, improvements, and tenements now or hereafter erected on the property, and all heretofore or hereafter vacated alleys and streets abutting the property, and all easements, rights, appurtenances, rents, royalties, mineral oil and gas rights and profits, water, water rights and water stock appurtenant to the property, and all of the estate, rights, title, claim, interest and demand whatsoever of the Borrower, either in law or equity, whether now owned or hereafter acquired, or, in and to the property, and all fixtures, machinery, equipment, engines, boilers, incinerators, building materials, appliances and goods of every nature whatsoever now or hereafter located in, or on, or used, or intended to be used in connection with the property, including, but not limited to, those for the purpose of supplying or distributing heating, cooling, electricity, gas, water, air and light; and all elevators, and related machinery and equipment, fire prevention and extinguishing apparatus, security and access control apparatus, plumbing, bath tubs, water heaters, water closets, sinks, ranges, stoves, refrigerators, dishwashers, disposals, washers, dryers, awnings, storm windows, storm doors, screens, blinds, shades, curtains and curtain rods, mirrors, cabinets, paneling, rugs, attached floor coverings, furniture, pictures, antennas, trees and plants, including replacements and additions thereto. the postal address of which is more commonly known as 4208 Kootnai St., University Place, WA 98466, and Pierce County Tax Parcel No. 9430001400, which is subject to that certain Deed of Trust Neighborhood Stabilization Program dated October 20, 2010, and recorded on October 22, 2010, with the Pierce County Auditor under Recording No. 201010220096, records of Pierce County, Washington, from Ronelle Lockwood, a single person, as Grantor, to Ticor Title Company, as Trustee, to secure an obligation in favor of Pierce County Community Development Corporation, as Beneficiary. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust. III. The default for which this foreclosure is made is as follows: a. Failure to pay the following past due amounts which are in arrears: 1) Payments due as of October 15, 2014:^$10,242.91 2) Fees:^$ 408.75 3) Escrow Due:^$3,536.16 TOTAL PAST DUE PAYMENTS:^$14,187.82 b. Defaults other than failure to make payments: Failure to keep property taxes current. IV. The sum owing on the obligation secured by the Deed of Trust is: Principal $147,067.96 together with interest as provided in the Note or other instrument secured from October 21, 2010, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession or encumbrances on March 6, 2015. The defaults referred to in Paragraph III must be cured by February 23, 2015 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before February 23, 2015 (11 days before the sale date) the default(s) as set forth in Paragraph III is/are cured and the Trustee's fees and costs are paid. The sale may be terminated by the Grantors any time after February 23, 2015 (11 days before the sale date) and before the sale by the Borrower, Grantor, any Guarantor, or the holder of any recorded junior lien or encumbrance paying the principal and interest secured by the Deed of Trust, plus costs, interest, late charges, fees and advances, if any, made pursuant to the terms of the obligations and/or Deed of Trust, and curing all other defaults. VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower, Grantor, and/or Guarantor at the following addresses: TO: Ronelle Lockwood (Grantor/Borrower) 4208 Kootnai St University Place, WA 98466 AND TO: Resident/Occupant 4208 Kootnai St University Place, WA 98466 by both first class and certified mail, on August 8, 2014, proof of which is in the possession of the Trustee; the written Notice of Default was also posted in a conspicuous place on the real property described in Paragraph I above on August 9, 2014. The Trustee has in Trustee's possession proof of such service/posting. VII. The Trustee, whose name and address is set forth below, will provide in writing to anyone requesting it a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantors and all those who hold by, through or under Grantors, of all their interest in the above-described property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. Notice to Occupants or Tenants The purchaser at the trustee's sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants AND NON-RESIDENTIAL tenants. After the 20th day following the sale the purchaser has the right to evict occupants AND NONRESIDENTIAL tenants by summary proceedings under chapter 59.12 RCW. For RESIDENTIAL tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. RESIDENTIAL TENANT-OCCUPIED PROPERTY MEANS PROPERTY COMPRISED SOLELY OF A SINGLE-FAMILY RESIDENCE, OR A CONDOMINIUM, COOPERATIVE, OR OTHER DWELLING UNIT IN A MULTIPLEX OR OTHER BUILDING CONTAINING FEWER THAN FIVE RESIDENTIAL UNITS. XI. Notice to Guarantors If this Notice is being mailed or directed to any Guarantor, said Guarantor should be advised that: (1) the Guarantor may be liable for a deficiency judgment to the extent the sale price obtained at the trustee's sale is less than the debt secured by the deed of trust; (2) the Guarantor has the same rights to reinstate the debt, cure the default, or repay the debt as is given to the grantor in order to avoid the trustee's sale; (3) the Guarantor will have no right to redeem the property after the trustee's sale; (4) subject to such longer periods as are provided in the Washington deed of trust act, chapter 61.24 RCW, any action brought to enforce a guaranty must be commenced within one year after the trustee's sale, or the last trustee's sale under any deed of trust granted to secure the same debt; and (5) in any action for a deficiency, the Guarantor will have the right to establish the fair value of the property as of the date of the trustee's sale, les
s prior liens and encumbrances, and to limit its liability for a deficiency to the difference between the debt and the greater of such fair value or the sale price paid at the trustee's sale, plus interest and costs. DATED this 24 day of October, 2014. EISENHOWER AND CARLSON, PLLC Successor Trustee By: /s/James M. Hushagen, Member Address: 1201 Pacific Avenue, Suite 1200 Tacoma, WA 98402 Phone: (253) 572-4500 STATE OF WASHINGTON): ss. COUNTY OF PIERCE) On this 24th day of October, 2014, before me, the undersigned, a Notary Public in and for the State of Washington, duly commissioned and sworn, personally appeared Eisenhower Carlson, PLLC, by and through James M. Hushagen, to me known to be the individual described in and who executed the foregoing instrument, and acknowledged to me that he signed and sealed the said instrument as his free and voluntary act and deed for the uses and purposes therein mentioned. WITNESS my hand and official seal hereto affixed the day and year in this certificate above written. Name: /s/Genipher Ayn Owens Notary Public in and for the State of Washington, residing at: Port Orchard My Appointment Expires: 11/20/ 17 February 4, 24