RE: Lee, Judy TS #60128-25397-NJ-WA APN 11297802-0071 Reference Number: 200609220898 Abbreviated Legal: PTN. OF LOTS 6-7, CHAMBERS BAY DIV. II-PAD, REC. 8705210624. Grantor: Judy K. Lee, A Married Woman, As Her Sole and Separate Property Grantee: North Cascade Trustee Services Inc. Original Beneficiary: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”), as designated nominee for WMC MORTGAGE CORP NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. This is an attempt to collect a debt and any information obtained will be used for that purpose. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation, DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homewownership/post_purchase_counselors_foreclosure.htm. The United States Department of Housing and urban Development Telephone: Toll-free: 1-800-569-4287. Web Site: http://www.hud.gove/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web Site: http://nwjustice.org/what-clear. I. NOTICE IS HEREBY GIVEN that the undersigned Trustee will on January 22, 2016, at the hour of 10:00 AM at Pierce County Superior Courthouse, 2nd Floor Entry Plaza, 930 Tacoma Avenue South, Tacoma, WA 98402 sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property, situated in the County of Pierce, State of Washington, to-wit: SEE ATTACHED EXHIBIT ‘A” Legal Description that portion of Lots 6 and 7, CHAMBERS BAY DIVISION II-P.A.D., according to Plat recorded under Auditor’s No. 8705210324, in Pierce County, Washington, lying Westerly of a line described as follows: Beginning at the most Northerly corner of lot 6; then South 42°48’16” West along the Southerly margin of Chambers Point Court, a distance of 17.28 feet to the P.C. of a curve concave to the Northeast having a radius of 115.00 feet; thence Northwesterly along said curve through a central angel of 7°45’43”, an arc distance of 15.58 feet to the true point of beginning; thence South 29°13’13” East a distance of 160.48 feet to a point on the Northwesterly margin of Chambers Bay Court, said point being North 45°04’32” West 40.00 feet from the center of said Chambers bay Court and the terminus of said described line. APN: 297802-0071 More commonly known as: 2805 Chambers Bay Court, Steilacoom, WA 98388 which is subject to that certain Deed of Trust dated September 21, 2006, recorded September 22, 2006, under Auditor’s File No. 200609220898 , records of Pierce County, Washington, from Judy K. Lee, a married woman, as her sole and separate property as Grantor, to BISHOP & LYNCH OF KING COUNTY, as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”), as designated nominee for WMC MORTGAGE CORP as Beneficiary, the beneficial interest in which was assigned to Deutsche Bank National Trust Company, as Trustee for Securitized Asset Backed Receivables LLC Trust 2007-HEI, Mortgage Pass-Through Certificates, Series 2007-HEI under an Assignment recorded on September 2, 2011 under Auditor’s File 201109020432 in the official records in the Office of the Recorder of Pierce County, Washington. II. No action commenced by the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage. III. The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Payments $53,647.11 Suspense Balance $-2,371.96 Interest Due $31,281.39 Escrow Payment $34,912.80 Grand Total $117,469.34 IV. The sum owing on the obligation secured by the Deed of Trust is: Principal $442,977.91, together with interest as provided in the note or other instrument secured, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on January 22, 2016. The defaults referred to in paragraph III must be cured by January 11, 2016 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before January 11, 2016 (11 days before the sale date), the defaults as set forth in paragraph III are cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers’ or certified check from a state or federally chartered bank. The sale may be terminated any time after January 11, 2016 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor, or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses: Unknown Spouse of Judy K. Lee 2805 Chambers Bay Court Steilacoom, WA 98388 Unknown Spouse of John J Lee 2805 Chambers Bay Court Steilacoom, WA 98388 John J Lee 2805 Chambers Bay Court Steilacoom, WA 98388 Judy K. Lee 2805 Chambers Bay Court Steilacoom, WA 98388 Occupant 2805 Chambers Bay Court Steilacoom, WA 98388 by both first-class and certified mail on July 30, 2015, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the trustee’s sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance w
ith RCW 61.24.060. To access sale information, please go to salestrack.tdsf.com or call the automated sales line at: 888-988-6736. Dated: September 15, 2015 North Cascade Trustee Services Inc., Duly Appointed Successor Trustee By Veronica Abraham, Authorized Signatory 801 Second Avenue, Suite 600 Seattle, Washington 98104 Telephone 1-855-676-9686 TAC: 984736 IDX-674116 PUB: 12/24/15, 1/14/16