re: Knapp/Fife Commercial Grantor: Davies Pearson, P.C. (Successor Trustee) Grantee: Thomas A. Knapp, Jr. Beneficiary: Fife Commercial Bank Legal Description (abbreviated): Lots 9-13, Block 2307, THE TACOMA LAND COMPANY'S FIRST ADDITION TO TACOMA, W.T., RECORDED JULY 7, 1884 Tax Parcel ID: 202307-002-0 Reference Nos. of Document: 200407290291 NOTICE OF TRUSTEE'S SALE Pursuant to the Revised Code of Washington Chapter 61.24, et. seq. I. NOTICE IS HEREBY GIVEN that the undersigned Trustee will on the 28TH day of June, 2013, at the hour of 10:00 o'clock a.m. at the County-City Building, 930 Tacoma Ave. S., outside the 2nd floor entrance, City of Tacoma, County of Pierce, State of Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property, situated in the County of Pierce, State of Washington, to-wit: LOTS 9 THROUGH 13, INCLUSIVE, BLOCK 2307, THE TACOMA LAND COMPANY'S FIRST ADDITION TO TACOMA, W.T., AS PER MAP THEREOF FILED FOR RECORD JULY 7, 1884, IN PIERCE COUNTY, WASHINGTON; EXCEPT THE SOUTH 4 FEET 10-3/8'S INCHES OF SAID LOT 13. Pierce County Assessor Number 202307-002-0, the postal address of which is more commonly known as 2322 Holgate Street, Tacoma, Washington 98402, which is subject to that certain Deed of Trust dated July 26, 2004, recorded July 29, 2004, under Auditor's File No. 200407290291, records of Pierce County, Washington, from Thomas A. Knapp, Jr., as Grantor, to Pacific NW Title of WA, as Trustee, to secure an obligation in favor of Fife Commercial Bank, as Beneficiary. II. No action commenced by the Beneficiary of the Deed of Trust or the Beneficiary's successor is now pending to seek satisfaction of the obligation in any court by reason of the Grantor's default on the obligation secured by the Deed of Trust. III. The defaults for which this foreclosure is made are as follows: Failure to pay when due the following amounts which are now in arrears. As of the date of this notice, the balance due is as follows: 1. Outstanding monthly insurance premiums (forced place insurance) from February 2011 through March 2013: ^$5,009.34 2. Attorney and Trustee Fees: ^$1,650.00 SUBTOTAL: $6,659.34 Failure to pay when due the following amounts which are now in arrears: 1. Failure to pay the following: a. 2012 Delinquent Property Taxes: ^$10,278.45 b. 2011 Delinquent Property Taxes: ^$11,444.96 c. 2010 Delinquent Property Taxes: ^$10,902.43 SUBTOTAL: $32,625.84 IV. The sum owing on the obligation secured by the Deed of Trust is: Principal in the amount of $180,837.96, together with interest as provided in the note or other instrument secured from the 26th day of July, 2004, and such other costs and fees as are due under the notes or other instrument secured, and as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on the 28th day of June, 2013. The default referred to in Paragraph III must be cured by the 17th day of June, 2013 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before the 17th day of June, 2013 (11 days before the sale date), the default as set forth in Paragraph III is cured and the Trustee's fees and costs are paid. The sale may be terminated any time after the 17th day of June, 2013 (11 days before the sale date) and before the sale by the Grantor or the Grantor's successor in interest or the holder of any recorded Junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Grantor or the Grantor's successor in interest at the following addresses: Thomas A. Knapp, Jr. P.O. Box 12067 Tacoma, WA 98412 Spouse or Registered Domestic Partner of Thomas A. Knapp, Jr. P.O. Box 12067 Tacoma, WA 98412 Thomas A. Knapp, Jr. 20138 SE 145th Street Renton, WA 98059 Spouse or Registered Domestic Partner of Thomas A. Knapp, Jr. 20138 SE 145th Street Renton, WA 98059 by both first class and either registered or certified mail on the 13th day of February, 2013, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served on the 16th day of February, 2013, with said written notice of default or the written notice of default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantors and all those who hold by, through or under the Grantors of all their interest in the above-described property. IX. Anyone having any objections to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS The purchaser at the trustee's sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants and NON-RESIDENTIAL tenants by summary proceedings under chapter 59.12 RCW. For RESIDENTIAL tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. RESIDENTIAL TENANT-OCCUPIED PROPERTY MEANS PROPERTY COMPRISED SOLELY OF A SINGLE-FAMILY RESIDENCE, OR A CONDOMINIUM, COOPERATIVE, OR OTHER DWELLING UNIT IN A MULTIPLEX OR OTHER BUILDING CONTAINING FEWER THAN FIVE RESIDENTIAL UNITS. DATED this 26 day of March, 2013 TRUSTEE: DAVIES PEARSON, P.C. /s/BRIAN M. KING, WSBA#29197 920 Fawcett Avenue P.O. Box 1657 Tacoma, WA 98402 Telephone: 253/620-1500 May 30, June 20