Re: KIM, HWI YONG TS No WA01000044-12 APN 546500-146-0 TO No 1277981 NOTICE OF TRUSTEE'S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. I. NOTICE IS HEREBY GIVEN that on 4/12/ 2013, 10:00 AM, at the 2nd floor entry plaza of the Superior Courthouse, 930 Tacoma Avenue South, Tacoma, WA 98402, MTC FINANCIAL INC. dba TRUSTEE CORPS, the undersigned Trustee will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashiers' check or certified checks from federally or State chartered banks, at the time of sale the following describedreal property, situated in the County of Pierce, State of Washington, to-wit: LOT 6 OF BLOCK 31 IN MANITOU PARK SUBDIVISION, CITY OF UNICORPORATED, COUNTY OF PIERCE, IN THE STATE OF WA. AS RECORDED IN MB8 PG 82. AS MORE FULLY DESCRIBED ON SAID DEED OF TRUST AND ALL RELATED LOAN DOCUMENTS APN: 546500146-0 More commonly known as 6429 S MULLEN ST , TACOMA, WA 98409 which is subject to that certain Deed of Trust dated 2/2/2007 and recorded on 03/02/2007, as Instrument No. 200703020156 and that said Short Form Deed of Trust was modified by Modification to Home Equity Line of Credit Agreement and Open-End Deed of Trust recorded on October 1, 2007 as Instrument Number 200710010102, all of official records in the Office of the Recorder of Pierce County, Washington from HWI YONG KIM, A MARRIED PERSON AS HIS SEPARATE ESTATE, AND JOO HEE KIM, A NON-VESTED SPOUSE, HUSBAND AND WIFE as Grantor(s), to WELLS FARGO FINANCIAL NATIONAL BANK as Trustee, to secure an obligation in favor of WELLS FARGO BANK, N.A., as the original Beneficiary. II. No action commenced by ASSET VENTURES, LLC, the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers' or Grantor's default on the obligation secured by the Deed of Trust/Mortgage. Current Beneficiary: ASSET VENTURES, LLC Contact Phone No: (855) 798-1411 Address: 2625 MANHATTAN BEACH BLVD., SUITE 100, REDONDO BEACH, CA 90278 III. The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY INSTALLMENTS OF PRINCIPAL AND/ OR INTEREST PLUS IMPOUNDS AND/OR OR ADVANCES WHICH BECAME DUE ON 11/20/2008, PURSUANT TO THE TERMS OF THE NOTE AND/OR DEED OF TRUST PLUS LATE CHARGES, AND ALL SUBSEQUENT INSTALLMENTS OF PRINCIPAL, INTEREST, BALLOON PAYMENTS, PLUS IMPOUNDS AND/ OR ADVANCES AND LATE CHARGES THAT BECOME PAYABLE PURSUANT TO THE NOTE AND/ OR DEED OF TRUST AND ALL RELATED LOAN DOCUMENTS DELINQUENT PAYMENT INFORMATION From November 20 2008 To December 5, 2012 Number of Payments 49 Monthly Payment $179.81 Total $8,810.69 LATE CHARGE INFORMATION From November 20, 2008 To December 5, 2012 Number of Payments 49 Monthly Payment $8.9905 Total $440.53 PROMISSORY NOTE INFORMATION Note Dated: February 2, 2007 Note Amount: $21,300.00 Interest Paid To: October 20, 2008 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $32,200.00, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are provided by statute. V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on April 12, 2013. The defaults referred to in Paragraph III must be cured by April 1, 2013, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before April 1, 2013 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee's fees and costs are paid. Payment must be in cash or with cashier's or certified checks from a State or federally chartered bank. The sale may be terminated any time after the April 1, 2013 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust. VI. A written Notice of Default was transmitted by the current Beneficiary, ASSET VENTURES, LLC or Trustee to the Borrower and Grantor at the following address(es): ADDRESS 28203 RIDGEFERN CT, RANCHO PALOS VERDES, CA 90275; 6429 S MULLEN ST, TACOMA, WA 98409; by both first class and certified mail on October 5, 2012, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. NOTICE TO OCCUPANTS OR TENANTS The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060; NOTICE TO GUARANTOR(S) RCW 61.24.042 (1) The Guarantor may be liable for a deficiency judgment to the extent the sale price obtained at the Trustees' Sale is less than the debt secured by the Deed of Trust; (2) The Guarantor has the same rights to reinstate the debt, cure the default, or repay the debt as is given to the Grantor in order to avoid the Trustee's Sale; (3) The Guarantor will have no right to redeem the property after the Trustee's Sale; (4) Subject to such longer periods as are provided in the Washington Deed of Trust Act, Chapter 61.24.RCW, any action brought to enforce a guaranty must be commenced within one year after the Trustees' Sale, or the last Trustee's Sale under any Deed of Trust granted to secure the same debt; and (5) In any action for a deficiency, the Guarantor will have the right to establish the fair value of the property as of the date of the Trustee's Sale, less prior liens and encumbrances, and to limit its liability for a deficiency to the difference between the debt and the greater of such fair value or the sale price paid at the Trustee's Sale, plus interest costs. The failure of the Beneficiary to provide any Guarantor to the difference between the debt and the greater of such fair value or the sale price paid at the Trustee's Sale, plus interest and costs. The failure of the Beneficiary to provide any Guarantor the notice referred to in this section does not invalidate either the notices given to the Borrower or the Grantor, or the Trustee's Sale. DATED: 12/5/2012 TRUSTEE CORPS, as Duly Appointed Successor Trustee By: Matthew Kelley, Trustee Sale Officer TRUSTEE CORPS 1700 Seventh Avenue Suite 2100 Seattle WA 98101 TRUSTEE CORPS 17100 Gillette Ave Irvine, CA 92614 FOR SALE INFORMATION CONTACT: (714)573-1965, (949) 252-8300 FOR REINSTATEMENT / PAY OFF REQUESTS CONTACT: (949) 252-8300 RPRequests@trusteecorps.com SALE INFORMATION CAN BE OBTAINED ON LINE AT www.priorityposti
ng.com P1007601 3/11, 04/01/2013