Re: Kim, Chong C & Mun NOTICE OF TRUSTEE’S SALE AFC #:16-118129 Title Order No.:160024595-WA-MSI I. NOTICE IS HEREBY GIVEN that the undersigned Trustee, AZTEC FORECLOSURE CORPORATION OF WA will on August 26, 2016, at the hour of 10:00 am at The second floor entry plaza outside to the Pierce County Courthouse, 930 Tacoma Avenue South, Tacoma, WA, State of Washington, sell at public auction to the highest and best bidder, payable at time of sale, the following described real property, situated in the County of Pierce, State of Washington, to-wit: LOT 95, NANCY ESTATES, PDD, ACCORDING TO THE PLAT RECORDED UNDER AUDITOR’S NO. 200509195023 AND BY AFFIDAVIT OF MINOR CORRECTION RECORDED UNDER AUDITOR’S NO. 200510060238, IN PIERCE COUNTY, WASHINGTON Abbrev. Legal: LOT 95, NANCY ESTATES Tax Parcel No.: 5003500950 Commonly known as: 1616 E 203rd St, Spanaway, WA 98387 which is the subject of that certain Deed of Trust dated March 12, 2007, recorded March 30, 2007, under Auditor’s File No. 200703301080, records of Pierce County, Washington, from Chong C. Kim and Mun J. Kim, Husband and Wife as Grantor, to Ticor Title Company as Trustee, to secure an obligation in favor of Mortgage Electronic Registration Systems, Inc.(”MERS”) as nominee for GreenPoint Mortgage Funding, Inc., its successors and assigns as Beneficiary, which as assigned by Nationstar Mortgage LLC to U.S. Bank National Association, as Trustee for GreenPoint Mortgage Funding Trust Mortgage Pass-Through Certificates, Series 2007-AR2 under an assignment recorded at Instrument No. 201411100147. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers or Grantor’s default on the obligation secured by the Deed of Trust. III. The Default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: Monthly payments in the amount(s) of $1,863.13 from May 1, 2010 through April 1, 2012; $1,220.32 from May 1, 2012 through July 1, 2012; $1,299.57 from August 1, 2012 through April 1, 2013; $1,248.15 from May 1, 2013 through June 1, 2013; $1,190.94 from July 1, 2013 through August 1, 2013; $1,462.52 from September 1, 2013 through October 1, 2013; $1,436.81 from November 1, 2013 through October 1, 2015; and $1,462.52 from November 1, 2015 through April 1, 2016 together with all fees, costs and or disbursements incurred or paid by the beneficiary and or trustee, their employees, agents or assigns. The Trustee’s fees and costs are estimated at $2,474.98 as of April 18, 2016. The amount to cure the default payments as of the date of this notice is $127,298.85. Payments and late charges may continue to accrue and additional advances to your loan may be made. It is necessary to contact the beneficiary or Trustee prior to the time you tender the reinstatement amount so that you may be advised of the exact amount you would be required to pay. IV. The sum owing on the obligation secured by the Deed of Trust is: Principal Balance $246,837.49, together with interest in the Note or other instrument secured from April 1, 2010, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. The amount necessary to pay off the entire obligation secured by your Deed of Trust as the date of this notice is $367,078.68. Interest and late charges may continue to accrue and additional advances to your loan may be made. It is necessary to contact the beneficiary or Trustee prior to the time you tender the payoff amount so that you may be advised of the exact amount you would be required to pay. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty express or implied regarding title, possession, or encumbrances on August 26, 2016. The default(s) referred to in paragraph III. together with any subsequent payments, late charges, advances, costs and fees thereafter due, must be cured by August 15, 2016 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before August 15, 2016 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after August 15, 2016 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses: Chong C Kim 1616 E 203rd St Spanaway, WA 98387 Mun J Kim 1616 E 203rd St Spanaway, WA 98387 Chong C Kim 1300 SW Campus Dr Apt 105 Federal Way, WA 98023 Mun J Kim 1300 SW Campus Dr Apt 105 Federal Way, WA 98023 Chong C Kim 1616 203rd St E Spanaway, WA 98387 Mun J Kim 1616 203rd St E Spanaway, WA 98387 Mun J Kim 33415 4th Place Southwest Federal Way, WA 98023 Chong C Kim 3722 Kinsale Ln SE Olympia, WA 98501 Mun J Kim 1300 SW Campus Dr Apt 33-2 Federal Way, WA 98023 Chong C Kim 1300 SW Campus Dr Apt 33-2 Federal Way, WA 98023 Mun J Kim 3722 Kinsale Ln SE Olympia, WA 98501 Chong C Kim 33415 4th Place Southwest Federal Way, WA 98023 Chong C Kim 13920 47th Avenue CT NW Gig Harbor, WA 98332 Mun J Kim 13920 47th Avenue CT NW Gig Harbor, WA 98332 Chong C Kim 1300 SW Campus Dr Apt 10-5 Federal Way, WA 98023 Mun J Kim 1300 SW Campus Dr Apt 10-5 Federal Way, WA 98023 Mun J Kim 128 131st St S Tacoma, WA 98444 Chong C Kim 128 131st St S Tacoma, WA 98444 Chong C Kim 819 Virginia St Unit 2801 Seattle, WA 98101 Mun J Kim 819 Virginia St Unit 2801 Seattle, WA 98101 by both first class and certified mail on March 18, 2016 proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served on March 17, 2016 with said written notice of default or the written notice of default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth above, and whose telephone number is (360) 253-8017 /(877) 430-4787 will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having an objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. X. NOTICE TO OCCUPANTS OR TENANTS The purchaser at the trustee’s sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants, who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.60. XI. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you t
o mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone (Toll-free): 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.qov/consumers/homeownership/post purchase counselors foreclosure.htm. The United States Department of Housing and Urban Development: Telephone (Toll-free): 1-800-569-4287 or National Web site: http://www.hud.qov/offices/hsg/sfh/hcc/fc/index. cfm?webListAction=search&searchstate=WA&filterSvc=dfc. The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone (Toll-Free): 1-800-606-4819 or Web site: http://nwjustice. org/what-clear XII. A list of the persons this Notice was sent to is attached hereto as exhibit “A”. Chong C Kim 1616 E 203rd St Spanaway, WA 98387 Mun J Kim 1616 E 203rd St Spanaway, WA 98387 Chong C Kim 1300 SW Campus Dr Apt 105 Federal Way, WA 98023 Mun J Kim 1300 SW Campus Dr Apt 105 Federal Way, WA 98023 Chong C Kim 161620 3rd St E Spanaway, WA 98387 Mun J Kim 161620 3rd St E Spanaway, WA 98387 Mun J Kim 33415 4th Place Southwest Federal Way, WA 98023 Chong C Kim 3722 Kinsale Ln SE Olympia, WA 98501 Mun J Kim 1300 SW Campus Dr Apt 33-2 Federal Way, WA 98023 Chong C Kim1300 SW Campus Dr Apt 33-2 Federal Way, WA 98023 Mun J Kim 3722 Kinsale Ln SE Olympia, WA 98501Chong C Kim 33415 4th Place Southwest Federal Way, WA 98023 Chong C Kim 13920 47th Avenue CT NW Gig Harbor, WA 98332 Mun J Kim 13920 47th Avenue CT NW Gig Harbor, WA 98332 Chong C Kim 1300 SW Campus Dr Apt 10-5 Federal Way, WA 98023 Mun J Kim 1300 SW Campus Dr Apt 10-5 Federal Way, WA 98023 Mun J Kim 128 131St S Tacoma, WA 98444 Chong C Kim 128 131 St S Tacoma, WA 98444 Chong C Kim 819 Virginia St Unit 2801 Seattle, WA 98101 Mun J Kim 819 Virginia St Unit 2801 Seattle, WA 98101 STEPHEN W. FISHER, PLLP 6314 19TH STREET WEST, SUITE A FIRCREST, WA 98466 STEPHEN W. FISHER, PLLP 6314 19TH ST W STE 8 FIRCREST, WA 98466 CITIBANK SOUTH DAKOTANA C/O SUTTELL & HAMMER, P.C. (FORMERLY KNOWN AS SUTTELL & ASSOCIATES, P.S.) 1450-114TH AVE SE, #240 CONIFER BUILDING BELLEVUE, WA 98004 CITIBANK SOUTH DAKOTANA C/O ISAAC L HAMMER SUTTELL & HAMMER, PS PO BOX C-90006 BELLEVUE, WA 98009 NANCY ESTATES HOMEOWNER ASSOCIATION C/O TOTAL PROPERTY MANAGEMENT 2222 MERIDIAN AVE E STE E EDGEWOOD, WA 98371PIERCE COUNTY SEWER PIERCE COUNTY PUBLIC WORKS & UTILITIES 9850 64TH ST W UNIVERSITY PLACE, WA 98467 PIERCE COUNTY, A POLITICAL SUBDIVISION OF THE STATE OF WASHINGTON C/O KIMBERLY DEMARCO PIERCE COUNTY PROSECUTOR’S OFFICE, CIVIL DIVISION 955 TACOMA AVENUE SOUTH, STE. 301 TACOMA, WA 98402 XIII. FAIR DEBT COLLECTION PRACTICES ACT NOTICE: AZTEC FORECLOSURE CORPORATION OF WA is attempting to collect a debt and any information obtained will be used for that purpose. If a discharge has been obtained by any party through bankruptcy proceedings, this shall not be construed to be an attempt to collect the outstanding indebtedness or to hold you personally liable for the debt. DATED this 18th day of April, 2016 AZTEC FORECLOSURE CORPORATION OF WA By: Robbie Weaver Asst V.P. / Assistant Sec. 3636 N. Central Ave., Suite 400 Phoenix, AZ 85012 (360) 253-8017 / (877) 430-4787 ADDRESS FOR PERSONAL SERVICE Aztec Foreclosure Corporation of WA 1499 SE Tech Center Place, Suite 255 Vancouver, WA 98683 TAC: 993017 IDX711708 PUB: 7/25/16, 8/15/16