Re: Joyner, Raven & Stephanie ORIGINAL TRUSTEE SALE RECORDED ON 07/29/2016 IN THE OFFICE OF THE PIERCE COUNTY RECORDER. NOTICE OF TRUSTEE'S SALE AFC #:16-118617 Title Order No.:160132034-WA-MSI I. NOTICE IS HEREBY GIVEN that the undersigned Trustee, AZTEC FORECLOSURE CORPORATION OF WA will on December 9, 2016, at the hour of 10:00 am At the Second Floor Entry Plaza Outside Pierce County Courthouse, 930 Tacoma Ave South, Tacoma, WA, State of Washington, sell at public auction to the highest and best bidder, payable at time of sale, the following described real property, situated in the County of Pierce, State of Washington, to-wit: LOT 16 OF PLUMB RIDGE, AS PER PLAT RECORDED JUNE 16, 2004 UNDER RECORDING NO. 200406165001, RECORDS OF PIERCE COUNTY AUDITOR; Abbrev. Legal: LOT 16 PLUMB RIDGE Tax Parcel No.: 6024600160 Commonly known as: 7717 198th Street East, Spanaway, WA 98387 which is the subject of that certain Deed of Trust dated October 25, 2006, recorded October 31, 2006, under Auditor's File No. 200610311026, records of Pierce County, Washington, from Raven Joyner and Stephanie Joyner Husband and Wife as Grantor, to Lawyers Title as Trustee, to secure an obligation in favor of Nationstar Mortgage LLC, A Delaware Limited Liability Company as Beneficiary, which as assigned by Nationstar Mortgage, LLC to Deutsche Bank National Trust Company as trustee for the Soundview Home Loan Trust 2007-NS1 asset-backed certificates, series 2007-NS1 under an assignment recorded at Instrument No. 201506010004. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust. III. The Default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: Monthly payments in the amount(s) of $1,687.40 from August 1, 2014 through July 1, 2016 together with all fees, costs and or disbursements incurred or paid by the beneficiary and or trustee, their employees, agents or assigns. The Trustee's fees and costs are estimated at $1,733.99 as of July 29, 2016. The amount to cure the default payments as of the date of this notice is $58,912.25. Payments and late charges may continue to accrue and additional advances to your loan may be made. It is necessary to contact the beneficiary or Trustee prior to the time you tender the reinstatement amount so that you may be advised of the exact amount you would be required to pay. IV. The sum owing on the obligation secured by the Deed of Trust is: Principal Balance $250,562.02, together with interest in the Note or other instrument secured from July 1, 2014, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. The amount necessary to pay off the entire obligation secured by your Deed of Trust as the date of this notice is $377,550.84. Interest and late charges may continue to accrue and additional advances to your loan may be made. It is necessary to contact the beneficiary or Trustee prior to the time you tender the payoff amount so that you may be advised of the exact amount you would be required to pay. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty express or implied regarding title, possession, or encumbrances on December 9, 2016. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, must be cured by November 28, 2016 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before November 28, 2016 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after November 28, 2016 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses: Raven Joyner 7521 Dean Street West Lakewood, WA 98499 Stephanie Joyner 7521 Dean Street West Lakewood, WA 98499 Raven Joyner 7717 198th Street East Spanaway, WA 98387 Stephanie Joyner 7717 198th Street East Spanaway, WA 98387 Raven Joyner 2404 K St SE Auburn, WA 98002 Stephanie Joyner 2404 K St SE Auburn, WA 98002 Raven Joyner 3221 20th St SE Auburn, WA 98092 Raven Joyner 1609 Maple Ln Apt C2 Kent, WA 98030 Raven Joyner 24925 112th Ave SE Apt 5 Kent, WA 98030 Stephanie Joyner 1609 Maple Ln Apt C2 Kent, WA 98030 Stephanie Joyner 3221 20th St SE Auburn, WA 98092 Stephanie Joyner 24925 112th Ave SE Apt 5 Kent, WA 98030 Stephanie Joyner 105 Ford St Chesapeake, VA 23323 Raven Joyner 105 Ford St Chesapeake, VA 23323 Stephanie Joyner 537 Randolph Rd Apt 2B Newport News, VA 23601 Raven Joyner 537 Randolph Rd Apt 2B Newport News, VA 23601 Stephanie Joyner 1520 Kerrey Ave Norfolk, VA 23502 Raven Joyner 1520 Kerrey Ave Norfolk, VA 23502 Raven Joyner 23641 60th Ave S Apt K103 Kent, WA 98032 Stephanie Joyner 23641 60th Ave S Apt K103 Kent, WA 98032 Raven Joyner 24015 110th PL SE Apt Q204 Kent, WA 98030 Stephanie Joyner 24015 110th PL SE Apt Q204 Kent, WA 98030 by both first class and certified mail on June 28, 2016 proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served on June 28, 2016 with said written notice of default or the written notice of default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth above, and whose telephone number is (360) 253-8017 / (877) 430-4787 will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having an objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS The purchaser at the trustee's sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants, who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.60. XI. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to ke
ep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone (Toll-free): 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm. The United States Department of Housing and Urban Development: Telephone (Toll-free): 1-800-569-4287 or National Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc. The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone (Toll-Free): 1-800-606-4819 or Web site: http://nwjustice.org/what-clear XII. A list of the persons this Notice was sent to is attached hereto as exhibit "A". EXHIBIT "A" Raven Joyner a/k/a Raven Alonzo Joyner 7521 Dean Street West Lakewood, WA 98499 Stephanie Joyner a/k/a Stephanie Leann Joyner 7521 Dean Street West Lakewood, WA 98499 Raven Joyner a/k/a Raven Alonzo Joyner 7717 198th Street East Spanaway, WA 98387 Stephanie Joyner a/k/a Stephanie Leann Joyner 7717 198th Street East Spanaway, WA 98387 Raven Joyner a/k/a Raven Alonzo Joyner 2404 K St SE Auburn, WA 98002 Stephanie Joyner a/k/a Stephanie Leann Joyner 2404 K St SE Auburn, WA 98002 Raven Joyner a/k/a Raven Alonzo Joyner 3221 20th St SE Auburn, WA 98092 Raven Joyner a/k/a Raven Alonzo Joyner 1609 Maple Ln Apt C2 Kent, WA 98030 Raven Joyner a/k/a Raven Alonzo Joyner 24925 112th Ave SE Apt 5 Kent, WA 98030 Stephanie Joyner a/k/a Stephanie Leann Joyner 1609 Maple Ln Apt C2 Kent, WA 98030 Stephanie Joyner a/k/a Stephanie Leann Joyner 3221 20th St SE Auburn, WA 98092 Stephanie Joyner a/k/a Stephanie Leann Joyner 24925 112th Ave SE Apt 5 Kent, WA 98030 Stephanie Joyner a/k/a Stephanie Leann Joyner 105 Ford St Chesapeake, VA 23323 Raven Joyner a/k/a Raven Alonzo Joyner 105 Ford St Chesapeake, VA 23323 Stephanie Joyner a/k/a Stephanie Leann Joyner 537 Randolph Rd Apt 2B Newport News, VA 23601 Raven Joyner a/k/a Raven Alonzo Joyner 537 Randolph Rd Apt 2B Newport News, VA 23601 Stephanie Joyner a/k/a Stephanie Leann Joyner 1520 Kerrey Ave Norfolk, VA 23502 Raven Joyner a/k/a Raven Alonzo Joyner 1520 Kerrey Ave Norfolk, VA 23502 Raven Joyner a/k/a Raven Alonzo Joyner 23641 60th Ave S Apt K103 Kent, WA 98032 Stephanie Joyner a/k/a Stephanie Leann Joyner 23641 60th Ave S Apt K103 Kent, WA 98032 Raven Joyner a/k/a Raven Alonzo Joyner 24015 110th PL SE Apt Q204 Kent, WA 98030 Stephanie Joyner a/k/a Stephanie Leann Joyner 24015 110th PL SE Apt Q204 Kent, WA 98030 Pierce County Office of Prosecuting Attorney Fiscal Department 5501 Sixth Avenue Tacoma, WA 98406 Capital One Bank (USA), N.A. Suttell & Hammer, P.S. PO Box C-90006 Bellevue, WA 98009 Midland Funding LLC Suttell & Hammer, P.S. PO Box C-9006 Bellevue, WA 98009 Cavalry SPV I, LLC Suttell, Hammer & White, P.S. (FKA Suttell & Hammer, P.S.) PO Box C-90006 Bellevue, WA 98009 Occupant(s) 7717 198th Street East Spanaway, WA 98387 XIII. FAIR DEBT COLLECTION PRACTICES ACT NOTICE: AZTEC FORECLOSURE CORPORATION OF WA is attempting to collect a debt and any information obtained will be used for that purpose. If a discharge has been obtained by any party through bankruptcy proceedings, this shall not be construed to be an attempt to collect the outstanding indebtedness or to hold you personally liable for the debt. DATED this 29th day of July, 2016 AZTEC FORECLOSURE CORPORATION OF WA By: Kari Sheehan Asst V.P. / Assistant Sec. 3636 N. Central Ave., Suite 400 Phoenix, AZ 85012 (360) 253-8017 / (877) 430-4787 ADDRESS FOR PERSONAL SERVICE Aztec Foreclosure Corporation of WA 1499 SE Tech Center Place, Suite 255 Vancouver, WA 98683 STATE OF ARIZONA ) ) SS. COUNTY OF MARICOPA ) This instrument was acknowledged before me this 29th day of July, 2016, by Kari Sheehan, Asst V.P. / Assistant Sec. Adriana Armijo Notary Public in and for the State of Arizona My Commission Expires: 11/8/2019 OFFICIAL SEAL ADRIANA ARMIJO Notary Public – Arizona MARICOPA COUNTY My Commission Expires NOVEMBER 8, 2019 NPP0288567 IDX728803 To: TACOMA DAILY INDEX 11/07/2016, 11/28/2016