Re: Herbert, Joseph C. NOTICE OF TRUSTEE'S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24, ET. SEQ. THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. TO: Joseph C. Herbert; to any occupants of the property; and to all other persons or entities claiming an interest in the subject property. I. NOTICE IS HEREBY GIVEN that the undersigned Trustee will on February 13, 2015, at the hour of 10:00 o'clock, a.m., at the 2nd floor entry plaza of the Pierce county Superior Courthouse LOCATED AT 930 TACOMA AVE. S., in the City of TACOMA, PIERCE COUNTY, State of Washington, sell at public auction to the highest bidder, payable at the time of sale, the following described real property, situated in the County of Pierce, State of Washington, to-wit: Lot 11, Block 1, Lake Tapps Driftwood Point No. 2, according to the plat thereof recorded in Volume 18 of Plats at page 34, records of Pierce County Auditor, Situate in the County of Pierce, State of Washington (commonly known as 2427 185th Ave. East., Lake Tapps, WA 98391 TAX ACCOUNT NUMBER: 5050200110. Which is subject to that certain Deed of Trust dated the 4th day of October, 2013, recorded the 15th day of October, 2013, in the mortgage records of Pierce County, under Auditor's File No. 201310150361, records of Pierce County, Washington, from Joseph C. Herbert, An unmarried individual, whose address is 16604 51st Ave. S., Seattle, WA 98188, as Grantors, to First American Title Insurance Co., as Trustee, whose address is 2910 S. Meridian Ave. #180, Puyallup, WA 98373, to secure an obligation in favor of Alois J. Krininger aka Aloysius Joseph Krininger and Katherine A. Krininger, Trustees of the Krininger Family Trust, dated February 2, 1993, whose address is 4611 35th Ave., S.W., Seattle WA 98126, as Beneficiary. Jerome A. Froland was appointed Successor Trustee, under Pierce County Auditors File No. 201408210032. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust. III. The default(s) for which this foreclosure is made is/are as follows: -Failure to keep real property taxes current: Taxes delinquent for 1st half of 2014 -Failure to keep property insured. Lender advance for insurance ^$244.20 Unpaid principal: Failure to Pay balloon payment when due June 30, 2014 ^$348,803.26 Failure to make the following interest only payments when due Accrued unpaid interest thru 6-27-2014^2,629.57 Accrued unpaind interest 6-27-2014 thru 6-30-2014^$157.80 Per diem at 172.01 per day from 7-1-2014 through 9-29-2014 ^$15,652.91 3 late fees of $93.98 each Apr., May, and June 2014^$281.94 Total Amount in default, excluding Real Property Taxes:^$367,769.68 IV. The sum owing on the obligation secured by the Deed of Trust is: Principal $348,803.26, together with interest as provided in the note or other instrument secured from October 15, 2013 and other costs and fees as are due under the note or other instrument secured, and as are provided by statute. V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on February 13, 2015. The Default(s) referred to in paragraph III must be cured by February 2, 2015 (11 Days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before February 2, 2015 (11 days before the sale date), the default(s) as set forth in paragraph III is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after February 2, 2015 (11 days before the sale date) and before the sale by the Borrower, Grantor, any Guarantor, or the holder of any recorded Junior Lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses: JOSEPH C. HERBERT 2427 185TH AVE. E. LAKE TAPPS, WA 98391 JANE DOE HERBERT OR OCCUPANT 2427 185TH AVE. E. LAKE TAPPS, WA 98391 OCCUPANT/ CURRENT RESIDENT OF THE HOUSEHOLD 2427 185TH AVE. E. LAKE TAPPS, WA 98391 JOSEPH C. HERBERT 16604 51ST AVE. SOUTH. SEATAC, WA 98188 by both first class and either registered or certified mail on August 27, 2014, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served on August 26, 2014, with said written notice of default or the written notice of default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objections to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS The purchaser at the trustee's sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the Owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings chapter 59.12 RCW. For tenant occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DATED: September 29, 2014 Trustee: /s/Jerome A. Froland, WSBA 14916 Address: P.O. Box 13125 Mill Creek WA 98082 Telephone: 425-778-5297 January 14, February 4