Re: HARDER, RICHARD L Loan No: ****150 APN: 0420234052 TS No: 1507778WA NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. I. NOTICE IS HEREBY GIVEN that the undersigned Trustee, Seaside Trustee of Washington Inc., will on 8/19/2016, at 10:00 AM at the secondfloor entry plaza outside of the Pierce County Courthouse, 930 Tacoma Avenue South, Tacoma, WA 98402 sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Pierce, State of Washington, to-wit: Abbreviated Legal: NW SE 23-20-04 Full Legal Description is Attached hereto and made a part hereof: LEGAL DESCRIPTION BEGINNING AT A STONE MONUMENT ON THE INSIDER CORNER OF I. WOOLERY DONATION LAND CLAIM NO. 43; THENCE NORTH 89°01’ EAST 122.90 FEET TO A STONE MONUMENT; THENCE SOUTH 3°10’ EAST 13.42 FEET TO A STONE MONUMENT; THENCE ALONG THE SOUTH LINE OF CHICAGO MILWAUKEE & ST. PAUL RAILWAY RIGHT OF WAY SOUTH 73°31’ EAST 389.96 FEET TO THE TRUE PLACE OF BEGINNING OF THIS DESCRIPTION; THENCE CONTINUE IN THE SAME COURSE 49.29 FEET TO THE NORTHEAST CORNER OF THE PROPERTY HEREIN DESCRIBED; THENCE RUN SOUTH 3°21’ EAST 240.20 FEET, MORE OR LESS, TO THE NORTH BOUNDARY OF THE PACIFIC HIGHWAY; THENCE NORTH 83°25’ WEST 50.05 FEET; THENCE NORTH 3°10’ WEST 252.01 FEET TO THE TRUE POINT OF BEGINNING OF THIS DESCRIPTION, SAID TRACT BEING LOCATED IN THE SOUTHEAST QUARTER OF SECTION 23, TOWNSHIP 20 NORTH, RANGE 4 EAST, W.M., IN PIERCE COUNTY, WASHINGTON; ALSO, BEGINNING AT A STONE MONUMENT ON THE INSIDE CORNER OF THE I. WOOLERY DONATION LAND CLAIM NO. 43; THENCE NORTH 89°01’ EAST 122.90 FEET TO A STONE MONUMENT; THENCE SOUTH 3°10’ EAST 13.42 FEET TO A STONE MONUMENT; THENCE ALONG THE SOUTH LINE OF THE CHICAGO, MILWAUKEE AND ST. PAUL RAILWAY RIGHT OF WAY, SOUTH 73° 31’ EAST 439.25 FEET TO THE TRUE PLACE OF BEGINNING OF THIS DESCRIPTION; THENCE CONTINUE IN THE SAME COURSE 49.80 FEET TO THE NORTHEAST CORNER OF THE PROPERTY HEREIN DESCRIBED; THENCE RUN SOUTH 20° 58’ EAST 228.39 FEET, MORE OR LESS, TO THE NORTH BOUNDARY OF THE PACIFIC HIGHWAY; THENCE NORTH 83° 25’ WEST 48.95 FEET; THENCE NORTH 3° 21’ WEST 240.20 FEET TO THE TRUE POINT OF BEGINNING OF THIS DESCRIPTION, SAID TRACT BEING LOCATED IN THE SOUTHEAST QUARTER OF SECTION 23, TOWNSHIP 20 NORTH, RANGE 4 EAST, W.M., IN PIERCE COUNTY, WASHINGTON. Commonly known as: 12925 Valley Avenue E Sumner, WA 98390 which is subject to that certain Deed of Trust dated 10/27/2004, recorded 10/29/2004, under Auditor’s File No. 201410291271, in Book xx, Page xx records of Pierce County, Washington, from RICHARD L. HARDER, AN UNMARRIED MAN, as Grantor(s), to Pacific Northwest Title Company of Washington, as Trustee, to secure an obligation in favor of Mortgage Electronic Registration Systems, Inc., acting solely as nominee for CityBank, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc., acting solely as nominee for CityBank to The Bank of New York Mellon fka The Bank of New York, as Trustee for The Certificateholders of CWALT, Inc., Alternative Loan Trust 2004-3OCB, Mortgage Pass-Through Certificates, Series 2004-300B II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: PAYMENT INFORMATION FROM 11/1/2014 THRU 7/31/2015 NO. PMT 9 AMOUNT $863.72 TOTAL $7,773.48 FROM 8/1/2015 THRU 4/18/2016 NO. PMT 9 AMOUNT $887.71 TOTAL $ 7,989.39 LATE CHARGE INFORMATION FROM 11/1/2015 THRU 4/18/2016 TOTAL $123.44 PROMISSORY NOTE INFORMATION Note Dated: 10/27/2004 Note Amount: $101,600.00 Interest Paid To: 10/1/2014 Next Due Date: 11/1/2014 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $85,342.29, together with interest as provided in the Note from 11/1/2014, and such other costs and fees as are provided by statute. V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 8/19/2016. The defaults referred to in Paragraph Ill must be cured by 8/8/2016, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 8/8/2016 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 8/8/2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust. VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME RICHARD L. HARDER, AN UNMARRIED MAN ADDRESS 12925 Valley Avenue E Sumner, WA 98390 by both first class and certified mail on 3/18/2016, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. X. NOTICE TO OCCUPANTS OR TENANTS The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants and tenants. After the 20th day following the sale the purchaser has the right to evict occupants and tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 ROW. NOTICE TO POTENTIAL BIDDERS: We request certified funds at sale be payable directly to SEASIDE TRUSTEE INC. to avoid delays in issuing the final deed. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 894-4663. Website: www.homeownership.wa.gov The United State
s Department of Housing and Urban Development: Telephone: (800) 569-4287. Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (888) 201-1014. Website: http://nwjustice.org THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DATED: 4/18/2016 Trustee Sales Information: (888)988-6736 / salestrack.tdsf.com Trustee’s Assistance Corporation 4000 W. Metropolitan Dr. Ste. 400 Orange, Ca. 92868 Seaside Trustee of Washington Inc. C/O Law Offices of B. Craig Gourley 1002 10th St. P.O. Box 1091 Snohomish, Washington 98291 (360) 568-5065 Elvia Bouche, Vice President TAC: 992810 IDX710381 PUB: 07/20/16, 08/10/16