Re: HANSEN, JANICE R NOTICE OF TRUSTEE'S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-14637122-NH APN No.: 0319102057 Title Order No.: 140185506-WA-MSI Deed of Trust Grantor(s): JANICE R. HANSEN, AN UNMARRIED WOMAN, AS HER SEPARATE ESTATE Deed of Trust Grantee(s): BANK OF AMERICA, N.A., A NATIONAL BANKING ASSOCIATION Deed of Trust Instrument/Reference No.: 200903120315 I. NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 3/6/2015, at 10:00 AM The 2ND floor entry plaza outside the County Courthouse, 930 Tacoma Avenue South, Tacoma, WA 98402 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier's check or certified checks from Federally or State chartered banks, at the time of sale the following described real property, situated in the County of PIERCE, State of Washington, to-wit: REAL PROPERTY IN THE COUNTY OF PIERCE, STATE OF WASHINGTON, DESCRIBED AS FOLLOWS: PARCEL A: COMMENCING AT THE SOUTHWEST CORNER OF CHRISTOPHER DOWNEY DONATION LAND CLAIM IN SECTION 10, TOWNSHIP 19 NORTH, RANGE 3 EAST OF THE WILLAMETTE MERIDIAN, IN PIERCE COUNTY, WASHINGTON; THENCE NORTH 0 DEGREES 35'54" EAST ALONG THE WEST LINE OF SAID CLAIM, 120.90 FEET TO A MONUMENT ON THE CENTER LINE OF EAST 121ST STREET; THENCE NORTH 88 DEGREES 19'54" EAST ALONG THE CENTER LINE OF SAID STREET, 590.20 FEET; THENCE NORTH 0 DEGREES 17'53" EAST 1229.61 FEET TO THE NORTHEAST CORNER OF THE TRACT DESCRIBED IN A DEED TO JOHN J. MESAROS AND MARY ANN MESAROS, HUSBAND AND WIFE, RECORDED UNDER RECORDING NO. 1931556, THE TRUE POINT OF BEGINNING; THENCE NORTH 89 DEGREES 40'17" WEST 292.82 FEET; THENCE NORTH 0 DEGREES 23'44" EAST 131 FEET TO THE NORTH LINE OF THE SOUTH HALF OF SAID DONATION LAND CLAIM; THENCE SOUTH 89 DEGREES 40'17" EAST ALONG SAID NORTH LINE 292.60 FEET; THENCE SOUTH 0 DEGREES 17'53" WEST 131 FEET TO THE POINT OF BEGINNING. EXCEPT THAT PORTION, IF ANY, LYING NORTH OF THE SOUTH LINE OF THE NORTH HALF OF THE DOWNEY DONATION LAND CLAIM. AND TOGETHER WITH THAT PORTION OF LAND LYING NORTH OF AND EXCEPT ANY PORTION LYING SOUTH OF THE FOLLOWING DESCRIBED LINE: A PORTION OF THE SOUTHWEST QUARTER OF THE NORTHWEST QUARTER OF SECTION 10, TOWNSHIP 19 NORTH, RANGE 3 EAST OF W.M. MORE PARTICULARLY DESCRIBED AS FOLLOWS: COMMENCING AT THE SOUTHWEST CORNER OF THE C. DOWNEY DONATION LAND CLAIM IN SAID SECTION 10; THENCE NORTH 02 DEGREES 55'48" EAST A DISTANCE OF 120.90 FEET ALONG THE WEST BOUNDARY LINE OF SAID DONATION LAND CLAIM TO A STONE MONUMENT AT THE CENTER OF THE COUNTY ROAD; THENCE SOUTH 89 DEGREES 20'27" EAST ALONG THE CENTER OF SAID ROAD A DISTANCE OF 590.23 FEET TO A STONE MONUMENT; THENCE NORTH 02 DEGREES 37'58" EAST A DISTANCE OF 1225.00 FEET TO THE TRUE POINT OF BEGINNING OF THIS LINE DESCRIPTION; THENCE SOUTH 85 DEGREES 42'36" WEST A DISTANCE OF 6.40 FEET; THENCE SOUTH 89 DEGREES 36'08" WEST A DISTANCE OF 75.80 FEET; THENCE NORTH 88 DEGREES °17'28" WEST A DISTANCE OF 34.03 FEET; THENCE NORTH 82 DEGREES 07'20" WEST A DISTANCE OF 60.95. FEET; THENCE NORTH 82 DEGREES 07'20" WEST A DISTANCE OF 41.12 FEET TO A POINT ON THE SOUTH LINE OF THAT PARTICULAR DEED CONVEYED TO JANICE R. HANSON AND RECORDED UNDER AUDITOR'S RECORDING NO. 9307280830; THENCE NORTH 87 DEGREES 40'21" WEST AND CONTINUING ALONG THE SOUTH LINE OF SAID A.F.N. 9307280830 A DISTANCE OF 75.09 FEET TO THE SOUTHWEST CORNER OF SAID A.F.N. 9307280830 SAID POINT ALSO BEING THE NORTHWEST CORNER OF THAT PARTICULAR PARCEL "C" OF DEED TO PETER B. APPLETON ET AL RECORDED UNDER AUDITOR'S RECORDING NO. 9403250575 AND THE TERMINUS POINT OF THIS LINE DESCRIPTION. PARCEL B: AN EASEMENT FOR INGRESS AND EGRESS AS ESTABLISHED UNDER RECORDING NO. 8507160019 AND 8906200230. TAX PARCEL NUMBER: 0319102057 More commonly known as: 11612 GOLDEN GIVEN ROAD EAST, TACOMA, WA 98445 which is subject to that certain Deed of Trust dated 3/6/2009, recorded 3/12/2009, under 200903120315 records of PIERCE County, Washington, from JANICE R. HANSEN, AN UNMARRIED WOMAN, AS HER SEPARATE ESTATE, as Grantor(s), to NORTHWEST TRUSTEE SERVICES, INC, as Trustee, to secure an obligation in favor of BANK OF AMERICA, N.A., A NATIONAL BANKING ASSOCIATION, as Beneficiary, the beneficial interest in which was assigned by BANK OF AMERICA, N.A., A NATIONAL BANKING ASSOCIATION (or by its successors-in-interest and/or assigns, if any), to Nationstar Mortgage LLC d/b/a Champion Mortgage Company. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: BORROWERS) HAVE DIED AND THE PROPERTY IS NOT THE PRINCIPAL RESIDENCE OF AT LEAST ONE SURVIVING BORROWER AND, AS A RESULT, ALL SUMS DUE UNDER THE NOTE HAVE BECOME DUE AND PAYABLE IV. The total sum owing on the obligation secured by the Deed of Trust is: the principal sum of $169,775.22, together with interest as provided in the Note, Deed of Trust, or other instrument secured from 5/ 19/2014 on, and such other costs, fees, and charges as are due under the Note, Deed of Trust, or other instrument secured, and as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 3/6/2015. The defaults) referred to in Paragraph III must be cured before this sale date (if curable) to cause a discontinuance of the sale. The sale will be discontinued and terminated if the default as set forth in Paragraph III is cured. For monetary defaults, payments must be in cash or with cashiers or certified checks from a State or Federally chartered bank. The sale may also be terminated any time before the sale date set forth in this Paragraph if the Borrower, Grantor or holder of any recorded junior lien or encumbrance pays the entire principal and interest, plus costs, charges, fees and advances, if any, made pursuant to the terms of the Note, Deed of Trust and/or other instrument secured, and cures all other defaults. VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME JANICE R HANSEN, ADMINISTRATOR WAYNE A MUTH ADDRESS 11612 GOLDEN GIVEN ROAD EAST, TACOMA, WA 98445 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 9/29/2014. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor, and all those who hold by, through or under the Grantor, of all their interest in the above-described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's Sale. X. NOTICE TO OCCUPANTS OR TENANTS The Purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junio
r to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the Purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the Purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE OF YOUR HOME. In the event the property secured by the Deed of Trust is owner-occupied residential real property, you may be eligible for mediation, you have only 20 DAYS from the recording date of this Notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Tollfree: 1-877-894-HOME (1-877-8944663) or website: http:// www.dfi.wa.gov/consumers/homeownership/ post_purchase_counselors_foreclosure.htm. The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National website: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http:// www.hud.gov/offices/hsg/sfh/hcc/ fc/index.cfm?webListAction=searchandsearchstate=WAandfilterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or website: http:// nwjustice.org/what-clear. ADDITIONAL NOTICES: If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser's sole and exclusive remedy. The Purchaser shall have no further recourse against the Borrower, Grantor, Trustee, Beneficiary, Beneficiary's Agent, or Beneficiary's Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan, in which case this letter is intended to exercise the Note holders right's against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: 11/04/2014 Quality Loan Service Corp. of Washington, as Trustee By: Tricia Moreno, Assistant Secretary Trustee's Mailing Address: Quality Loan Service Corp. of Washington C/ O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Sale Line: 714-730-2727 Or Login to: http://wa.qualityloan.com TS No.: WA-14-637122-NH Trustee's Physical Address: Quality Loan Service Corp. of Washington 108 1st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 A-FN4491390 02/ 06/2015, 02/27/2015