Re: Gray, John & Heather If you have filed bankruptcy or have been discharged in bankruptcy, this communication is for informational in rem purposes only (regarding the real property referenced below) and is not an attempt to collect this debt from you personally. AMENDED NOTICE OF TRUSTEE'SSALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24, ET.SEQ. TO: John R. Gray Heather E. Gray Boeing Employees Credit Union Pierce Commercial Bank Occupants I. NOTICE IS HEREBY GIVEN that the undersigned Trustee, Rainier Foreclosure Services, Inc., will on JULY 10, 2015, at the hour of 10:00 a.m., outside the 2nd Floor Entry Plaza, CountyCity Building, 930 Tacoma Avenue S., Tacoma, WA 98402, in the City of Tacoma, State of Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property, situated in the County of Pierce, State of Washington, to wit: PARCEL B: THE WEST 53 FEET OF THE EAST 100 FEET OF THE SOUTH 120 FEET OF BLOCK 25 OF AMENDED MAP OF SECOND SCHOOL LAND ADDITION TO THE CITY OF TACOMA, AS PER PLAT RECORDED IN VOLUME 7 OF PLATS, PAGE 78, RECORDS OF PIERCE COUNTY. SITUATE IN THE CITY OF TACOMA, COUNTY OF PIERCE, STATE OF WASHINGTON. (Tax Parcel No. 747501-1970) the postal addresses of which are more commonly known as: 4001 No. 26th St., Tacoma, WA 98407 (VACANT LAND) which is subject to that certain Deed of Trust dated August 29, 2002, recorded August 29, 2002, under Auditor's File No. 200208290966, records of Pierce County, Washington, from John R. Gray and Heather E. Gray, husband and wife, as Grantors, to First American Title Insurance Company, as original Trustee, to secure an obligation in favor of Frontier Bank, as beneficiary. MUFG Union Bank, N.A., as successor in interest to the Federal Deposit Insurance Corporation, as Receiver for Frontier Bank, is the current holder of the obligation and beneficiary under the deed of trust. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers' or Grantors' default on the obligation secured by the Deed of Trust. III. The Default for which this foreclosure is made is as follows: Failure to pay when due the following amounts which are now in arrears: PROMISSORY NOTEDUE IN FULL: Principal Balance:^$79,050.00 Unpaid Accrued Interest Thru March 23, 2015:^$21,137.11 Appraisal Fee:^$4,300.00 Advances for Taxes:^$20,751.31 Late Charges:^$496.30 Legal Fees (Hacker & Willig):^$1,362.52 Prior Trustee's Fees (Trustee Corp)^$1,759.23 Prior Title Fees:^$491.85 Late Charges:^$532.10 TOTAL AMOUNT DUE: ^$129,880.42* Per Diem $15.70 *plus all applicable additional advances, attorney's fees and costs and trustee's fees and costs incurred to the date of sale, Default other than failure to make payments: Delinquent General Taxes for 2013 and 2014 in the amounts of $1,480.10 and $2,294.10, respectively, plus applicable interest and penalties for Tax Parcel No. 7475011970 IV. The sum owing on the obligation secured by the Deed of Trust is unpaid principal of $79,050.00, together with interest as provided in the note or other instrument secured and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by said Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on JULY 10, 2015. The defaults referred to in paragraph III must be cured before the sale on JULY 10, 2015 to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before the sale the default(s) as set forth in paragraph III are cured and the Trustee's fees and costs are paid. The sale may be terminated any time before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance paying the principal and interest plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or deed of trust, and curing all other defaults. VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrowers or Grantors at the following addresses: John R. Gray Heather E. Gray Both at: P.O. Box 1141 Gig Harbor, WA 98335 John R. Gray Heather E. Gray Both at: 4001 N. 26th Street, Suite A Tacoma, WA 98407 And at: 12912 Muir Drive NW Gig Harbor, WA 98335 by both first class and certified mail on January 12, 2015, proof of which is in the possession of the Trustee; and the Borrowers and Grantors were personally served on January 14, 2015, with said written Notice of Default, or the written Notice of Default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has in his possession proof of such service or posting. VII. The Trustee whose name and address is set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantors and all those who hold by, through or under the Grantors of all their interest in the above-described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections, if they bring a lawsuit to restrain the sale, pursuant to R.C.W. 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's Sale. X. NOTICE TO OCCUPANTS OR TENANTS The purchaser at the trustee's sale is entitled to possession of the property on the 20th day following the sale, as against the Grantors under the deed of trust (the owners) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under chapter 59.12 RCW. For tenant occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. XI. This amended notice of trustee’s sale supersedes and replaces any previous notices of trustee's sale related to the deed of trust referenced herein. DATED: March 23, 2015. RAINIER FORECLOSURE SERVICES, INC., Successor Trustee By: THOMAS S. LINDE, Vice President Rainier Foreclosure Services, Inc. c/o SCHWEET LINDE & COULSON, PLLC 575 S. Michigan Street Seattle, WA 98108 (206) 275-1010 June 10, July 1