Re: GRAY, GARY M & DONNA Trustee's Sale No: 01-UM-126169

Re: GRAY, GARY M & DONNA Trustee's Sale No: 01-UM-126169 NOTICE OF TRUSTEE'S SALE Pursuant to R.C.W. Chapter 61.24, et seq. and 62A.9A-604(a)(2) et seq. I NOTICE IS HEREBY GIVEN that the undersigned Trustee, REGIONAL TRUSTEE SERVICES CORPORATION, will on 11/22/ 2013, at the hour of 10:00AM, at the 2nd floor entry plaza of the Superior Courthouse, 930 Tacoma Avenue South, Tacoma, WA, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"),situated In the County of Pierce, State of Washington: LOTS 34, 35 AND 36, INCLUSIVE, ALTA VISTA, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 11 OF PLATS, AT PAGE 64, RECORDS OF PIERCE COUNTY, WASHINGTON; SITUATE IN THE CITY OF TACOMA, COUNTY OF PIERCE, STATE OF WASHINGTON,. Tax Parcel No: 218000-020-0, commonly known as 803 NORTH STADIUM WAY , TACOMA, WA The Property is subject to that certain (i) Deed of Trust dated 4/1/1997, recorded 4/4/1997 in Volume 1325, page 2496, of Deeds of Trust, under Auditors/Recorder's No, 9704040441, records of PIERCE County, Washington, from GARY M, GRAY AND DONNA R, GRAY, HUSBAND AND WIFE, as Grantor, to STEWART TITLE GUARANTY COMPANY, as Trustee, in favor of CENTRUM FINANCIAL SERVICES, INC" as Beneficiary (ii) Assignment of Deed of Trust recorded 5/20/1997 in Book 1342 of Deeds of Trust, Page 2746 under Auditor's/Recorder's No, 9705200609 (iii) ReAssignment of Deed of Trust recorded 11/8/2011 under Auditor'siRecorder's No, 201111080412 (iv) Assignment of Deed of Trust recorded 11/8/2011 under Auditor's/ Recorder's No, 201111080413, The above referenced documents are hereinafter collectively referred to as the "Deed of Trust". The beneficial interest under said Deed of Trust and the obligations secured thereby are presently held by UMPQUA BANK, II No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any court by Feason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust The default(s) for which this foreclosure is/ are made are as follows: FAILURE TO PAY THE PRINCIPAL BALANCE WHICH BECAME DUE AT MATURITY, TOGETHER WITH ACCRUED AND ACCRUING INTEREST, CHARGES, FEES AND COSTS AS SET FORTH. Failure to pay when due the following amounts which are now in arrears: Amount due as of July 24, 2013 Unpaid Principal $374,500.00 Interest $137,648.16 BENEFICIARY ADVANCES APPRAISAL $ 1,000.00 LEGAL FEES $ 8,212.50 TOTAL: 521,360.66 The sum owing on the obligation secured by the Deed of Trust is: Principal $374,500.00, together with interest as provided in the note or other instrument secured, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute. V The above described real property will be sold to satisfy the expenses of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied regarding title, possession, or encumbrances on November 22, 2013. The sale will be discontinued and terminated if at any time on or before the sale, the default(s) as set forth in paragraph III is/are cured and the Trustee's fees and costs are paid. The sale may be terminated at any time before the sale, by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust. VI A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower, Grantor and Guarantor at the following addresses: DONNA R. GRAY, 750 MARKET STREET, TACOMA, WA, 98402 DONNA R GRAY, 803 NORTH STADIUM WAY, TACOMA, WA, 98403 DONNA R GRAY, 2602 N. PROCTOR, SUITE 205, TACOMA, WA, 98407 DONNA R GRAY, 17508 RHODES LAKE RD E, BONNEY LAKE, WA, 98391 GARY M. GRAY, 750 MARKET STREET, TACOMA, WA, 98402 GARY M. GRAY, 17508 RHODES LAKE RD E, BONNEY LAKE, WA, 98391 GARY M. GRAY, 2602 N. PROCTOR, SUITE 205, TACOMA, WA, 98407 GARY M. GRAY, 803 NORTH STADIUM WAY, TACOMA, WA, 98403 by both first class and certified mail on 6/7/2013, proof of which is in the possession of the Trustee; and on 6/7/2013, the Borrower and Grantor were personally served with said written notice of default or the written Notice of Default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII The Trustee's Sale will be held in accordance with Ch. 61.24 RCW and anyone wishing to bid at the sale will be required to have in his/her possession at the time the bidding commences, cash, cashier's check, or certified check in the amount of at least one dollar over the Beneficiary's opening bid. In addition, the successful bidder will be required to pay the full amount of his/her bid in cash, cashier's check, or certified check within one hour of the making of the bid. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all of their interest in the above-described property. IX Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's Sale. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recordirtg date Ort this rtotice to pursue mediatiort. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediatiort if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors artd legal assistartce may be available at lillie or no cost to you. If you would like assistartce irt determining your rights and opportunities to keep your house, you may cortact the followirg: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: 1877-894-HOME (1-877-984-4663) Web site: posCpurchase_courtselors_foreclosure.htm The United States Departmert of Housing and Urban Development Telephone: 1-800-569-4287 Web site: http:// www.hud.govlofficeslhsglsfhlhcclfclindex.Cfm?webListAction=search&searchstate=WA&filterSvc=d fc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and Attorneys Telephone: 1-800-606-4819 Website: http:// X NOTICE TO OCCUPANTS OR TENANTS The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants and tenants. After the 20th day following the sale the purchaser has the right to evict occupants and tenants by summary proceeding under the Unlawful Detainer Act, Chapter 59.12 RCW. XI Notwithstanding the use of the term "reinstatement" this obligation is fully mature and the entire principal balance is due and payable, together with interest, costs, fees and advances as set forth above. DATED: July 24, 2013 REGIONAL TRUSTEE SERVICES CORPORATION Trustee By: LISA HACKNEY, AUTHORIZED AGENT Address: 616 1st Avenue, Suite 500 Seattle, WA 98104 Sale Information: P1052221 10/22, 11/12/2013