Re: Gienger, Rick and Sandra NOTICE OF TRUSTEE'S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24, ET.SEQ. TO: Rick A. Gienger Occupants Sandra K. Gienger Union Street Holdings, LLC I. NOTICE IS HEREBY GIVEN that the undersigned Trustee, Rainier Foreclosure Services, Inc., will on JULY 19, 2013, at the hour of 10:00 a.m., outside the 2nd Floor Entry Plaza, CountyCity Building, 930 Tacoma Avenue S., Tacoma, WA 98402, in the City of Tacoma, State of Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property, situated in the County of Pierce, State of Washington, to wit: LOTS 2, 3 AND 4, PIERCE COUNTY SHORT PLAT NUMBER 79-393, ACCORDING TO THE PLAT THEREOF RECORDED IN VOLUME 35 OF SHORT PLATS, PAGE 71, RECORDS OF PIERCE COUNTY AUDITOR. SITUATE IN THE COUNTY OF PIERCE, STATE OF WASHINGTON. (TAX PARCEL NOS. 03-20-36-5008; 03-20-36-5-009 ; 03-20-36-5010) the postal addresses of which are more commonly known as: 8424 51st Avenue Ct. E., Tacoma, WA 98446 which is subject to that certain Deed of Trust dated December 19, 2008, recorded December 23, 2008, under Auditor's File No. 200812230603, records of Pierce County, Washington, from Rick A. Gienger and Sandra K. Gienger, as Grantors, to Pacific Northwest Title Company of Washington, Inc., as original Trustee, to secure an obligation in favor of Frontier Bank, as beneficiary. Union Bank, N.A., as successor in interest to the Federal Deposit Insurance Corporation, as Receiver for Frontier Bank, is the current holder of the obligation and beneficiary under the deed of trust. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust. III. The Default for which this foreclosure is made is as follows: Failure to pay when due the following amounts which are now in arrears: Monthly payments under PROMISSORY NOTE: 12 monthly payments in the amount of $1,321.63 each (4/19/12 3/19/2013): ^$15,859.56 Accrued Late Charges: ^$ 792.96 Advances for Real Estate Taxes: ^$3,142.72 Client Advances: ^$184.50 TOTAL AMOUNT DUE: ^$19,979.74* *plus all applicable additional advances, attorney's fees and costs and trustee's fees and costs incurred to the date of sale, Default other than failure to make payments: Delinquent General Taxes for Tax Parcel No. 03-20-36-5-008 for 2011 and 2012 in the amounts of $7,745.79, and $5,488.21, respectively, plus interest and penalties. Delinquent General Taxes for Tax Parcel No. 03-20-36-5-009 for 2011 and 2012 in the amounts of $2,743.45, and $1,749.82, respectively, plus interest and penalties; Delinquent General Taxes for Tax Parcel No. 03-20-36-5-010 for 2011 and 2012 in the amounts of $2,753.45, and $1,749.82, respectively, plus interest and penalties. IV. The sum owing on the obligation secured by the Deed of Trust is unpaid principal of $176,564.36, together with interest as provided in the note or other instrument secured and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by said Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on the 19th day of July, 2013. The defaults referred to in paragraph III must be cured by the 8th day of July, 2013 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before the 8th day of July, 2013 (11 days before the sale date), the default(s) as set forth in paragraph III are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after the 8th day of July, 2013, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance paying the unpaid principal and interest plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or deed of trust, and curing all other defaults. VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower or Grantor at the following addresses: Rick A. Gienger Sandra K. Gienger: 11919 Canyon Road E. Puyallup, WA 98373 by both first class and certified mail on January 10, 2013, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served on January 12, 2013, with said written Notice of Default or the Notice of Default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has in his possession proof of such service or posting. VII. The Trustee whose name and address is set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections, if they bring a lawsuit to restrain the sale, pursuant to R.C.W. 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's Sale. DATED April 12, 2013. RAINIER FORECLOSURE SERVICES, INC., Successor Trustee By:______________ THOMAS S. LINDE, Vice President Rainier Foreclosure Services, Inc. c/o SCHWEET RIEKE & LINDE, PLLC 575 S. Michigan Street Seattle, WA 98108 (206) 275-1010 June 19, July 10