Re: GANGE, GERARD D & MARY Notice of Trustee's Sale

Re: GANGE, GERARD D & MARY Notice of Trustee's Sale TS # 057013239 Order # 30336664 I. Abbreviate Legal Description: THAT PTN OF SOUTHWEST QUARTER OF SECTION 14, TOWNSHIP 19 NORTH, RANGE 4 EAST OF W.M NOTICE IS HEREBY GIVEN that UTLS DEFAULT SERVICES-WA, INC., A WASHINGTON CORPORATION, the undersigned Trustee will on 6/21/ 2013, at 10:00 AM on the 2ND floor entry plaza outside the County Courthouse, 930 Tacoma Avenue South, Tacoma, WA 98402 sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier's check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Pierce, to-wit: LEGAL DESCRIPTION THE SOUTH 125.5 FEET OF THE NORTH 145.5 FEET OF THE WEST 99.6 FEET OF THE FOLLOWING DESCRIBED PARCEL AFTER TAKING EXCEPTIONS; THE NORTH 4/5THS OF THE NORTHWEST QUARTER OF THE SOUTHEAST QUARTER OF THE SOUTHWEST QUARTER OF SECTION 14, TOWNSHIP 19 NORTH, RANGE 4 EAST OF W.M., IN PIERCE COUNTY, WASHINGTON. EXCEPT THE WEST 30 FEET CONVEYED TO PIERCE COUNTY FOR 122ND AVENUE EAST BY INSTRUMENT RECORDED NOVEMBER 9, 1959 UNDER AUDITOR'S FILE NO. 1872049. SITUATE IN THE COUNTY OF PIERCE, STATE OF WASHINGTON. Commonly known as: 14001 E 122ND AVENUE, PUYALLUP, WA 98374 APN: 0419143051 which is subject to that certain Deed of Trust dated 11/8/ 2005, recorded 11/10/2005, under Auditor's File No. 200511100582, records of Pierce County, Washington, from GERARD D. GANGE and MARY M. GANGE, HUSBAND and WIFE, as Grantor(s), to LANDAMERICA TRANSNATION TITLE, as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, the beneficial interest in which was assigned by mesne assignments to The Bank of New York Mellon f/k/a The Bank of New York, as Trustee for the holders of the Certificates, First Horizon Mortgage Pass-Through Certificates Series FHAMS 2005-FA11, by First Horizon Home Loans, a division of First Tennessee Bank National Association, Master Servicer, in its capacity as agent for the Trustee under the Pooling and Servicing Agreement. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust. III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: Total payments from 11/1/2010 through Total late charges 11/1/ 2010 3/14/2013 29 Total advances TOTAL DUE THE BENEFICIARY $50,584.70 $1,992.30 $0.00 $52,577.00 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $274,800.00, together with interest as provided in the Note from 10/1/ 2010, and such other costs and fees as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on 6/21/2013. The default(s) referred to in paragraph HI must be cured by 6/10/2013 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before 6/10/2013, (11 days before the sale date), the default(s) as set forth in paragraph III is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after 6/10/2013 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor, or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses: GERARD D. GANGE and MARY M. GANGE, HUSBAND and WIFE 14001 E 122ND AVENUE PUYALLUP, WA 98374 by both first class and certified mail on 11/23/2012 proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS (If applicable under RCS 61.24.040(9)) The purchaser at the trustee's sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants and tenants. After the 20th day following the sale the purchaser has the right to evict occupants and tenants by summary proceedings under the unlawful detainer act, chapter 59.12 RCW. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. THIS IS AN ATTEMPT TO COLLECT A DEBT AND INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. For further information please contact: UTLS Default Services-WA, Inc., a Washington corporation 290 Madison Ave. N., Suite 202 Bainbridge Island, WA 98110 Phone: (206) 780-6088 Fax: (206) 438-9976 Reinstatement Line: 877-282-1367 A4372123 05/24/2013, 06/14/2013