Re: FERDERER/CLINE NOTICE OF TRUSTEE'S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-15-691246-SW APN No.: 5325000313 Title Order No.: 8607760 Deed of Trust Grantor(s): DAVID FERDERER, DEBORAH FERDERER, GARY CLINE, REBECCA J CLINE Deed of Trust Grantee(s): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR CITYBANK, ITS SUCCESSORS AND ASSIGNS Deed of Trust Instrument/Reference No.: 200308221111 I. NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 5/27/2016 , at 9:00 AM At the Pierce County Superior Courthouse, 930 Tacoma Avenue South, Tacoma WA 98402, at the 2nd Floor Entry Plaza outside the county courthouse sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashiers check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of PIERCE, State of Washington, to-wit: PARCEL A: LOT 2 OF SHORT PLAT NO. 76-184, AS RECORDED IN VOLUME 8 OF SHORT PLATS, PAGE 54, RECORDS OF PIERCE COUNTY WASHINGTON; PARCEL B: THAT PORTION OF LOT 1 OF SHORT PLAT NO. 76-184, AS RECORDED IN VOLUME 8 OF SHORT PLATS, PAGE 54, RECORDS OF PIERCE COUNTY WASHINGTON, DESCRIBED AS FOLLOWS: COMMENCING AT THE SOUTHEAST CORNER OF LOT 4 OF SAID SHORT PLAT NO. 76-184; THENCE ALONG THE SOUTH LINE OF SAID LOT 4 AND SOUTH LINE OF LOT 2, OF SAID SHORT PLAT, NORTH 89°47'31" WEST 179.89 FEET TO THE POINT OF THE BEGINNING; THENCE NORTH 51°28'48" WEST 92.05 FEET; THENCE SOUTH 00°27'44" WEST TO THE SOUTH LINE OF SAID LOT 1; THENCE SOUTH 89°47'31" EAST ALONG THE SOUTH LINE OF SAID LOT 1 TO THE POINT OF THE BEGINNING; SITUATE IN THE COUNTY OF PIERCE, STATE OF WASHINGTON. EXCEPTING THEREFROM COMMENCING AT THE COMER COMMON TO SECTIONS 5 AND 8, TOWNSHIP 19 NORTH, RANGE 4 EAST, W.M, SAID POINT ALSO KNOWN AS ENGINEERS STATION (HEREINAFTER REFERRED TO AS ES) R/WB 79+09.93; AS SHOWN ON THE RIGHT OF WAY PLAN ENTITLED CRP 5534, WOODLAND AVENUE EAST TO 86TH AVENUE EAST ON FILE WITH THE OFFICE OF THE COUNTY ENGINEER, IN PIERCE COUNTY, WASHINGTON: THENCE SOUTH 89000'04" EAST ALONG THE SOUTH LINE OF SAID SECTION 5, AND THE CENTERLINE OF 112THSTREET EAST TO ES R/WB93+03.50; THENCE NORTHERLY TO A POINT LYING 30.00 FEET PERPENDICULAR TO ES R/WB 93+()3.50 AND THE TRUE POINT OF BEGINNING; THENCE EASTERLY PARALLEL WITH SAID CENTERLINE TO A POINT LYING 30.00 FEET PERPENDICULAR TO ES R/WB 94+ 16.08; THENCE NORTHERLY TO A POINT LYING 44.00 FEET PERPENDICULAR TO BS R/WB 94+ 16.14; THENCE WESTERLY TO A POINT LYING 44.00 FEET PERPENDICULAR TO ES R/WB 93+03 .56; THENCE SOUTHERLY TO THE TRUE POINT OF BEGINNING. THE LANDS HEREIN DESCRIBED CONTAIN AN AREA OF 1,577 SQUARE FEET, MORE OR LESS, THE SPECIFIC DETAILS CONCERNING ALL OF WHICH ARE TO BE FOUND IN THAT CERTAIN MAP OF DEFINITE LOCATION NOW OF RECORD AND ON FILE IN THE OFFICE OF THE COUNTY ENGINEER IN TACOMA, WASHINGTON, AND BEARING A DATE OF APPROVAL OF MAY 5,2008, AND BEARING COUNTY ROAD PROJECT (CRP) 5534, ENTITLED 112TH STREET EAST–WOODLAND AVENUE EAST TO 86TH AVENUE EAST. More commonly known as: 8217 E /8219 112TH STREET, PUYALLUP, WA 98373 which is subject to that certain Deed of Trust dated 8/21/2003, recorded 8/22/2003, under 200308221111 records of PIERCE County, Washington , from DAVID FERDERER AND DEBORAH FERDERER, HUSBAND AND WIFE AND GARY CLINE AND REBECCA J. CLINE, HUSBAND AND WIFE , as Grantor(s), to TRANSNATION TITLE INSURANCE COMPANY , as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR CITYBANK, ITS SUCCESSORS AND ASSIGNS , as Beneficiary, the beneficial interest in which was assigned by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR CITYBANK, ITS SUCCESSORS AND ASSIGNS (or by its successors-in-interest and/or assigns, if any), to Wells Fargo Bank, N.A. . II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers or Grantor's default on the obligation secured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the follo wing amounts which are now in arrears: $18,430.94 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $166,081.44 , together with interest as provided in the Note from 5/1/2015 on, and such other costs and fees as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 5/27/2016 . The defaults referred to in Paragraph III must be cured by 5/16/2016 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 5/16/2016 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee's fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 5/16/2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address( es ): NAME DAVID FERDERER AND DEBORAH FERDERER, HUSBAND AND WIFE AND GARY CLINE AND REBECCA J. CLINE, HUSBAND AND WIFE ADDRESS 8217 E /8219 112TH STREET, PUYALLUP, WA 98373 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 12/23/2015 . VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. NOTICE TO OCCUPANTS OR TENANTS The purchaser at the Trustees Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal
assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchasers sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiarys Agent, or the Beneficiarys Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders rights against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBTAND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 1/26/2016 Quality Loan Service Corp. of Washington, as Trustee By: Tricia Moreno, Assistant Secretary Trustees Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustees Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 800-280-2832 Or Login to: http://wa.qualityloan.com TS No.: WA-15-691246-SW IDSPub #0100517 IDX690454 4/22/2016 5/13/2016
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