Re: Elhard, Robert & Deborah NOTICE OF TRUSTEE'S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 Grantor: TRUSTEE AND CORPORATE SERVICES, INC. Grantee: ROBERT B. ELHARD and DEBORAH K. ELHARD, husband and wife Legal Description (abbreviated): PTN SEC 14, TWP 16N RGE 3E, SE QTR & NE QTR Full legal description attached on Exhibit A hereto. Assessor's Tax Parcel No. 031614101-0 Recording No. of Deed of Trust 200809250375 I. NOTICE IS HEREBY GIVEN that the undersigned Trustee will on the 9th day of January, 2015, at the hour of ten o'clock a.m., at the 2nd floor entry plaza outside the County Courthouse, 930 Tacoma Avenue South, Tacoma, Pierce County, Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the real property, situated in the County Pierce, State of Washington, and legally described on Exhibit A hereto, together with the personal property described on Exhibit A-1 hereto (the "Property"), which is subject to that certain Deed of Trust (the "Deed of Trust") dated as of September 18, 2008, recorded on September 25, 2008, under Auditor's File No. 200809250375 in the Real Property Records of Pierce County, Washington, from ROBERT B. ELHARD and DEBORAH K. ELHARD, husband and wife ("Borrower"), as Grantor, to FIRST AMERICAN TITLE INSURANCE COMPANY, as Trustee, in favor of OFFICE L.L.C., a Washington limited liability company as Beneficiary ("Beneficiary"). II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower's default on the obligations secured by the Deed of Trust. III. The defaults for which this foreclosure is made are as follows: (a) Failure to pay property taxes, interest and penalties. (b) Failure to pay the following amounts which are now in arrears: (i) Failure to pay in full all amounts owed to Beneficiary under the Promissory Note dated September 18, 2008, in the original principal amount of $350,000.00 ("Note"), secured by the Deed of Trust, by the maturity date of October 10, 2009. IV. The sum owing on the obligation secured by the Deed of Trust is: Principal $105,632.73, together with interest as provided in the Note from the 30th day of November, 2010, and such other costs and fees as are due under the Note secured by the Deed of Trust, and as are provided by statute. V. The Property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession or encumbrances on the 9th day of January, 2015. The defaults referred to in Paragraph III must be cured by the 29th day of December, 2014 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before the 29th day of December, 2014 (11 days before the sale date), the defaults as set forth in Paragraph III are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after the 29th day of December, 2014 (11 days before the sale date), and before the sale by the Borrower, Guarantor, or the holder of any recorded junior lien or encumbrance by paying the entire principal and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written Notice of Default was transmitted by the Trustee to the Borrower and Grantor at the following addresses: Robert B. Elhard and Deborah K. Elhard 42200 Dean Kreger Road East Eatonville, WA 98328 Robert B. Elhard and Deborah K. Elhard 42206 Dean Kreger Road Eatonville, WA 98328 Robert B. Elhard and Deborah K. Elhard 22214 Marine View Drive S. Des Moines, WA 98198 by both first class and certified mail on the 20th day of August, 2014, proof of which is in possession of the Trustee; the written notice of default was posted in a conspicuous place on the real property described in paragraph I above on August 21, 2014, and the Trustee has possession of proof of such posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Borrower and all those who hold by, through or under the Borrower of all their interest in the above-described property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's Sale. X. NOTICE TO OCCUPANTS OR TENANTS The purchaser at the trustee's sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. DATED: October 6, 2014. TRUSTEE AND CORPORATE SERVICES, INC., Successor Trustee By: Mark C. Pepple, Vice President Address of Trustee: Trustee and Corporate Services, Inc. 1000 Second Avenue, Suite 2950 Seattle, WA 98104 Telephone: 206-625-1711 Attn: Mark C. Pepple EXHIBIT A LEGAL DESCRIPTION The real property ("Property") located in Pierce County, Washington and legally described as follows: THE EAST HALF OF THE EAST HALF OF THE WEST HALF OF THE NORTHEAST QUARTER OF SECTION 14, TOWNSHIP 16 NORTH, RANGE 3 EAST OF THE WILLAMETTE MERIDIAN, IN PIERCE COUNTY, WASHINGTON. EXCEPT THE KING-FIANDER COUNTY ROAD; ALSO EXCEPT THAT PORTION LYING SOUTH AND EAST OF THAT UNNAMED DITCH/CREEK RUNNING FROM SILVER LAKE, IN PIERCE COUNTY, WASHINGTON. EXHIBIT A-1 DESCRIPTION OF PERSONAL PROPERTY (a) All tenements, hereditaments, and appurtenances, rents, issues and profits. December 10, 31
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