Re: Dean/ Defrang NOTICE OF TRUSTEE'S SALE Pursuant to the Revised Code of Washington Chapter 61.24, et. seq. I. NOTICE IS HEREBY GIVEN that the undersigned Trustee will on the 9th day of September, 2016, at the hour of 10:00 o'clock a.m. outside the second floor main entrance to the County-City Building located at 930 Tacoma Ave. S, City of Tacoma, County of Pierce, State of Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property, situated in the County of Kitsap, State of Washington, to-wit: THE EAST HALF OF LOT 24 AND ALL OF LOT 25, BLOCK 8558, INDIAN ADDITION TO THE CITY OF TACOMA, ACCORDING TO THE PLAT THEREOF RECORDED IN VOLUME 7 OF PLATS, PAGES 30 AND 31, RECORDS OF PIERCE COUNTY, WASHINGTON. SITUATE IN THE COUNTY OF PIERCE, STATE OF WASHINGTON. Pierce County Assessor Number 471501-7720. which is subject to that certain Deed of Trust dated May 2, 2011, and recorded May 6, 2011 under Auditor's File No. 201105060396 records of Pierce County, Washington, from Roger Dean, a single man, as Grantor, to Stewart Title as Trustee, to secure an obligation in favor of Chris DeFrang and Jonna Moss as Beneficiary. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust. III. The default for which this foreclosure is made is as follows: Failure to pay the following amounts which are now in arrears: A. Delinquent payment for December, 2015 $ 1,100.00 B. Delinquent payments for January, February, March, April, and May 2016 at $1,198.32 per month: $ 5,991.60 C. Unpaid late fees for December 2015, and January, February, March, April, and May 2016: $ 354.60 SUBTOTAL: $ 7,446.20 IV. The sum owing on the obligation secured by the Deed of Trust is: Principal in the amount of $142,676.25, together with interest as provided in the note or other instrument secured, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on the 9th day of September, 2016. The default referred to in Paragraph III must be cured by the 29th day of August, 2016 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before the 29th day of August, 2016 (11 days before the sale date), the default as set forth in Paragraph III is cured and the Trustee's fees and costs are paid. The sale may be terminated any time after the 29th day of August, 2016 (11 days before the sale date) and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Grantor or the Grantor's successor in interest at the following address: Roger Dean 2248 E. 35th Street Tacoma, WA 98409 by both first class and either registered or certified mail on the 26th day of April, 2016, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served on the 29th day of April, 2016, with said written notice of default or the written notice of default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objections to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS The purchaser at the trustee's sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants AND NON-RESIDENTIAL tenants by summary proceedings under chapter 59.12 RCW. For RESIDENTIAL tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. RESIDENTIAL TENANT-OCCUPIED PROPERTY MEANS PROPERTY COMPRISED SOLELY OF A SINGLE-FAMILY RESIDENCE, OR A CONDOMINIUM, COOPERATIVE, OR OTHER DWELLING UNIT IN A MULTIPLEX OR OTHER BUILDING CONTAINING FEWER THAN FIVE RESIDENTIAL UNITS. XI. NOTICE TO GUARANTOR: If this Notice is being mailed or directed to any Guarantor, said Guarantor should be advised that: (1) The guarantor may be liable for a deficiency judgment to the extent the sale price obtained at the trustee's sale is less than the debt secured by the deed of trust; (2) the guarantor has the same rights to reinstate the debt, cure the default, or repay the debt as is given to the grantor in order to avoid the trustee's sale; (3) the guarantor will have no right to redeem the property after the trustee's sale; (4) subject to such longer periods as are provided in the Washington deed of trust act, chapter 61.24 RCW, any action brought to enforce a guaranty must be commenced within one year after the trustee's sale, or the last trustee's sale under any deed of trust granted to secure the same debt; and (5) in any action for a deficiency, the guarantor will have the right to establish the fair value of the property as of the date of the trustee's sale, less prior liens and encumbrances, and to limit its liability for a deficiency to the difference between the debt and the greater of such fair value or the sale price paid at the trustee's sale, plus interest and costs. DATED this 2nd day of June, 2016. TRUSTEE: DAVIES PEARSON, P.C. JAMES R. TOMLINSON, WSBA#14559 920 Fawcett Avenue – P.O. Box 1657 Tacoma, WA 98402 Telephone: 253/620-1500 IDX-714265 August 9, 30