Re: Davis, Suk Abbr. Legal Description: Lot 15, BOUGHTON TERRACE Parcel No: 256500-015-1 Deed of Trust No. 200706110793 NOTICE OF TRUSTEE'S SALE I. NOTICE IS HEREBY GIVEN that the undersigned Trustee, Bruce J. Blohowiak will, on April 21st 2017 at the hour of 10:00 a.m., at the 2nd floor entry plaza outside the Pierce County Courthouse, 930 Tacoma Ave South, Tacoma, WA located at Pierce County, State of Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property, situated in the County of Pierce, State of Washington, to-wit: The North 68 feet of Lot 15, as measured parallel to the North Line of said Lot of BOUGHTON TERRACE, according to the Plat recorded in Book 15 of Plats, page 28, filed with the Pierce County Auditor in Pierce County, Washington, Situate in the County of Pierce, State of Washington The postal address of which it is more commonly known as: 3410 Olympic Blvd. W. University Place, WA 98466 The above described real property is subject to a Deed of Trust dated June 5th 2007, wherein Suk C. Davis, a single person, is the Grantor(s); and Fidelity Title, the Trustee; and National City Mortgage, a division of National City Bank, a National Banking Association, the Beneficiary, which Deed of Trust was recorded under Auditor's File No. 200706110793, records of Pierce County, Washington. II. No action commenced by the beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust. III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: 1. Failure to pay monthly payments in the amount of $2,260.42 for the months of January 2012 through November 2016 $ 135,625.20 2. The failure to pay late charges $ 2,034.36 3. The failure to pay Servicer Advances $ 75.00 5. Current foreclosure costs and fees: a. Cost of Title Report for foreclosure $ 1,436.42 b. Service/Posting Notice of Default $ 139.00 c. Copying (est) $ 5.00 d. Postage (est) $ 15.00 e. Attorney's Fee $ 800.00 TOTAL CHARGES, COSTS AND FEES $ 140,129.98 IV. The sum owing on the obligation(s) secured by the Deed of Trust are as follows: Principal $ 350,000.00 together with interest as provided in the note or other instrument secured from December 1st 2011 and/or as advanced and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied regarding title, possession, or encumbrances on April 21th 2017. The default(s) referred to in paragraph III, must be cured by April 10th 2017 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before April 10th 2017, the default(s) as set forth in paragraph III is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after April 10th 2017 and before the sale, by the Borrower, Grantor(s), any Guarantor, or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses: Suk C. Davis 3410 Olympic Blvd. W. University Place, WA 98466 Suk C. Davis P.O. Box 64835 Tacoma, WA 98464-0835 by both first-class and certified mail on the 12th day of October 2016 proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served on the 13th day of October 2016 with said written notice of default or the written notice of default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objection to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. "THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 894-4663 Website:www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development: Telephone: (800) 569-4287 Website:www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (800) 606-4819 Website: http://nwjustice.org/what-clear X. NOTICE TO OCCUPANTS OR TENANTS The purchaser at the trustee's sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060 and the Helping Families Save Their Homes Act of 2009. XI. THIS MAY BE AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. XII. CONDITIONS OF SALE Any Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement (if otherwise allowed) or any conditions of which the Trustee is not aware that would cause the cancellation of this sale as to the real property described herein or any portion of said real property. Further, if any of these conditions exist, this sale be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages, costs and/o attorney fees. The sale of the property will be made without covenant or warranty regarding title, possession(s), encumbrances or condition DATED: December 1st 2016. By /s/Bruce J. Blohowiak, Successor Trustee 201W. North River Drive, Ste 305 Spokane, WA 99201 509-723-2438 STATE OF WASHINGTON) ss. County of Spokane) On December 1st 2016, before me, the undersigned, a Notary Public for said State, personally appeared Bruce J. Blohowiak, personally known to me to be the person whose name is subscribed to the within instrument and acknowledged to me that he executed the same in his authorized capacity, and that by his signature on the instrument the pe
rson, or the entity upon behalf of which the person acted, executed the instrument. WITNESS my hand and official Seal. /s/LISA S. MITTLEIDER NOTARY PUBLIC in and for the State Of Washington, residing at Spokane IDX-746093 March 24, April 14