Re: Cummings, Michael NOTICE IS HEREBY GIVEN that the undersigned trustee will on 09/02/16 10:00 at the following place: at the Second Floor Entry Plaza Outside Pierce County Courthouse, 930 Tacoma Ave South, Tacoma, WA, the undersigned Trustee (subject to any conditions imposed by the trustee to protect lender and borrower) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property, situated in the County of Pierce, State of Washington: LOT 1 OF PIERCE COUNTY SHORT PLAT RECORDED SEPTEMBER 17, 1997 UNDER RECORDING NO. 9709170491, RECORDS OF PIERCE COUNTY, WASHINGTON; TOGETHER WITH AN EASEMENT FOR PRIVATE ROAD AND UTILITIES, AS DELINEATED ON THE FACE OF THE SAID SHORT PLAT; EXCEPT THAT PORTION LYING WITHIN SAID LOT 1; ALSO TOGETHER WITH A NON-EXCLUSIVE EASEMENT 30 FEET IN WIDTH FOR INGRESS AND EGRESS OVER AND ACROSS THE FOLLOWING DESCRIBED PROPERTY: BEGINNING AT THE INTERSECTION OF THE EAST LINE OF THE NORTHEAST QUARTER OF THE NORTHWEST QUARTER AND THE SOUTH LINE OF THE NORTH 15 ACRES OF SECTION 11, TOWNSHIP 20 NORTH, RANGE 1 WEST, OF THE W.M., IN PIERCE COUNTY, WASHINGTON; THENCE EAST PARALLEL TO THE NORTH LINE OF SAID SECTION 11, TO THE EAST LINE OF THE NORTHWEST QUARTER OF THE NORTHEAST QUARTER; THENCE SOUTH ALONG SAID EAST LINE THEREOF 30 FEET; THENCE WEST PARALLEL TO THE NORTH LINE OF SAID SECTION 11, TO THE EAST LINE OF GIG HARBORLONGBRANCH COUNTY ROAD; THENCE NORTH ALONG THE EAST LINE OF SAID ROAD TO THE SOUTH LINE OF THE NORTH 15 ACRES OF THE NORTHEAST QUARTER OF THE NORTHWEST QUARTER OF SAID SECTION 11; THENCE EAST TO THE POINT OF THE BEGINNING; ALSO TOGETHER WITH AN EASEMENT FOR INGRESS, EGRESS AND UTILITIES AS GRANTED IN INSTRUMENT RECORDED UNDER RECORDING NO. 9503230267. SITUATE IN THE COUNTY OF PIERCE, STATE OF WASHINGTON. Tax Parcel ID No.: 0020115001; commonly known as: 17313 17th St Ct KPS, Lakebay, WA 98349, which is subject to that certain Deed of Trust recorded on 02/09/2007, under Auditor's File No. 200702090698, records of Pierce County, Washington, from Michael Cummings, as Grantor, to Glogowski Law Firm, PLLC, as successor Trustee, to secure an obligation in favor of U.S. Bank National Association ND, as Beneficiary. The current holder of the Note is U.S. Bank National Association, as successor by merger of U.S. Bank National Association ND. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Grantor's or Borrower's default in the obligation secured by the Deed of Trust. III. The default(s) for which this foreclosure is made is/are as follows: Failure to Make Payments as Follows: 33 Delinquent Payments from 08/09/2013 thru 04/17/2016 $45,731.58 Recoverable Corp. Advances $3,419.00 TOTAL $49,150.58 Other potential defaults do not involve payment to the Beneficiary. If applicable, each of these defaults must also be cured. Listed below are categories of common defaults which do not involve payment of money to the Beneficiary. Opposite of each such listed default is a brief description of the action/documentation necessary to cure the default. The list does not exhaust all possible other defaults; any defaults identified by Beneficiary or Trustee that are not listed below must also be cured. IV. The sum owing on the obligation secured by the Deed of Trust is: $153,003.86, together with interest as provided in the note or other instrument secured from 07/09/2013, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied regarding title, possession, or encumbrances on 09/02/16 10:00. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 08/22/2016 to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before the close of the Trustee's business on 08/22/2016 the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after 08/22/2016, and before the sale by the Borrower, Grantor, any Guarantor, or the holder of any recorded junior lien or encumbrance paying the entire balance of principle and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses: NAME AND ADDRESS Michael Cummings, Jane Doe Cummings, Occupants, 17313 17th St Ct KPS, Lakebay, WA 98349, Michael Cummings and Jane Doe Cummings, 7603 NE 13th Ave #81 Vancouver, WA 98665, by both first class and either certified mail, return receipt requested, on 02/16/2016, proof of which is in the possession of the Trustee; and on 02/17/2016 Grantor and Borrower were personally served with said written notice or default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it a statement of all foreclosure costs and trustee's fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their right, title and interest in the above-described property. IX. Anyone having any objections to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed or trust (the owner) and anyone having an interest junior to the deed of trust including occupants and tenants. After the 20th day following the sale the purchaser has the right to evict occupants and tenants by summary proceedings-under the unlawful detainer act, Chapter 59.12 RCW. DATED: 4/21/16 By Glogowski Law Firm, PLLC IDX-715137 August 5, 24