Re: Crawford/Generao NOTICE OF TRUSTEE'S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24, ET. SEQ. THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. TO: JOHN DAVID CRAWFORD and VICTORIA GENERAO, husband and wife; to any occupants of the property; and to all other persons or entities claiming an interest in the subject property. I. NOTICE IS HEREBY GIVEN that the undersigned Trustee will on AUGUST 2, 2013, at the hour of 10:00 o'clock, a.m., at the PIERCE COUNTY SUPERIOR COURTHOUSE, in the City of TACOMA, PIERCE COUNTY, Stateof Washington, sell at public auction to the highest bidder, payable at the time of sale, the following described real property, situated in the County of PIERCE, State of Washington, to-wit: Parcel A: Lot 1 of short plat recorded May 22, 2006 under recording no. 200605225006, in Pierce County, Washington. Except that portion conveyed to Pierce County recorded August 29, 2006 under recording no. 200608290236. Parcel B: A nonexclusive private road easement as delineated on the said short plat. Together with all the tenements, hereditaments, and appurtenances now or hereafter thereunto belonging or in any wise appertaining, and the rents, issues and profits thereof. (commonly known as 18221 30th Street KPN, Lakebay, WA 983499466 TAX ACCOUNT NUMBER: 0021275013 Which is subject to that certain Deed of Trust dated November 2, 2011, recorded November 14, 2011, in the mortgage records of Pierce County, under Auditor's File No. 201111140904, records of Pierce County, State of Washington, from John David Crawford and Victoria Generao, husband and wife, whose address is 18221 30th Street KPN, Lakebay, WA 98349, as Grantor, to First American Title, a Corporation, whose address is 5775 Soundview Dr., Ste 201A, Gig Harbor, WA 98335, as Trustee to secure an obligation in favor of BJE, LLC, whose address is PO Box 1006, Maple Valley, WA 98038 as Beneficiary. Jerome A. Froland, Attorney at Law, was appointed Successor Trustee, by an assignment recorded under Auditor's File No. 201212110391. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust. III. The default(s) for which this foreclosure is made is/are as follows: -Failure to keep real property taxes current: Taxes are delinquent for 2012. -Failure to keep real property insured. -Failure to make the following payments when due: Monthly payments of $600.00/month (Aug. Sept. Oct, Nov. Dec. 2012, Jan. Feb, Mar, 2013)(8 months) ^$4,800.00 Late fees of $60.00/month (Aug. Sept, Oct, Nov, Dec. 2012, Jan. Feb, Mar. 2013)(8 months) ^$480.00 Miscellaneous Fees AFTS NSF Fees ^$85.00 AFTS collection fees $8.50/month (Aug. Sept. Oct. Nov, Dec. 2012, Jan. Feb, Mar. 2013)(8 months)^$68.00 Total Monetary Default ^$5,433.00 IV. The sum owing on the obligation secured by the Deed of Trust is: Principal $102,199.67, together with interest as provided in the note or other instrument secured from November 14, 2011 and other costs and fees as are due under the note or other instrument secured, and as are provided by statute. V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on AUGUST 2, 2013. The Default(s) referred to in paragraph III must be cured by JULY 22, 2013 (11 Days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before JULY 22, 2013 (11 days before the sale date), the default(s) as set forth in paragraph III is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after JULY 22, 2013 (11 days before the sale date) and before the sale by the Borrower, Grantor, any Guarantor, or the holder of any recorded Junior Lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses: John David Crawford Victoria Generao 18221 30th Street KPN Lakebay, WA 98349-9466 John David Crawford 18221 30th Street KPN Lakebay, WA 98349 Victoria Generao 18221 30th Street KPN Lakebay, WA 98349 John David Crawford Victoria Generao 18221 Bass Lane KPN Lakebay, WA 98349 Occupant/Tenant 18221 30th Street KPN Lakebay, WA 98349-9466 Occupant/Tenant 18221 Bass Lane KPN Lakebay, WA 98349 By both first class and either registered or certified mail on February 19, 2013, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served on February 20, 2013, with said written notice of default or the written notice of default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objections to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS The purchaser at the trustee's sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the Deed of Trust (the Owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings chapter 59.12 RCW. For tenant occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. "THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE: Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: -The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission can be reached at: Toll-free: 1-877-894-HOME (1877-894-4663) http://www.dfi.wa.gov/ consumers/homeownership/ post_purchase_ counselors_foreclosure.htm -The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 Local counseling agencies in Washington: http://www.hud.gov/ offices/hsg/sfh/hcc/fc/index.cfm ?webListAction=search&searchstate =WA&filterSvc=dfc -The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys; The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Toll-free: 1-800-606-4819 http://nwjustice.org/what-clear THIS NOTICE IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DATED: 3/23/2013 Trustee: /s/Jerome A. Froland, WSBA 14916 Address: P.O. Box
13125 Mill Creek WA 98082 Telephone: 425-778-5297 July 3, 24