RE: COSGROVE, BETTY J. TS No WA07000028-15-1 APN 756590-0260 TO

RE: COSGROVE, BETTY J. TS No WA07000028-15-1 APN 756590-0260 TO No 8529159 NOTICE OF TRUSTEE'S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. I. NOTICE IS HEREBY GIVEN that on August 7, 2015, 10:00 AM, in the second floor entry plaza outside the County Courthouse, 930 Tacoma Avenue South, Tacoma, WA 98402, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier's check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Pierce, State of Washington, to-wit: LOT 26, SHERWOOD EAST, ACCORDING TO THE PLAT THEREOF RECORDED IN VOLUME 43 OF PLATS, PAGE(S) 12 AND 13, RECORDS OF PIERCE COUNTY, WASHINGTON.SITUATE IN THE COUNTY OF PIERCE, STATE OF WASHINGTON. APN: 756590-0260 More commonly known as 16302 14TH AVE E, Tacoma, WA 98445-2371 which is subject to that certain Deed of Trust dated as of October 21, 2010, executed by BETTY J. CROSGROVE, AS A SEPARATE ESTATE as Trustor(s), to secure obligations in favor of GENWORTH FINANCIAL HOME EQUITY ACCESS, INC as original Beneficiary recorded January 3, 2011 as Instrument No. 201101030137 and the beneficial interest was assigned to Reverse Mortgage Solutions, Inc. and recorded June 1, 2011 as Instrument Number 201106010318 of official records in the Office of the Recorder of Pierce County, Washington. II. No action commenced by Reverse Mortgage Solutions, Inc., the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers' or Grantors' default on the obligation secured by the Deed of Trust/Mortgage. Current Beneficiary: Reverse Mortgage Solutions, Inc. Contact Phone No: (866) 225-4418 Address: 2727 Spring Creek Drive, Spring, TX 77373 III. The default(s) for which this foreclosure is made is/are as follows: Failed to pay the principal balance which became all due and payable based upon the move-out by all mortgagors from the property, ceasing to use the property as the principal residence, pursuant to paragraph 6 under the Note, and pursuant to paragraph 9 of the Deed of Trust. PRINCIPAL AND INTEREST DUE INFORMATION Principal Balance as of September 1, 2014 $150,335.83 Interest due through March 31, 2015 $4,950.38 TOTAL PRINCIPAL BALANCE AND INTEREST DUE: $155,286.21 PROMISSORY NOTE INFORMATION Note Dated: October 21, 2010 Note Amount: $235,500.00 Interest Paid To: August 1, 2014 Next Due Date: September 1, 2014 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $150,335.83, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on August 7, 2015. The defaults referred to in Paragraph III must be paid by July 27, 2015, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before July 27, 2015 (11 days before the sale) the default as set forth in Paragraph III is paid and the Trustees' fees and costs are paid. Payment must be in cash or with cashiers' or certified checks from a State or federally chartered bank. The sale may be terminated any time after the July 27, 2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust. VI. A written Notice of Default was transmitted by the current Beneficiary, Reverse Mortgage Solutions, Inc. or Trustee to the Borrower and Grantor at the following address(es): ADDRESS UNKNOWN SPOUSE OF BETTY COSGROVE 16302 14TH AVE E, Tacoma, WA 98445-2371 BETTY J CROSGROVE 16302 14TH AVE E, Tacoma, WA 98445-2371 BETTY J CROSGROVE 2601 70TH AVENUE WEST, TACOMA, WA 98466 BETTY J CROSGROVE 605 N PROCTOR, PALOUSE, WA 99161 BETTY J CROSGROVE 605 N PROCTOR ST, PALOUSE, WA 99161-8722 BETTY J CROSGROVE C/O EQUITABLE ESCROW, INC. 2601 70TH AVENUE WEST, TACOMA, WA 98466 by both first class and certified mail on February 26, 2015, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees' Sale. X. If the Borrower received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060; Dated: March 31,2015 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Athena Vaughn, Authorized Signatory MTC Financial Inc. dba Trustee Corps 1700 Seventh Avenue, Suite 2100 Seattle WA 98101 Phone: (800) 409-7530 TDD: (800) 833-6388 For Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps TRUSTEE'S SALE INFORMATION CAN BE OBTAINED ONLINE AT Order No. WA15-000303-2, Pub Dates 07/06/ 2015, 07/27/2015