Re: COPELAND, RUSSELL & JEAN TS # 057-012753 Order # 30307927 Notice of Trustee's Sale I. Abbreviated Legal Description: L T 28, RIVER'S EDGE IN ORTING PH 1B NOTICE IS HEREBY GIVEN that UTLS DEFAULT SERVICES-WA, INC., A WASHINGTON CORPORATION, the undersigned Trustee will on 4/12/2013, at 10:00 AM at the 2nd floor entry plaza of the Superior Courthouse, 930 Tacoma Avenue South, Tacoma, WA 98402 sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier's check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Pierce, to-wit: LOT 28 OF RIVER'S EDGE IN ORTING PHASE 1B, ACCORDING TO THE PLAT THEREOF RECORDED FEBRUARY 4, 2005 UNDER RECORDING NO. 200502045005, RECORDS OF PIERCE COUNTY AUDITOR; SITUATE IN THE COUNTY OF PIERCE, STATE OF WASHINGTON. Commonly known as: 211 NE JOHNS STREET, ORTING, WA 98360 APN: 700186-028-0 which is subject to that certain Deed of Trust dated 1/24/2009, recorded 1/29/ 2009, under Auditor's File No. 200901290673, records of Pierce, County Washington, from RUSSELL COPELAND & JEAN COPELAND, HUSBAND & WIFE, as Grantor(s), to RAINIER TITLE COMPANY, as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, the beneficial interest in which was assigned by mesne assignments to MetLife Home Loans, a division of MetLife Bank, N.A.. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust. III. The default(s) for which this foreclosure is made is/are follows: Failure to pay when due the following amounts which are now in arrears: Total payments from 7/1/2009 through $122,874.36 Total late charges 7/1/2009 12/4/2012 42 $4,914.84 Total Advances $0.00 TOTAL DUE THE BENEFICIARY $127,789.20 IV. The sum owing on the obligation secured by the Deed of Trust is: The Principal Sum of $417,034.31, together with interest as provided in the Note from 6/1/ 2009, and such other costs and fees as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on 4/12/2013. The default(s) referred to in paragraph III, must be cured by 4/1/2013 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before 4/1/2013, (11 days before the sale) the default(s) as set forth in paragraph III is cured and the Trustee's fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State of federally chartered bank. The sale may be terminated any time after 4/1/ 2013, (11 days before the sale date) and before the sale by the Borrower or Grantor, or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses: RUSSELL COPELAND & JEAN COPELAND, HUSBAND & WIFE 211 NE JOHNS STREET ORTING, WA 98360 by both first class and certified mail on 10/23/2012, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor, of all their interest in the above-described property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS (if applicable under RCS 61.24.040(9)) The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants and tenants, After the 20th day following the sale the purchaser has the right to evict occupants and tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: 12/4/ 2012 UTLS DEFAULT SERVICES-WA, INC., A WASHINGTON CORPORATION, Successor Trustee By: Carlos Cano Its: Vice President For further information please contact: UTLS Default Services-WA, Inc., a Washington corporation 290 Madison Ave. N., Suite 202 Bainbridge Island, WA 98110 Phone: (206) 780-6088 Fax: (206) 438-9976 Reinstatement Line: 877-282-1367 P1007450 3/11, 04/01/2013