RE: Collins/Gearhart NOTICE OF TRUSTEE'S SALE Reference Number: 200703161044 Grantee(s): (1) Froehling, Antoni H. Grantor(s): (1) Collins, Francis Keith (2) Gearhart, Chelcy Lucille Legal Description: Lot 7 Prairie Ridge No. 7- additional legal on page 1 Assessor's Tax Parcel Number: 6995200070 I. NOTICE IS HEREBY GIVEN that the undersigned Trustee will on Friday the 26th day of February, 2016, at the hour of 10:00 o'clock a.m., in the First Floor Lobby of the County-City Building located at 930 Tacoma Avenue South in the City of Tacoma, State of Washington, sell at public auction to the highest and best bidder, payable at the time of the sale, the following described real property, situated in the County of Pierce, State of Washington, to-wit: Lot(s) 7, Prairie Ridge No. 2, according to the plat recorded in Book 34 of plats, page(s) 5 to 10, inclusive, in Pierce County, Washington. commonly known as 22005 128th Street East, Bonney Lake, Washington 98391 which is subject to that certain Deed of Trust, dated March 12, 2007, recorded March 16, 2007, under Auditor's File No. 200703161044, records of Pierce County, Washington, from FRANCIS KEITH COLLINS, an unmarried man and CHELCY LUCILLE GEARHART, an unmarried woman, as Grantor, to TICOR TITLE COMPANY, as Trustee, to secure an obligation in favor of GEORGE BEE and LAURETTA BEE, husband and wife, as Beneficiary and subsequent Loan Agreement and General Agreement dated March 30, 2012. ANTONI H. FROEHLING, Attorney at Law, as Successor Trustee, under instrument recorded with the Pierce County Auditor under Recording No. 201511050069 II. No action commenced by the Beneficiary of the Deed of Trust or the Beneficiary's successor is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust. III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: Monthly payments: ($772.49/month) (April, May, August, September, October, November, 2015) $4,634.94 Delinquent Real Estate Taxes: (2015 including interest and penalties through November, 2015) Parcel No. 6995200070 $795.22 Parcel No. 4147015600 $104.46 TOTAL: $5,534.64 IV. The sum owing on the obligation secured by the Deed of Trust and Loan Agreement as of November 30, 2015 is: Principal and interest of Fifty-Eight Thousand Seventy-Eight Dollars and Sixty-One Cents ($58,078.61) together with interest as provided in the note or other instrument secured, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on the 26th day of February, 2016. The default(s) referred to in paragraph III must be cured by the 15th day of February, 2016 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before the 15th day of February, 2016 (11 days before the sale date), the default(s) as set forth in paragraph III is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after the 15th day of February, 2016, (11 days before the sale date) and before the sale by the Borrower, Grantor or the Grantor's successor in interest, any Guarantor, or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor or the Grantor's successor in interest at the following addresses: Francis Keith Collins 22005 128th Street East Bonney Lake, WA 98391 Chelcy Lucille Gearhart 22005 128th Street East Bonney Lake, WA 98391 by both first class and certified mail on the 13th day of July, 2015, proof of which is in the possession of the Trustee; and the Borrower and Grantor and the written notice of default was posted on July 12, 2015, in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. A written amended notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor or the Grantor's successor in interest at the following addresses: Francis Keith Collins 22005 128th Street East Bonney Lake, WA 98391 Chelcy Lucille Gearhart 22005 128th Street East Bonney Lake, WA 98391 by both first class and certified mail on the 5th day of August, 2015, proof of which is in the possession of the Trustee; and the Borrower and Grantor and the written notice of default was posted on August 5, 2015, in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS– The purchaser at the trustee's sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. Dated 11-16-15 Trustee: ANTONI H. FROEHLING Attorney at Law Address: 122 East Stewart Avenue Puyallup, Washington 98372 Phone: (253)770-0116 /s/ Antoni H. Froehling State of Washington)ss. County of King) This is to certify that on this 16 day of November,2015, before me, a Notary Public in and for the State of Washington, duly commissioned and sworn, personally came ANTONI H. FROEHLING to me known to be the individual described in and who executed the within instrument, and acknowledged that he signed the same as his free and voluntary act and deed for the uses and purposes therein mentioned. WITNESS MY HAND and official seal the day and year in this certificate first above written. /s/ BETTY A. HENDRICKS NOTARY PUBLIC in and for the State of Washington, residing at SUMNER My Commission Expires: 3/15/18 IDX-670475 January 28, February 18