Re: Chang, Eun & Sung

NOTICE OF TRUSTEE’S SALE

I.

NOTICE IS HEREBY GIVEN that the undersigned Trustee will on the 7th day of August, 2020, at the hour of 10:00 a.m. at the main entrance of the Pierce County Courthouse, 930 Tacoma Ave S, Tacoma, Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property, situated in the County of Pierce, State of Washington, to wit:

THAT PORTION OF LOT 9 OF NIXON LAKE TRACTS, ACCORDING TO PLAT RECORDED IN BOOK 10 OF PLATS AT PAGE 47, DESCRIBED AS FOLLOWS:

BEGINNING AT THE MOST NORTHEASTERLY CORNER OF SAID LOT 9;

THENCE SOUTH 4°39’39” EAST ALONG THE EASTERLY LINE OF SAID LOT 9, 25.42 FEET;

THENCE WEST 308.46 FEET;

THENCE NORTH 75.05 FEET TO AN ANGLE IN THE SOUTHERLY BOUNDARY OF LOT 8;

THENCE SOUTHEASTERLY ALONG SAID SOUTHERLY BOUNDARY 317.46 FEET TO THE POINT OF BEGINNING; TOGETHER WITH SECOND CLASS SHORELANDS, AS CONVEYED BY THE STATE OF WASHINGTON, SITUATE IN FRONT OF ADJACENT TO OR ABUTTING THEREON;

SITUATE IN THE COUNTY OF PIERCE, STATE OF WASHINGTON

which is subject to that certain Deed of Trust dated June 14, 2013, recorded June 14, 2013, under Auditor’s No. 201306140636, records of Pierce County, Washington, from EUN K. CHANG and SUNG K. CHANG, Grantor, to MICHAEL SIDERIUS, as Successor Trustee, to secure an obligation in favor of TWINSTAR CREDIT UNION, Beneficiary.

II.

No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust.

III.

The defaults for which this foreclosure is made is/are as follows:

Failure to pay when due the following amounts which are now in arrears: Delinquent payments from August, 2019, in the sum of $1,400.00 per month through May, 2020, for a total delinquent balance of $12,517.72, plus interest, late charges, and attorney’s fees.

IV.

The sum owing on the obligation secured by the Deed of Trust is: Principal, $139,398.14, together with interest as provided in the Note or other instrument secured from the 14th day of June, 2013; and such other costs and fees as are due under the Note or other instruments secured, and as are provided by statute.

V.

The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. This sale will be made without warranty, express or implied, regarding title, possession or encumbrances on the 7th day of August, 2020. The default(s) referred to in paragraph III must be cured by the 27th day of July, 2020 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before the 27th day of July, 2020 (11 days before the sale date), the default(s) as set forth in paragraph III are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after the 27th day of July, 2020 (11 days before the sale date), and before the sale by the Borrower, Grantor or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.

VI.

A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address: 7914 Nixon Ave SW, Lakewood, WA 98498 by both first class and certified mail on the 13th day of December, 2019, proof of which is in the possession of the Trustee and the written notice of default was posted in a conspicuous place on the premises on the 13th day of December, 2019, and the Trustee has possession of such proof of service or posting.

VII.

The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.

VIII.

The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property.

IX.

Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.

X.

NOTICE TO OCCUPANTS OR TENANTS

The Purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants and tenants. After the 20th day following the sale the Purchaser has the right to evict occupants and tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060.

DATED this 5th day of May, 2020.

Michael Siderius, Successor Trustee

500 Union Street, Suite 847

Seattle, WA 98101

Tel. 206/624-2800

Fax: 206/624-2805

IDX-902943

July 9 & 30, 2020