Re: Brown, Michael R. Grantor: Davies Pearson, P.C. (Successor Trustee)

Re: Brown, Michael R. Grantor: Davies Pearson, P.C. (Successor Trustee) Grantee: Michael R. Brown (Grantor of Deed of Trust) Beneficiary: Donna J. Sanders Legal Description (abbreviated): Section 20, Township 20, Range 03, Quarter 32, Wapato Park Add, Wapato Park Add S 1/2 of L 1 thru 5 B 11 Assessors Tax Parcel ID: 9355000270 Reference Nos. of Document: 201410170253 NOTICE OF TRUSTEE'S SALE Pursuant to the Revised Code of Washington Chapter 61.24, et. seq. I. NOTICE IS HEREBY GIVEN that the undersigned Trustee will on the 5th day of June, 2015, at the hour of 10 o'clock a.m. at the County-City Building, 930 Tacoma Ave. S., outside of the 2nd floor entrance, City of Tacoma, County of Pierce, State of Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real properties, situated in the County of Pierce, State of Washington, to-wit: THE SOUTH HALF OF LOTS 1 TO 5 INCLUSIVE, BLOCK 11, MAP OF WAPATO PARK ADDITION TO THE CITY OF TACOMA, WASHINGTON TERR., ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 3 OF PLATS AT PAGE 55, RECORDS OF PIERCE COUNTY AUDITOR. SITUATE IN THE CITY OF TACOMA, COUNTY OF PIERCE, STATE OF WASHINGTON Pierce County Assessor Number 9355000270, the postal address of which is more commonly known as 5718 South Alaska Street, Tacoma, WA 98408, which is subject to that certain Deed of Trust dated October 2, 2014, recorded October 17, 2014, under Auditor's File No. 201410170253, records of Pierce County, Washington, from Michael R. Brown, as Grantor, to Chicago Title Company, as Trustee, to secure an obligation in favor of Donna J. Sanders, as Beneficiary. II. No action commenced by the Beneficiary of the Deed of Trust or the Beneficiary's successor is now pending to seek satisfaction of the obligation in any court by reason of the Grantor's default on the obligation secured by the Deed of Trust. III. The defaults for which this foreclosure is made are as follows: Failure to pay when due the following amounts which are now in arrears: Principal amount due: ^$15,000.00 Accrued interest December 31, 2014 through February 25, 2015: ^$276.16 Attorney and Trustee Fees ^$1,650.00 SUBTOTAL: ^$16,926.16 IV. The sum owing on the obligation secured by the Deed of Trust is: Principal in the amount of $15,000.00, together with interest as provided in the note or other instrument secured from the 31st day of December, 2014, and such other costs and fees as are due under the notes or other instrument secured, and as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on the 5th day of June, 2015. The default referred to in Paragraph III must be cured by the 25th day of May, 2015 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before the 25th day of May, 2015 (11 days before the sale date), the default as set forth in Paragraph III is cured and the Trustee's fees and costs are paid. The sale may be terminated any time after the 25th day of May, 2015 (11 days before the sale date) and before the sale by the Grantor or the Grantor's successor in interest or the holder of any recorded Junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Grantor or the Grantor's successor in interest at the following addresses: Michael R. Brown 720 North "I" Street Tacoma, WA 98403 Michael R. Brown 5718 S. Alaska St. Tacoma, WA 98408 by both first class and either registered or certified mail on the 14th day of January, 2015, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served on the 17th day of January, 2015 with said written notice of default or the written notice of default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantors and all those who hold by, through or under the Grantors of all their interest in the above-described property. IX. Anyone having any objections to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS The purchaser at the trustee's sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants AND NON-RESIDENTIAL tenants by summary proceedings under chapter 59.12 RCW. For RESIDENTIAL tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. RESIDENTIAL TENANT-OCCUPIED PROPERTY MEANS PROPERTY COMPRISED SOLELY OF A SINGLE-FAMILY RESIDENCE, OR A CONDOMINIUM, COOPERATIVE, OR OTHER DWELLING UNIT IN A MULTIPLEX OR OTHER BUILDING CONTAINING FEWER THAN FIVE RESIDENTIAL UNITS. XI. NOTICE TO GUARANTOR: If this Notice is being mailed or directed to any Guarantor, said Guarantor should be advised that: (1) The guarantor may be liable for a deficiency judgment to the extent the sale price obtained at the trustee's sale is less than the debt secured by the deed of trust; (2) the guarantor has the same rights to reinstate the debt, cure the default, or repay the debt as is given to the grantor in order to avoid the trustee's sale; (3) the guarantor will have no right to redeem the property after the trustee's sale; (4) subject to such longer periods as are provided in the Washington deed of trust act, chapter 61.24 RCW, any action brought to enforce a guaranty must be commenced within one year after the trustee's sale, or the last trustee's sale under any deed of trust granted to secure the same debt; and (5) in any action for a deficiency, the guarantor will have the right to establish the fair value of the property as of the date of the trustee's sale, less prior liens and encumbrances, and to limit its liability for a deficiency to the difference between the debt and the greater of such fair value or the sale price paid at the Trustee's Sale, plus interest and costs. DATED this 26th day of February, 2015. TRUSTEE: DAVIES PEARSON, P.C. /s/REBECCA M. LARSON, WSBA #20156 920 Fawcett Avenue P.O. Box 1657 Tacoma, WA 98402 Telephone: (253)620-1500 May 7, 28