Re: BLAINE, BROOKES A TS No WA07001038-14-1 APN 022018-1024 TO No 8450231 NOTICE OF TRUSTEE'S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. I. NOTICE IS HEREBY GIVEN that on 5/8/ 2015, 10:00 AM, at the 2nd floor entry plaza of the Superior Courthouse, 930 Tacoma Avenue South, Tacoma, WA 98402, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashiers' check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Pierce, State of Washington, to-wit: PARCEL "A": ALL THAT PART OF LOT 1 IN SECTION 18, TOWNSHIP 20 NORTH, RANGE 2 EAST OF THE WILLAMETTE MERIDIAN, IN PIERCE COUNTY, WASHINGTON, DESCRIBED AS FOLLOWS: COMMENCING AT THE NORTHEAST CORNER OF SAID LOT 1, THENCE WEST ALONG THE NORTH LINE OF SAID LOT, 224.05 FEET; THENCE SOUTH 40°29' WEST 517.47 FEET; THENCE SOUTH 50°29' WEST 239.23 FEET; THENCE NORTH 39°31' WEST TO INTERSECT A LINE DRAWN PARALLEL WITH AND 1328.81 FEET EAST OF THE WEST LINE OF SAID LOT 1 AND THE TRUE POINT OF BEGINNING FOR THIS DESCRIPTION; THENCE SOUTH 39°32' EAST TO THE GOVERNMENT MEANDER LINE; THENCE SOUTH 50°55' WEST 70 FEET; THENCE NORTH 39°31' WEST TO INTERSECT SAID ABOVE MENTIONED PARALLEL LINE; THENCE NORTH ON SAID PARALLEL LINE TO THE POINT OF BEGINNING. TOGETHER WITH TIDELANDS OF THE SECOND CLASS TO THE LINE OF MEAN LOW TIDE AS CONVEYED BY THE STATE OF WASHINGTON, SITUATE IN FRONT OF AND ABUTTING THEREON. PARCEL "B": ALL THAT PART OF GOVERNMENT LOT 1 IN SECTION 18, TOWNSHIP 20 NORTH, RANGE 2 EAST OF THE WILLAMETTE MERIDIAN, IN PIERCE COUNTY, WASHINGTON, DESCRIBED AS FOLLOWS: COMMENCING AT THE NORTHEAST CORNER OF SAID LOT 1, THENCE WEST ALONG THE NORTH LINE OF SAID LOT, 224.05 FEET; THENCE SOUTH 40°29' WEST 517.47 FEET; THENCE SOUTH 50°29' WEST 239.23 FEET TO THE TRUE POINT OF BEGINNING; THENCE NORTH 50°29' EAST 50 FEET; THENCE NORTH 39°31' WEST TO THE NORTH LINE OF SAID LOT 1; THENCE WEST ALONG SAID NORTH LINE TO A POINT NORTH 39°31' WEST OF THE TRUE POINT OF BEGINNING; THENCE SOUTH 39°31' EAST TO THE POINT OF BEGINNING. EXCEPT COUNTY ROAD AND EXCEPT ANY PORTION OF SAID PROPERTY THAT MAY BE WEST OF A LINE PARALLEL WITH AND 1328.81 FEET EAST OF THE WEST LINE OF SAID LOT 1, IN PIERCE COUNTY, WASHINGTON. PARCEL "C": A NON-EXCLUSIVE EASEMENT FOR INGRESS AND EGRESS CREATED BY INSTRUMENT RECORDED UNDER RECORDING NO. 1866090, IN PIERCE COUNTY, WASHINGTON. APN: 022018-1024 More commonly known as 1434 FOX POINT ROAD, FOX ISLAND, WA 98333 which is subject to that certain Deed of Trust dated as of August 26, 2010, executed by BROOKES A BLAINE, AN UNMARRIED WOMAN as Trustor(s), to secure obligations in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS"), as designated nominee for URBAN FINANCIAL GROUP, Beneficiary of the security instrument, its successors and assigns, recorded September 1, 2010 as Instrument No. 201009010431 and the beneficial interest was assigned to Reverse Mortgage Solutions, Inc. and recorded October 2, 2014 as Instrument Number 201410020021 of official records in the Office of the Recorder of Pierce County, Washington. II. No action commenced by Reverse Mortgage Solutions, Inc., the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers' or Grantor's default on the obligation secured by the Deed of Trust/Mortgage. Current Beneficiary: Reverse Mortgage Solutions, Inc. Contact Phone No: (866) 225-4418 Address: 2727 Spring Creek Drive, Spring, TX 77373 III. The default(s) for which this foreclosure is made is/are as follows: Under the Note pursuant to paragraph 6 and Deed of Trust pursuant to paragraph 9, the property ceases to be the principal residence of a borrower(s) for reasons other than death and the property is not the principal residence of at least one other borrower(s). PRINCIPAL AND INTEREST DUE INFORMATION Principal Balance as of May 21, 2014 $319,000.00 Interest due through December 16, 2014 $89,423.21 TOTAL PRINCIPAL BALANCE AND INTEREST DUE: $408,423.21 PROMISSORY NOTE INFORMATION Note Dated: August 26, 2010 Note Amount: $660,000.00 Interest Paid To: April 21, 2014 Next Due Date: May 21, 2014 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $319,000.00, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on May 8, 2015. The defaults referred to in Paragraph III must be paid by April 27, 2015, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before April 27, 2015 (11 days before the sale) the default as set forth in Paragraph III is paid and the Trustees' fees and costs are paid. Payment must be in cash or with cashiers' or certified checks from a State or federally chartered bank. The sale may be terminated any time after the April 27, 2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust. VI. A written Notice of Default was transmitted by the current Beneficiary, Reverse Mortgage Solutions, Inc. or Trustee to the Borrower and Grantor at the following address(es): ADDRESS UNKNOWN SPOUSE OF BROOKES A BLAINE 1434 FOX POINT ROAD, FOX ISLAND, WA 98333 UNKNOWN SPOUSE OF BROOKES A BLAINE 1434 Ozette Dr, Fox island, WA 98333 UNKNOWN SPOUSE OF BROOKES A BLAINE 1434 OZETTE DR FI, FOX ISLAND, WA 98333 UNKNOWN SPOUSE OF BROOKES A BLAINE PO BOX, GIG HARBOR, WA 98335-0577 BROOKES A BLAINE 1434 FOX POINT ROAD, FOX ISLAND, WA 98333 BROOKES A BLAINE 1434 Ozette Dr, Fox island, WA 98333 BROOKES A BLAINE 1434 OZETTE DR FI, FOX ISLAND, WA 98333 BROOKES A BLAINE PO BOX, GIG HARBOR, WA 98335-0577 by both first class and certified mail on November 11, 2014, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's Sale. X. If the Borrower received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. NOTICE TO OCCUPANTS OR TENANTS The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser ha
s the right to evict occupants who are not tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060; Dated: December 16, 2014 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Jean Greagor, Authorized Signatory MTC Financial Inc. dba Trustee Corps 1700 Seventh Avenue, Suite 2100 Seattle WA 98101 Phone: (800) 409-7530 Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps TRUSTEE'S SALE INFORMATION CAN BE OBTAINED ONLINE AT www.priorityposting.com P1124384 4/6, 04/27/2015