Re: BEARDEN, JEROME Trustee Sale # 14-53481 Loan # 7600024721 Title # 02-14049350 APN: #: 947000-028-1 NOTICE OF TRUSTEE'S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from therecording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: 1-877-894-HOME (1-877-8944563). Web site: http:// www.dfi.wa.gov/consumers/homeownership/post purchase counselors foreclosure.htm The United States Department of Housing and Urban Development Telephone: 1-800569-4287 Web site: http://www.hud gov/offices/hsg/sfh/hcc/fc/index. cfm?webListAction=search&searchstateWA&filterSvcdfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: 1-800-6064819 Web site: http:I/nwiustice.orqlwhat-clear NOTICE IS HEREBY GIVEN that the undersigned, Old Republic National Title Insurance Company, 2201 6th Avenue, Suite 1110, Seattle, WA 98121 Trustee will on 9/ 25/2015 at 10:00 AM At the second floor entry plaza outside of the Pierce County Courthouse 930 Tacoma Avenue South Tacoma, WA 98402 sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier's check or certified checks from federally or State chartered banks, at the time of sale, the following described real property, situated in the County of Pierce, State of Washington, to-wit: LOT 6 AND THE NORTH HALF OF LOT 7, BLOCK 4, WEST TACOMA, W.T., ACCORDING TOPLAT RECORDED IN BOOK I OF PLATS AT PAGE 24. SITUATE IN THE COUNTY OF PIERCE, STATE OF WASHINGTON. Commonly known as: 4808 NORTH HUSON TACOMA, WA 98407 APN: 947000-028-1 which is subject to that certain Deed of Trust dated 10/10/ 2006, recorded 10/1212006, under Auditor's File No. 200610120911 in Book -, Page -records of Pierce County, Washington, from JEROME BEARDEN, AS HIS SEPARATE ESTATE, as Grantor(s), to FIRSCREST ESCROW, as Trustee, to secure an obligation in favor of h0ME123 CORPORATION, A CORPORATION, as Beneficiary, the beneficial interest in which was assigned to GMAT Legal Title Trust 2014-1, U.S. Bank, National Association, as Legal Title Trustee, records of Pierce County, Washington. No action commenced by the Beneficiary of the Deed of Trust or the Beneficiary's successor is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: PAYMENT INFORMATION FROM THRU NO.PMT AMOUNT TOTAL 5/1/2014 6/15/2015 14 $1,750.47 $24,506.58 ESTIMATED FORECLOSURE FEES AND COSTS DESCRIPTION TOTAL Conducting /Cancellation Sale Fee $50.00 Mailing Service Fee $54.36 NOD Service Fee $50.00 Posting of Notice of Sale $50.00 Publication of Notice of Sale $2,000.00 Record Assignment of Deed of Trust $49.00Record Notice of Sale $75.00 Record Substitution of Trustee $17.00 T.S.G. Fee $980.03 Trustee's Fees $1,125.00 ADJUSTMENTS DESCRIPTION TOTAL Accrued Late Charges $1,606.96 Late Charge Forecasted $59.87 Corporate Advance $768.76 Suspense ($1,534.36) PROMISSORY NOTE INFORMATION Note Dated: 10/10/ 2006 Note Amount: $286,425.00 Interest Paid To: 4/1/2014 Next Due Date: 5/1/2014 TOTAL DUE AS OF 6/ 5/2015 $29,858.20 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $205,260.29, together with interest as provided in the Note from 5/1/ 2014, and such other costs arid fees as are provided by statute. V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 9/ 25/2015. The defaults referred to in Paragraph III must be cured by 9/14/ 2015, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 9/14/ 2015 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee's fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 9/14/2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the or the Grantor's successor interest or the holder of any recorded junior hen or encumbrance by paying the principal and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust and curing all other defaults. VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME ADDRESS Jerome Bearden 1852W 11th St Tracy, CA 95375 Jerome Bearden 1137 Walpert St #18 Hayward, CA 945413736 Estate of Doris Lane Bearden 1137 Walpert St #18 Hayward, CA 94541-3736 JEROME BEARDEN 4808 NORTH HUSON ST TACOMA, WA 98407 Occupants/Tenants 4808 NORTH HUSON ST TACOMA, WA 98407 Estate of Doris Lane Bearden 4808 North Huson St Tacoma, WA 98407 Estate of Doris Lane Bearden 1852 W 11th St Tracy, CA 95375 by both first class and certified mail on 3/13/2015, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS The purchaser at the trustee's sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 201h day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: 6/8/2015 PUBLIC NATIONAL TITLE INSURANCE COMPANY, as Successor Trustee Dalaysia Ramirez, Assistant Secretary For additional information or service you may contact: Old Republic National Title Insurance Company 2201 6 Avenue, Ste 1201 Seattle, WA 98121 (866) 263-5802 Automated Sales line (888) 988-6736 or visit: www.salestrack.tdsf.com TAC: 973384 PUB: 8/24/15, 9/14/15